Search results

  1. Gravel

    Violent Night (2022)

    I really thought this was a Christmas horror movie or something. Turns out it's just an adult Christmas movie in the same vein as Die Hard. Except with the violence of a Saw movie, or creativeness of Final Destination. Thoroughly surprised. Would recommend.
  2. Gravel

    Weather

    Sorry it's Vox, but it explains why it's bullshit. https://www.vox.com/2016/1/19/10788306/wind-chill-meaning
  3. Gravel

    What do you guys listen to or watch while working out?

    I have to listen to music. Loud. Otherwise I can hear all my old man joints cracking and popping, and that shit makes me nauseous.
  4. Gravel

    The Netflix Thread

    Service with less and less content as time goes on, starts effectively jacking the rates up on all their customers. I wouldn't be surprised if Netflix goes the way of Blockbuster in the next 5-10 years.
  5. Gravel

    Weather

    I thought the 100 year thing was really a percentage. So a 100 year flood has a 1% chance of happening in any given year. It's an actuarial thing, not a science measure from the entire history of the planet.
  6. Gravel

    Investing General Discussion

  7. Gravel

    Weather

    Same here. Gets back to mid-60's by the middle of next week, and 70's for the weekend. The lowest we should be getting is 20F though, so not quite as cold as Texas.
  8. Gravel

    Investing General Discussion

    Amazing what happens when you fire all the dead weight and get rid of the fuckery. You actually start...developing features.
  9. Gravel

    Investing General Discussion

    The conversion itself isn't complicated. At least, not my understanding of it. The complicated portion is controlling our income. For ACA, you basically have to give them an estimate of your income by mid-December, and from that they give you a subsidy to your premiums for the upcoming year (if...
  10. Gravel

    Investing General Discussion

    Wow, my realized gains are super low. I guess because the taxable account wasn't even opened until 2018. I did another $15k today, and I'm going to guess my total is around $3-3.5k in gains. So now I'm in a situation where I'm going to need to do a massive Roth conversion to "manufacture"...
  11. Gravel

    Weather

    Seems about right. That front is predicted to move in fast and drop temps like a rock. Here in Florida I've got a high of 66 and low of 27 on Thursday. And then it'll struggle to get barely above freezing midday Friday through Sunday.
  12. Gravel

    Investing General Discussion

    So since the market has decided to fuck with me, I think I've come up with a new plan for the year. My estimate is that we need $50k for 2023 spending (and this is about what we input for our ACA coverage). I had originally planned on liquidating $50k from our taxable, figuring out what the...
  13. Gravel

    Investing General Discussion

    This guy did what I was too lazy to do (overlay the two). But I talked about it a few times in here and Politics (or the Inflation thread). The timeline is not quite the same anymore, as we would've hit our massive drop sometime back around August or September. But that's really minor. For...
  14. Gravel

    Investing General Discussion

    If we see similar, that'd be hitting the low YTD. Repeat of 2008 here we come?
  15. Gravel

    Investing General Discussion

    Didn't they just yesterday say there was some massive amount (in more billions than 6) of selling?
  16. Gravel

    Investing General Discussion

    Jesus, PLTR down to new lows. Thought I'd done well flipping it and getting down to a $6.90 cost basis. Should've just cut it back in the mid-$7's.
  17. Gravel

    Willow

    When "fantasy" just becomes a mashup of modern issues in a forest setting, is it really even fantasy anymore?
  18. Gravel

    2022 Official Stonks Contest

    Feel like maybe that one should go to whoever was the furthest off.
  19. Gravel

    Investing General Discussion

    That seems to make my point? Wouldn't the algorithms have done all this trading yesterday? Nothing changed between the FOMC and this morning.
  20. Gravel

    Investing General Discussion

    Always baffled by when the markets dump the day after the bad news. And in this case I don't even understand why yesterday was considered bad, as it should've already been priced in. Add in the CPI data and we should be green on the week.
  21. Gravel

    Party Down

    17k views. Starz just sucks for this show. For some reason they're incapable of promoting it. Also, fuck Lizzy Caplan for thinking that Fleischman show was a better choice to do than this.
  22. Gravel

    Investing General Discussion

    It's sad when you look at the 70s which is the only real comparison we have. We're almost following it to a T. We'll let off, get a year or so reprieve, and then inflation will really kick into high gear making this look tame in comparison. It's doubly sad that they've had the blueprint on what...
  23. Gravel

    Deaths and Inheritance

    Man, this thread is depressing. My father in law is in hospice and probably has a week or so left at the most. Brother in law (my wife's only sibling) was able to get some paperwork done kind of last minute where my mother in law will get $215k in "disability." I believe it's already gone...
  24. Gravel

    Investing General Discussion

    Like I said last week, it's VTSAX with Vanguard, and not the ETF version. So it settles out at the end of trading. Like yesterday I waited until about 15 min before close to sell. I wouldn't be doing anything today until after the FOMC.
  25. Gravel

    Who died? (Celebrity Deaths)

    Is that a bad thing?
  26. Gravel

    Investing General Discussion

    Well that's just stupid. I'd say the chance of 75 is higher than 25, as Powell hasn't actually indicated any tapering. Everyone has just been assuming so.
  27. Gravel

    Investing General Discussion

    Well that was a mistake. Holy shit at this open. No regrats though.
  28. Gravel

    Investing General Discussion

    If we really do get 50 basis points today and Powell doesn't decide to do his foot in mouth shit, we could be in for a monster day. Although I do wonder if we aren't muted this morning until the Fed meeting in anticipation.
  29. Gravel

    Investing General Discussion

    People expecting massive volatility. In both directions. Going to be lots of winners and just as many losers.
  30. Gravel

    Investing General Discussion

    Sold the first $20k out of our retirement (although technically this is from our taxable). Really hard to time this shit. I missed the 4100 last week and I didn't want to leave all of it up to chance with the announcements this week. Still have a bit more to do, and maybe some traditional to...
  31. Gravel

    BB.com Misc Refugee Thread

    It was because of some spammers, but I can't remember what they were spamming for. I feel like it was some luxury brand shit like Gucci.
  32. Gravel

    BB.com Misc Refugee Thread

    Speaking of ridiculous banned words, remember when coli was banned on misc and people were having to add spaces to broccoli to get it through?
  33. Gravel

    Investing General Discussion

    Too hard to answer without knowing your personal risk tolerance, your time horizon for needing the money, and general feelings about the future. If you're high risk tolerance, believe the US as a country will continue into the future, and don't need the money for a decade or longer, equities...
  34. Gravel

    The Astronomy Thread

    Hard to get excited about a spaceship crashing into the ocean when the technology is now there to, you know...not. It'd be like celebrating a car stopping by driving into a giant net instead of just braking.
  35. Gravel

    Investing General Discussion

    I think over 750 is all that matters. Wife and I both were up in the 820s. I ended up getting a medical collection I never knew about it and it tanked me a ton. Was still able to get the lowest rates on our mortgage (I was able to get the collection expunged midway through and it didn't impact...
  36. Gravel

    BB.com Misc Refugee Thread

    I've been miscing since 2009, so apparently yes?
  37. Gravel

    BB.com Misc Refugee Thread

    Jesus, dude, get a grip. It's a fucking internet forum.
  38. Gravel

    Investing General Discussion

    Down into the toilet...again...now.
  39. Gravel

    Investing General Discussion

    We'd need more than a 12.5% increase from today for me to lose (4465 S&P 500). The alternative would be a 25.8% drop (2947), which seems even more unlikely.
  40. Gravel

    Investing General Discussion

    Looks like I'll inevitably win the stocks contest. There will be no end of year rally.