Search results

  1. Gravel

    Black Desert

    You sure you were on a Season server? I've made that mistake. They won't drop on normal ones.
  2. Gravel

    Black Desert

    Well that's disappointing. Was really looking forward to using another season to propel me further.
  3. Gravel

    Home buying thread

    I mean, ignore price for a second, we're getting inflation at some point. You've locked in one of the best hedges against inflation there is. That counts for something.
  4. Gravel

    Investing General Discussion

    Ugh, so I did our taxes today, and it looks like we completely blew past the traditional IRA phase out. I figured there was a big chance we'd be in the phase out, but we overshot it. Has anyone done an IRA recharacterization before? Our IRA's are with Vanguard. Wondering if it's something...
  5. Gravel

    2021 Academy Awards: why even bother

    Which is why I say it's going to cheapen the award in general. When Sacha Baron Cohen wins an Oscar (or possibly even 2 this year), it makes every other one look ridiculous.
  6. Gravel

    2021 Academy Awards: why even bother

    Went through the whole thing, and it's actually got 2 nominations. Supporting actress and screenplay (seriously). Only movies I've seen are Promising Young Woman and Soul. Any wins this year will cheapen every other Oscar ever awarded.
  7. Gravel

    2021 Academy Awards: why even bother

    Not just seen, I haven't even heard of most of them. Says a lot about where we are right now that Borat has a nomination though.
  8. Gravel

    Home buying thread

    It may be that sellers haven't yet caught onto the fact that interest rates are rising and so their houses are now overpriced. But then that goes back to Lachius's point that he may have bought at a high. Who the fuck knows? Then again, that article also states that actual homes for sale...
  9. Gravel

    Home buying thread

    Maybe, maybe not. Inventory is still at a 100 year low, lumber prices are insane. Housing could still keep going up.
  10. Gravel

    Black Desert

    Little slower than I had been hoping for (average is 154.3%), but I'm done leveling it. Did coupons so it's got 24/24 skills.
  11. Gravel

    Home buying thread

    And yeah, I get that everything is regional. Our town is pretty small, but like I said, we're at about 1/3 or 1/2 of normal inventory depending on what years you're looking at. It's also the start of spring. I just assumed based on everything I've heard that it'd get more interest. I wasn't...
  12. Gravel

    Home buying thread

    Well, I'm underwhelmed. We ended up with just 3 people coming to see it over the first 3 days (one the night it was posted, the next on Friday who put in an offer, and the third on Saturday morning). No interest today apparently. Our Zillow estimate was like $343k or something, and we listed at...
  13. Gravel

    Investing General Discussion

    I learned that lesson the hard way. Granted, the stakes were relatively low as it was basically during our 20's and with under $100k. But we had everything in Edward Jones who unfortunately are probably the worst. People mentioned American Funds the other day, well, that's what we were in! They...
  14. Gravel

    Home buying thread

    Geez, first full day on the market (was listed late last night, like 6pm), and we've already got an offer at asking price. Only problem is it's contingent on the sale of their current home, which won't be on the market until sometime next week. Shit's stressful. We've got 72 hours to answer...
  15. Gravel

    Investing General Discussion

    Our house just got listed today, so I'm hoping these interest rate hikes make it sell super fast as people get worried.
  16. Gravel

    Black Desert

    Weird that they phrase it as "oh, you don't have a season server for leveling Sage, but here's a solution!" that pretty much no current players can utilize. I can't quite figure out what they're doing. Is it making Naru a permanent thing, getting rid of Tuvala to replace with this new...
  17. Gravel

    Black Desert

    I should also point out that I had a fuck load of CP and workers, which also helped a good amount. Although that's mostly for things like life skill income. Energy helps too, kind of, but not really super impactful. Biggest thing was probably that I already had pets. But they gave you a free T8...
  18. Gravel

    Black Desert

    This was me in December. I'd echo the same comments about season server. In a few days my character blew past the one I had in 2016. The extra few hundred million I had was helpful, but I got many times that free. Everything is amped up since I played last.
  19. Gravel

    Investing General Discussion

    The whole thing is stupid. It should've been targeted. Or really, just open up the economy. Someone who's been laid off who previously made $200k as a single may need the cash. Whereas a couple earning $100k combined who were both able to telework are probably just fine. Anyway, we got ours...
  20. Gravel

    Investing General Discussion

    I'd say it's still worthwhile to have Vanguard because the funds are owned by themselves instead of by the brokerage.
  21. Gravel

    Black Desert

    Okay, so I've been kind of not doing shit lately in the game, and the last piece of Tuvala I need to PEN is the necklace. Should I grind it out? I really hate doing accessories. It's either wait for that, or just go ahead and graduate now and move on.
  22. Gravel

    Black Desert

    So back when I played in 2016 or so, I did a lot of horse training. When I picked it back up, I lucked out and, through horses I had bred, got a T8 courser (I also want to point out that at around level 18 or so it had crap skills and the BDO horse discord told me the horse was glue). Anyway...
  23. Gravel

    Outriders (Squeenix looter shooter)

    I said I wouldn't play this, but for free I might consider it.
  24. Gravel

    Black Desert

    Seasonal is just a time limited "event" with segregated servers (however, you can use your seasonal characters on regular servers, during the season). Everything else is pretty much the same, except you get all kind of bonus shit for playing it. The only big difference is it has its own set of...
  25. Gravel

    Black Desert

    Yeah, season is ridiculous. My character I played for 2k hours (most afk though) around 2016 was something where I surpassed it in like 10 hours on seasonal. Plus all the giveaways and free shit you get is obscene.
  26. Gravel

    Black Desert

    Free Manos accessory for making 50 fruit juice with Lara in Heidel. Could be easy to miss if you weren't looking. She's got 2 other weekly quests but I can't remember what they were.
  27. Gravel

    Investing General Discussion

    Well that's even more bizarre to me that they moved in such lockstep (and still do).
  28. Gravel

    Investing General Discussion

    Weird, so what holding is missing from...uh, whichever one has fewer stocks rolled up into it?
  29. Gravel

    Investing General Discussion

    If it's minimum distributions, it's already 72.
  30. Gravel

    Home buying thread

  31. Gravel

    Home buying thread

    What the fuck? Why are you coming at me? And my house is 2100 sqft.
  32. Gravel

    Investing General Discussion

    Think we're going to get a new intraday high today. Possibly high close too if it stays up.
  33. Gravel

    Investing General Discussion

    2008 was easy to call. I remember making a post on the FatWallet forums back in like 2005 or 2006 saying the housing market was going to blow up. I think the surprise was the amount of "insurance" taken on each CMO. And that's really what made it bad. Without that, it just would've taken the...
  34. Gravel

    Investing General Discussion

    Fuck that. I'm not touching this thing.
  35. Gravel

    Investing General Discussion

    I bet some people just lost their asses twice, buying at the top a month apart.
  36. Gravel

    Investing General Discussion

    Jesus, GME back at $330. I don't understand how this is even happening. There's no way retail is driving it.
  37. Gravel

    I Care a Lot (2021)

    My review was in the Netflix thread. Summary: One of the worst movies I've ever seen.
  38. Gravel

    Investing General Discussion

    Weird to me that anyone takes CPI seriously at this point. It's clearly manipulated. Food prices seem way up, gas is definitely way up, housing prices are insane, I even saw something saying the used car market is facing a record shortage and prices are up. Unless the basket for CPI is strictly...
  39. Gravel

    Game Pass for Xbox and PC

    So it's only console? Still no EA Play, and I swear there was some other service they were going to integrate that hasn't made it yet. Getting pretty disappointed with it. Granted, I paid almost nothing for it, but still!
  40. Gravel

    The Falcon and the Winter Soldier

    Yeah, I don't know why people got so offended at me calling this show out. I keep it real. For instance, my wife and I tried to watch a show called "Tell Me Your Secrets," which is apparently very highly rated. We gave it a good shot, but after a half hour, I said "this has no hook, nothing to...