Home buying thread

Jysin said:

Ok, what the fuck does a $200k+ pool look like!?

I remember my parents had one installed in the 90s in FL. Roughly 40ft long and kind of jellybean shaped. Had a jacuzzi spa thing on a higher platform that waterfall dropped to the main pool. Spa was heated, pool wasn’t. That cost roughly $50k back then. Imagine that’s a $120k pool now? (Pulling that number out my ass)

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About 25,000 gallons. Giant waterslide built out of gunite with a grotto underneath it. Elevated spa. Propane fire pit. About 2k square feet of concrete decking. 16'x20' pavilion with an outdoor kitchen.

These days a typical 15,000 gallon pool/spa combo with a nice big deck around it is gonna run $80-$100k. Start adding waterfalls, raised beams, swim up bars, outdoor kitchens, and patio covers to crack the $120k mark. I usually have two or three of those giant projects going at any given time. I would post pics but they're other people's property/privacy issues.

We had a pool at the first place we rented in California (Mojave Desert). It cost a fucking fortune, and that was with the owners footing the bill for maintenance. Don't particularly want one ever again.

We also put in an in ground pool for my brother in law about a decade ago. It was backbreaking work. Took about 3 months with about 3-4 of us working on it pretty regularly. The day we did the concrete we had all the women helping out too, doing an assembly line of people mixing, bringing it into the hole, and finishing it.

Gravel said:

We had a pool at the first place we rented in California (Mojave Desert). It cost a fucking fortune, and that was with the owners footing the bill for maintenance. Don't particularly want one ever again.

We also put in an in ground pool for my brother in law about a decade ago. It was backbreaking work. Took about 3 months with about 3-4 of us working on it pretty regularly. The day we did the concrete we had all the women helping out too, doing an assembly line of people mixing, bringing it into the hole, and finishing it.

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Wtf? You dug it by hand and then hand mixed concrete instead of just shooting gunite? No offense bro but that is some ass backwards, Mexican, do it the hard way shit. Rent a backhoe for a weekend and then call a gunite truck in. All that extra work and you probably didn't save more than a couple grand.

No, we had a backhoe. We did a concrete truck for behind the framing, but the floor we did by hand.

Gravel said:

No, we had a backhoe. We did a concrete truck for behind the framing, but the floor we did by hand.

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If you shoot gunite you don't frame anything. I'm digging a little one tmrw and will document this one start to finish and make a thread about it in Grown Up. Might be interesting to some of you guys.

I think Beagle needs his own pool thread. (Not hate, just something I could see exploding with inquisitive questions.)

TheBeagle said:

If you shoot gunite you don't frame anything. I'm digging a little one tmrw and will document this one start to finish and make a thread about it in Grown Up. Might be interesting to some of you guys.

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I'd be interested in seeing it. That kind of stuff geeks me out for whatever reason. Especially when I can visibly tell "this is what the pros do and if they dont, they arent worth being paid!" kind of shit.

Jysin said:

I think Beagle needs his own pool thread. (Not hate, just something I could see exploding with inquisitive questions.)

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Yep, I'll start it tmrw in the Grown Up section.

Tmac said:

Could just be me, but pools that use salt seem to be less harsh on my skin.

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That's because salts don't try to dissolve you like chlorine does.

Salt water pools are much better for your skin and the water feels "softer". It's one of the main selling points.

Rising pH is a problem with salt water pools but it's due to the fact that when you split a molecule of NaCl (salt) via electrolysis, the aqueous Na+ ion forms NaOH : sodium hydroxide. NaOH is a very strong base which makes the pH rise.

What could go wrong?

Captain Suave said:

What could go wrong?

Home buyers will now be able to put down as little as 1% on their home, Rocket Mortgage says

Rocket Mortgage is offering a new program that allows low- to moderate-income home buyers to put down as little as 1% on their dream home.

www.marketwatch.com

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Theres a gub'ment program in the works for people to put ZERO down. Just another fucking day watching idiots in politics make decisions that they might truly believe is helping people, but theyre too dumb to see that everyone and their mom is waiting for these people to fall on their face so we can come in and swoop up the property for 3/5 its value or less. (Another kicker here is, who do you think is paying these banks back for the defaults in this program?)

If any of you are interested in looking out for these houses so you can keep tabs on which ones are foreclosing - you have companies that have sprung up all across the US that pay gig workers to ride to peoples houses and take multiple pictures of the outside of the house and, at times, the inside of the house, the surrounding land/buildings, the entrance, backyard, etc. All you have to do is get on their "list" and you'll see what is "expected" to foreclose. Granted, these people could magically come up with the remaining amount owed - but lets be realistic here.

This is my local one, for example.

Did some quick day dreaming of how big of a house/land I could buy and squat on if I only had to put down 1%. The tultimate cut out and get out with timber property.

I can't remember if this is the thread people were talking about credit scores, but it seems the most likely.

Anyway, my wife checks hers regularly and she did it today and despite no changes to anything (it actually says this), her score dropped 18 points. The reason? We aren't paying our mortgage off fast enough, and people who don't are apparently a higher credit risk.

That's right. Paying our mortgage on time, in the full amount, is a credit risk. Our financial system is fucking retarded.

I will caveat this by saying her score dropped down to 810, and that our previous mortgage we did $100 extra a month (so one full payment). But our interest rate is so low that I see no reason to pay it off early.

Gravel said:

I can't remember if this is the thread people were talking about credit scores, but it seems the most likely.

Anyway, my wife checks hers regularly and she did it today and despite no changes to anything (it actually says this), her score dropped 18 points. The reason? We aren't paying our mortgage off fast enough, and people who don't are apparently a higher credit risk.

That's right. Paying our mortgage on time, in the full amount, is a credit risk. Our financial system is fucking retarded.

I will caveat this by saying her score dropped down to 810, and that our previous mortgage we did $100 extra a month (so one full payment). But our interest rate is so low that I see no reason to pay it off early.

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Our credit is determined by people who cannot run their own institutions.