Home buying thread

Cad · Jul 25, 2023

Palum said:
Lmao last house I bought the broker was like "the county will try and trick you into telling them the sale price several times. Under no circumstances tell them, it is legal for you to keep it private. If you tell them your taxes will probably double."

No joke they were worse than the sales manager at a big car dealer. They had it on several forms, lady called trying to chat it up, sent several post cards asking, bunch of texts and voicemail drops. You'd think they got commission.

If you think the county appraisal districts aren't getting the sales data from the MLS in Texas I have a nice bridge I'd like to sell you.

Palum · Jul 25, 2023

Cad said:
If you think the county appraisal districts aren't getting the sales data from the MLS in Texas I have a nice bridge I'd like to sell you.

Tweren't Texas but law was basically they had to use a valuation formula set by the state unless provided actual value by the buyer. They "knew", just couldn't do anything about it.

Cad · Jul 25, 2023

Palum said:
Tweren't Texas but law was basically they had to use a valuation formula set by the state unless provided actual value by the buyer. They "knew", just couldn't do anything about it.

The whole non-disclosure thing is pretty silly, because as stated the counties still get the data. That leads states to pass laws like what you're describing, which is even dumber. Heaven forbid we get accurate tax assessment data by utilizing the actual sales prices. I'm sure they think they're protecting the consumer from oppressive taxes, but they should just lower the taxes then rather than obscuring the assessment data.

Control · Jul 25, 2023

Khane said:
People would still move after they realized that the 15 dollars they pay in taxes because every one in town inherited from their ancestors wasn't enough to pay for basic shit like clean water... road maintenance... police... etc.

Don't you have a water bill? Don't you pay to keep your car registered and for gas? Not sure why home values should be connected to water and roads when we have direct usage methods to pay for those.
Police maybe, but if your home doubles in value, does it get twice as much policing? (or does the cost to police it double?)

Fucker · Jul 25, 2023

Gravel said:
Or, property tax is bullshit.

Of all the taxes we pay, I think building is sitting there is just about one of the most ridiculous.

I'd be more open to it if it was done in a more equitable manner. No kids? Then you don't have to pay to send someone's crotch zombie to get shitty grades at the local indoctrination center. 50% tax bill cut right there. Police and FD with new BMW/Porsche in employee parking lot? Property tax is too high.

Better yet? Tax cap. $3k a year for anything. Retired folk making less than x amount a year pay nothing.

Creslin · Jul 25, 2023

Control said:
Don't you have a water bill? Don't you pay to keep your car registered and for gas? Not sure why home values should be connected to water and roads when we have direct usage methods to pay for those.
Police maybe, but if your home doubles in value, does it get twice as much policing? (or does the cost to police it double?)

I think rich people with no kids should get taxed double for not doing their part in creating the next generation.

Captain Suave · Jul 25, 2023

Creslin said:
I think rich people with no kids should get taxed double for not doing their part in creating the next generation.

Right, because what we need more of is trust fund babies raised by nannies. I'm fine with disinterested people not reproducing. Leave it to those who care.

Sanrith Descartes · Jul 28, 2023

Attorney emailed me that he received our buyer's "clear to close" for the house we are selling. Good way to head into the weekend.

Tmac · Jul 29, 2023

Sanrith Descartes said:
Attorney emailed me that he received our buyer's "clear to close" for the house we are selling. Good way to head into the weekend.

How big a bag they delivering? And are they paying cash?

Sanrith Descartes · Jul 29, 2023

Tmac said:
How big a bag they delivering? And are they paying cash?

Grande considering the house we are selling.
And no, they are putting 20% down and eating a ginormous mortgage.

Tmac · Jul 30, 2023

Sanrith Descartes said:
Grande considering the house we are selling.
And no, they are putting 20% down and eating a ginormous mortgage.

Just got back from a conference where economists said everything was fine and there more money sitting on the sidelines than ever in the history of ‘merica.

Shocked they didn’t pay cash, but also happy they didn’t.

Khane · Jul 30, 2023

I'm no expert but wouldn't most reasonable economists perceive "more money sitting on the sidelines than ever in the history of America" as a bad omen?

Palum · Jul 31, 2023

Khane said:
I'm no expert but wouldn't most reasonable economists perceive "more money sitting on the sidelines than ever in the history of America" as a bad omen?

That's the neat thing about MMT, you can just say whatever since you don't understand how real economics works!

Tmac · Jul 31, 2023

Khane said:
I'm no expert but wouldn't most reasonable economists perceive "more money sitting on the sidelines than ever in the history of America" as a bad omen?

I find economists to be pretty retarded when it comes to interpreting the data they spend their entire lives studying.

I prob make more money than that dude and I’m not even 40.

He did provide his info tho, so I’m going to call him and ask him about

Sanrith Descartes commercial real estate soapbox. I considered asking him about it in the session, but he talked to gd much I lost interest by the time he took questions.

He had 77 fucking slides.

Control · Jul 31, 2023

Khane said:
I'm no expert but wouldn't most reasonable economists perceive "more money sitting on the sidelines than ever in the history of America" as a bad omen?

Not if they're trying to convince the money to stop sitting?

Make It Rain Bank GIF by Basketball Madness

Sanrith Descartes · Jul 31, 2023

Tmac said:
I find economists to be pretty retarded when it comes to interpreting the data they spend their entire lives studying.

I prob make more money than that dude and I’m not even 40.

He did provide his info tho, so I’m going to call him and ask him about Sanrith Descartes commercial real estate soapbox. I considered asking him about it in the session, but he talked to gd much I lost interest by the time he took questions.

He had 77 fucking slides.

I am either right or I am wrong. 50/50, baby.

Big Phoenix · Aug 19, 2023

So the house on my street that was listed for 480 sold for 470. Some flipper bought it for 280 back in February. Thats 40k more than what the retards at opendoor where paying for houses last summer.

Sanrith Descartes · Aug 20, 2023

Talked to the GC building my house. He asked if I was cash or finance. I said cash and he asked if I two weeks worked for me? I said yep. He said as long as nothing goes south with the CO inspection he will tell the office the house will be ready in two weeks.

Lanx · Aug 20, 2023

Sanrith Descartes said:
Talked to the GC building my house. He asked if I was cash or finance. I said cash and he asked if I two weeks worked for me? I said yep. He said as long as nothing goes south with the CO inspection he will tell the office the house will be ready in two weeks.

2weeks built?

Sanrith Descartes · Aug 20, 2023

Lanx said:
2weeks built?

He tells the front office he is ready to close from a construction perspective in two weeks.

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