Sanrith Descartes
Veteran of a thousand threadban wars
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Investing General Discussion
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Sanrith Descartes
Veteran of a thousand threadban wars
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Sanrith Descartes
Veteran of a thousand threadban wars
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Gravel
Mr. Poopybutthole
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Looks like I'll inevitably win the stocks contest. There will be no end of year rally.
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Jysin
Ahn'Qiraj Raider
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Next week Fed Powell tells you: “hold my beer”, then we get Titan in contention.
Sanrith Descartes
Veteran of a thousand threadban wars
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Gravel
Mr. Poopybutthole
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Mist
Eeyore Enthusiast
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Sanrith Descartes
Veteran of a thousand threadban wars
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Oldbased
> Than U
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I had an "offer" come in the mail today at 39.99% I think it was. Straight into the trash, like all the rest. See I don't keep credit cards other than a Shell, a Amazon, a home Depot and a Firestone. Fuel, cat shit with cash back rewards, bird seed! and in case I blow a tire between my commutes from Tucky to Florida. Otherwise a bank card.
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Sanrith Descartes
Veteran of a thousand threadban wars
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I am 100% on the Amex Blue Cash Rewards. No annual fee and 1.5% back on everything. Pay it off every month. Just cashed in about $900 in rewards last week. Amex also occasionally has some really nice, specific cash back offers each month.
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I do the Citi card from Costco. Put everything I can on it and never carry a balance. Reward rate varies based on what you spend on. For our patterns we get 1.5-2% back net, which is ~$1000 a year cash after paying for our Costco membership.
20% APR? Jesus fuck.
20% APR? Jesus fuck.
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Jysin
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Never understood why people use half a dozen or more cards. I simply have a Chase Sapphire Reserve (we travel a lot) and basically use it for every last transaction you can think of. I’ve got some random Signature Platinum card as a backup in case there’s ever a problem with the Chase card. There never is.
Coolest thing about the Chase is I can literally bounce all over the world and never have to inform the bank. Just grab a passport and go. No travel notifications, no international fees, etc.
Probably not the best card if you’re not a frequent traveler.
AmEx does have some nice offers, but there are a heck of a lot of places that don’t accept it. (They charge nearly twice the fees on the merchant vs Visa / Mastercard, so you can’t blame them.)
Coolest thing about the Chase is I can literally bounce all over the world and never have to inform the bank. Just grab a passport and go. No travel notifications, no international fees, etc.
Probably not the best card if you’re not a frequent traveler.
AmEx does have some nice offers, but there are a heck of a lot of places that don’t accept it. (They charge nearly twice the fees on the merchant vs Visa / Mastercard, so you can’t blame them.)
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Sanrith Descartes
Veteran of a thousand threadban wars
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Sanrith Descartes
Veteran of a thousand threadban wars
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The funny part is its not the number of accounts but the credit used ratio. So people tend to have more cards since each card adds to the available credit thus lowering the total credit used ratio. If you pay off balance every month your ratio used is effectively zero.
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