Investing General Discussion

Jysin

Jysin

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Sentiment is shit and should be shit. The home sales, I believe, is a sign of people trying to front run the next inflation wave.

M2 supply still cranked, pausing Balance Sheet runoff, Fed about to join the rest of the central banks in rate cuts, $2k stimulus checks being written up...

There is no way this doesn't result in the next inflation wave. Own assets or be left behind.
 
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Synj

Synj

Dystopian Dreamer
<Gold Donor>
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TJT said:
I have been in exactly 2 car accidents in my life. Both in Austin, Texas. Both times I was not at fault and both times I was hit by an illegal without insurance.

Yet I pay like $220 a month total for insurance on my wife's car and mine.
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that's racist.gif
 
Sanrith Descartes

Sanrith Descartes

I was forced to self-deport from the /pol thread
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Today's reversal brought to you by... nothing but an internet rumor:

"Stocks Hit Session Highs On Report Hassett Emerges As Trump's Next Fed Chair Pick"
 
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dragonbr

Trakanon Raider
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Big Phoenix said:
Well when you have 30-40 million illegals shitting out anchor babies, going to the ER after their DUI year after year after year. Those who can get squeezed ever harder.
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And yet the republican answer to that is to make plans for actual citizens completely unaffordable and thus compounding the issue.

So long as hospitals are legally obligated to provide care for anyone that shows up to the ER, costs are always going to bubble up to the people actually paying for their insurance. And the more that end up uninsured, only result in socializing the cost to the insured.
 
Borzak

Borzak

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dragonbr said:
And yet the republican answer to that is to make plans for actual citizens completely unaffordable and thus compounding the issue.

So long as hospitals are legally obligated to provide care for anyone that shows up to the ER, costs are always going to bubble up to the people actually paying for their insurance. And the more that end up uninsured, only result in socializing the cost to the insured.
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Having been to the ER a number of times in the last few years I'm of the opinon that ER has now replaced family doctor visits for a large part of the population. My friend who is an ER nurse that moved into management but still does ER at times is of the same opinion. Got the sniffles, go the ER. Got a rash, go to the ER etc...
 
Cad

Sheriff Cad

scientia potentia est
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dragonbr said:
So long as hospitals are legally obligated to provide care for anyone that shows up to the ER
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They are not required to do this. EMTALA requires them to "stablize" people.

EMTALA requires:

Every person who “comes to the emergency department” and requests examination or treatment must receive an appropriate medical screening by a qualified provider to determine whether an “emergency medical condition” (EMC) exists.

An “emergency medical condition” is defined broadly and includes:
  • Conditions with acute symptoms of sufficient severity that the absence of immediate medical attention could reasonably be expected to result in:
    • Serious jeopardy to health
    • Serious impairment to bodily functions
    • Serious dysfunction of any bodily organ or part
  • Active labor (in pregnant patients) is specifically included even if the mother or baby isn’t imminently dying.

My guess is that most ER's are treating people trying to get medicaid/county money or self-pay on the back end, or by the time they triage the people, they might as well go ahead and treat them?

What EMTALA does NOT require​

  • Full treatment of non-emergent conditions.
  • Admission to the hospital (they can stabilize and discharge).
  • Ongoing or long-term care.
  • Treatment beyond what is necessary to resolve the emergency medical condition (i.e., once the patient is “stabilized” — meaning the condition is no longer likely to deteriorate seriously if discharged — the obligation ends).
So it's kind of a good question - are the ER's going beyond what is necessary trying to get paid under other programs, or have they been sued into compliance due to the questionable vagueness of "serious jeopardy to health" or "impairment of bodily functions" ?
 
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Khane

Khane

Got something right about marriage
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There are of course the stupid, the uninsured, and the scammers, but increasingly people go to urgent care and the ER because the bureaucracy at their pcp means they cant even get a visit or just a phone call for minor incidents. So they go to where they can if its "bad enough" (aka things like strep or bad colds).

Urgent care facilities are popping up like goddamn Dunkin Donuts around here. And thats entirely because there is new demand. So why is there new demand? That's a rhetorical question.
 
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dragonbr

Trakanon Raider
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Borzak said:
Having been to the ER a number of times in the last few years I'm of the opinon that ER has now replaced family doctor visits for a large part of the population. My friend who is an ER nurse that moved into management but still does ER at times is of the same opinion. Got the sniffles, go the ER. Got a rash, go to the ER etc...
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This also compounds the problem on both ends. The uninsured going to the ER for bullshit reasons, or on the other end of the spectrum just not going to the doctor at all due to being uninsured for preventive care, that in the end, results in more expensive crregardless down the line.

The result ultimately ends in people actually paying for their insurance absorbing the cost, because the hospitals and insurance companies sure as fuck arent going to willingly eat the costs of the freeloaders.

Overall, I just find it ironic that people cheer on the idea of kicking people off of government subsidized healthcare, when in the end the ones laughing end up being the ones paying for it regarldess at a worse rate.
 
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dragonbr

Trakanon Raider
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Cad said:
They are not required to do this. EMTALA requires them to "stablize" people.

EMTALA requires:

Every person who “comes to the emergency department” and requests examination or treatment must receive an appropriate medical screening by a qualified provider to determine whether an “emergency medical condition” (EMC) exists.

An “emergency medical condition” is defined broadly and includes:
  • Conditions with acute symptoms of sufficient severity that the absence of immediate medical attention could reasonably be expected to result in:
    • Serious jeopardy to health
    • Serious impairment to bodily functions
    • Serious dysfunction of any bodily organ or part
  • Active labor (in pregnant patients) is specifically included even if the mother or baby isn’t imminently dying.

My guess is that most ER's are treating people trying to get medicaid/county money or self-pay on the back end, or by the time they triage the people, they might as well go ahead and treat them?

What EMTALA does NOT require​

  • Full treatment of non-emergent conditions.
  • Admission to the hospital (they can stabilize and discharge).
  • Ongoing or long-term care.
  • Treatment beyond what is necessary to resolve the emergency medical condition (i.e., once the patient is “stabilized” — meaning the condition is no longer likely to deteriorate seriously if discharged — the obligation ends).
So it's kind of a good question - are the ER's going beyond what is necessary trying to get paid under other programs, or have they been sued into compliance due to the questionable vagueness of "serious jeopardy to health" or "impairment of bodily functions" ?
Click to expand...
I dont disagree with anything you said, but imo when people have no access to preventive or annual healthcare, they have a much higher chance of requiring critical healthcare down the road.

I think the system Is well beyond saving due to many layers beyond just insurance, but I generally disagree with the idea of "fuck them, I got mine" because in the end responsible and/or healthy people end up carrying the weight of the rest and that problem exponentially gets worse the more unhealthy the populace is as a whole.
 
Kirun

Kirun

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Khane said:
There are of course the stupid, the uninsured, and the scammers, but increasingly people go to urgent care and the ER because the bureaucracy at their pcp means they cant even get a visit or just a phone call for minor incidents. So they go to where they can if its "bad enough" (aka things like strep or bad colds).
Click to expand...
It's not just bureaucracy, it's also affordability. Go spend $80+ for my GP (that I may or may not even be able to get an appointment for in a reasonable timeframe) to call in a script for Amoxicillin? Or go to the ER and get it for the cost of just the script - because I'm just going to let the medical debt go to collections anyways and as long as it's <$500, it doesn't even go on my credit report.
 
Khane

Khane

Got something right about marriage
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Kirun said:
It's not just bureaucracy, it's also affordability. Go spend $80+ for my GP (that I may or may not even be able to get an appointment for in a reasonable timeframe) to call in a script for Amoxicillin? Or go to the ER and get it for the cost of just the script - because I'm just going to let the medical debt go to collections anyways and as long as it's <$500, it doesn't even go on my credit report.
Click to expand...

The bureaucracy is directly driving the affordability. There is a reason you cant get seen by a pcp when you need to. Because primary care facilities are being driven entirely by administrators that want to herd us like cattle and keep everyone booked no matter what. And that means you cant even get a goddamn visit when you need one.

That was the rhetorical part of my question.
 
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Fogel

Fogel

Mr. Poopybutthole
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Cad said:
They are not required to do this. EMTALA requires them to "stablize" people.

EMTALA requires:

Every person who “comes to the emergency department” and requests examination or treatment must receive an appropriate medical screening by a qualified provider to determine whether an “emergency medical condition” (EMC) exists.

An “emergency medical condition” is defined broadly and includes:
  • Conditions with acute symptoms of sufficient severity that the absence of immediate medical attention could reasonably be expected to result in:
    • Serious jeopardy to health
    • Serious impairment to bodily functions
    • Serious dysfunction of any bodily organ or part
  • Active labor (in pregnant patients) is specifically included even if the mother or baby isn’t imminently dying.

My guess is that most ER's are treating people trying to get medicaid/county money or self-pay on the back end, or by the time they triage the people, they might as well go ahead and treat them?

What EMTALA does NOT require​

  • Full treatment of non-emergent conditions.
  • Admission to the hospital (they can stabilize and discharge).
  • Ongoing or long-term care.
  • Treatment beyond what is necessary to resolve the emergency medical condition (i.e., once the patient is “stabilized” — meaning the condition is no longer likely to deteriorate seriously if discharged — the obligation ends).
So it's kind of a good question - are the ER's going beyond what is necessary trying to get paid under other programs, or have they been sued into compliance due to the questionable vagueness of "serious jeopardy to health" or "impairment of bodily functions" ?
Click to expand...

The blue states are using ER's to provide health care to illegals and send the bill to the feds. That's how they're able to go on twitter and NBC and say "No illegal is getting federal health care", because they're doing it through the states that are then subsidized by the feds.
 
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dragonbr

Trakanon Raider
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Fogel said:
The blue states are using ER's to provide health care to illegals and send the bill to the feds. That's how they're able to go on twitter and NBC and say "No illegal is getting federal health care", because they're doing it through the states that are then subsidized by the feds.
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That’s not some super secret blue state loophole. Every state is required to use this system that hardcore dem Reagan signed it into law. States with bigger undocumented populations naturally spend more on that subset of care. the federal match is based on state financial levels, which leads to the poor red states actually wetting their socialist beaks at higher rate.
 
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Dalren

Trakanon Raider
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What the fuck does any of the above health care sperg have to do with investing. I'm curious if anyone has dipped their toes into any of the recent pullbacks. I added a small bit to my AMD and Nvidia positions on the Google news that dumped them. Still trying to be patient going into year end / Q1 to see where the market is going.
 
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