Investing General Discussion

Gravel · 2026-04-17T11:16:22-0400

The other day when the market broke even on the year, I asked my wife if we needed more money yet. She said we still had a month or two. I considered liquidating some, but boy am I glad I waited (not that 2-3% is a huge difference).

M Power · 2026-04-17T11:17:52-0400

Gravel said:
The other day when the market broke even on the year, I asked my wife if we needed more money yet. She said we still had a month or two. I considered liquidating some, but boy am I glad I waited (not that 2-3% is a huge difference).

It's all relative. 3% of $1,000,000 is quite a bit of money.

Cad · 2026-04-17T11:18:40-0400

Furry said:
I exited the market about an hour ago. Am I retarded paperhands, did I time the market? No idea.

Did you get back in or stay out?

Cad · 2026-04-17T11:27:58-0400

And we're up 1.4% today as of right now too, all time highs by a good margin.

I mean personally its great for me like I'm sure it is for a lot of you, but I don't understand it.

M Power · 2026-04-17T11:28:09-0400

M Power said:
Market went down because of stupid Trump speech, then went back up later today due to Oman having Iran come to the table about a deal on the Strait.
Like I said, Iran is going to back down on the Strait. There is too much heat globally for them to actually lock it down forever. Ships have been getting through fine for the last few weeks it's just very few at a time.

Iran declares Strait of Hormuz ‘completely open’ for remainder of truce

Gravel · 2026-04-17T11:45:45-0400

M Power said:
It's all relative. 3% of $1,000,000 is quite a bit of money.

Right, but I don't liquidate my entire portfolio when we need cash to live off. I do like $5-10k at a time. So it's an extra couple hundred dollars. Not nothing, but over the long term also insignificant.

It's why I always say, even after you retire you still need to stay in equities. If you've got 30 years, do you care what the market is at today? No, it's what it looks like in 10, 20, or 30 years. And if you expect it to keep going up, don't worry about the small bumps along the way.

M Power · 2026-04-17T11:48:50-0400

Gravel said:
Right, but I don't liquidate my entire portfolio when we need cash to live off. I do like $5-10k at a time. So it's an extra couple hundred dollars. Not nothing, but over the long term also insignificant.

It's why I always say, even after you retire you still need to stay in equities. If you've got 30 years, do you care what the market is at today? No, it's what it looks like in 10, 20, or 30 years. And if you expect it to keep going up, don't worry about the small bumps along the way.

I agree as long as your equities are well diversified and not heavily aggressive.

Cad · 2026-04-17T14:03:06-0400

Gravel said:
Right, but I don't liquidate my entire portfolio when we need cash to live off. I do like $5-10k at a time. So it's an extra couple hundred dollars. Not nothing, but over the long term also insignificant.

It's why I always say, even after you retire you still need to stay in equities. If you've got 30 years, do you care what the market is at today? No, it's what it looks like in 10, 20, or 30 years. And if you expect it to keep going up, don't worry about the small bumps along the way.

People selling into bonds at 49 or whatever are insane. I'm staying 100% equities, and planning to just live off the gains (a portion of the gains most likely) and just eating the bad years in order to enjoy the good years. My wife is cheap, if there's a sustained downturn we can turtle up and be fine.

Search

Investing General Discussion

Gravel

Mr. Poopybutthole

M Power

Silver Squire

Sheriff Cad

scientia potentia est

Sheriff Cad

scientia potentia est

M Power

Silver Squire

Gravel

Mr. Poopybutthole

M Power

Silver Squire

Sheriff Cad

scientia potentia est