Izo
Tranny Chaser
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Retirement... (i.e. what are you going to be after you've grown up)
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Kithani
Blackwing Lair Raider
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Lol at trying to put your “wealth management” bros on the same level as doctors and teachers… maybe more like a chiropractor or naturopath
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Cad
scientia potentia est
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Kirun
Buzzfeed Editor
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Reading this thread has been very eye-opening..
Who could have guessed this humble little forum was actually the undisputed global headquarters for the world's hottest, fittest, tallest, most jacked, early-retiring, ultra-savvy financial wizards? Honestly, the sheer density of flawless, multi-millionaire, GIGACHAD specimens here makes Reddit's population of "totally real" astronauts, Navy SEALs, and crypto billionaires look downright humble by comparison.
Who could have guessed this humble little forum was actually the undisputed global headquarters for the world's hottest, fittest, tallest, most jacked, early-retiring, ultra-savvy financial wizards? Honestly, the sheer density of flawless, multi-millionaire, GIGACHAD specimens here makes Reddit's population of "totally real" astronauts, Navy SEALs, and crypto billionaires look downright humble by comparison.
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Kirun
Buzzfeed Editor
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Honestly, I'm just in awe. It's incredible how this place has somehow assembled one of the greatest concentrations of life's winners in the entire country. It's pretty much the Hall of Fame of hot, in-shape, tall, muscular, early-retired, financially bulletproof top 5–10%ers. Yet, despite standing atop Mount Olympus, they still manage to spend every waking moment whining about how epically, historically, and catastrophically screwed they are.
It's the most fascinating brand of cognitive dissonance: watching people at the absolute apex of the American success story convinced they're living through the collapse of civilization, all because Starbucks cups have the wrong holiday design and someone on CNN used a pronoun they didn't like. Bitching about the weather from the top deck of their yacht.
It's the most fascinating brand of cognitive dissonance: watching people at the absolute apex of the American success story convinced they're living through the collapse of civilization, all because Starbucks cups have the wrong holiday design and someone on CNN used a pronoun they didn't like. Bitching about the weather from the top deck of their yacht.
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BrutulTM
Good, bad, I'm the guy with the gun.
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I really hate to agree with Kirun. I mean really. But this is a pretty astute observation.
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Control
Bronze Baronet of the Realm
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I don't know about the other stuff, but that covers like 5 people or something, right? How on earth could 5 people who have their financials sorted have found their way into a single retirement thread!?
I've said it multiple times before, but people sometimes seem to forget/ignore all of the selection that had to happen for someone to be here now. What % of the population were in a position to be hardcore, min/maxing mmo'ers in 2000? The % of the population that even owned a 3d-capable pc in 2000 was super small. That those people, on average, might be more successful than the general population 25 years later shouldn't be surprising.
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BrutulTM
Good, bad, I'm the guy with the gun.
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Yeah, that's true. I sometimes make the mistake also in thinking that what is being posted by half a dozen people is what everyone on the board is thinking. It also stands to reason that a thread on retirement would attract people who are putting a lot of thought into that topic and lots of folks out there are not thinking about retirement at all and thus not interested in the thread even if they should be.
The part I was agreeing with was that some people who are apparently extremely successful and living a life of comfort and security are somehow convinced that the world is coming to an end. As Dave Chapelle once said, "If y'all are losing, who's winning?".
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Kirun
Buzzfeed Editor
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100% there is crossover.
And sure, my earlier post was a bit of hyperbole, guilty as charged. But even dialing it back, the number of people here casually announcing they're either already retired or extremely financially secure and coasting toward retirement within the next 1-10 years is still pretty staggering. As a percentage of active posters, it's absurdly high. Especially when not everybody views this thread or this section of the forums.
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Captain Suave
Caesar si viveret, ad remum dareris.
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Is it? I don't know how many active posters there are, but it wouldn't be crazy to see 5-10 out of several hundred across the board. That's single digit percents. As far as participants in this particular subforum/thread, as others have said there's no doubt a ton of selection bias going on.
I haven't vetted this data, but they're supposedly 2022 numbers from the Federal Reserve:
Having north of $2M in your mid 40's puts you in roughly the top 5%.
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Kirun
Buzzfeed Editor
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Seems about 5-10% of the US population is on track for "early retirement". So, I guess that probably roughly aligns when contrasted against all "active" posters, across the forums.
It felt high, since of the 40 posters in this thread, about 20-25% of them seem like they are on-track for early retirement or already retired. While there is definitely some selection bias going on, that just seemed absurdly high.
It felt high, since of the 40 posters in this thread, about 20-25% of them seem like they are on-track for early retirement or already retired. While there is definitely some selection bias going on, that just seemed absurdly high.
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Furry
Email Loading Please Wait
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I mean, I believe most of the posters in this thread because there's a consistent thread of what people have been saying that lines up. I've posted about my situation occasionally in the investing thread for like 10 years. I could retire right now if I used the 4% rule.
You're probably right that this thread attracts people that are focused on retirement.
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Kithani
Blackwing Lair Raider
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Bro if you think hardcore MMO players are more successful on average then I believe
Burren
has an insurance policy and bridge in Florida that he’d like to get you plugged in with.I’d say this board apparently has 10,000 members and it shouldn’t be a surprise a few of them are successful. It would be interesting to hear when the posters in this thread actually last played an MMO.
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I played TAKP super casually but never joined a guild and quit when I hit max level. The last TLP I played on was… Fippy server back in 2011? Last game I was truly addicted to was probably Dota 2 had to go cold turkey in like 2015
I’m nowhere near early retirement but I’m younger than most of the board not in my 40s
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Captain Suave
Caesar si viveret, ad remum dareris.
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I still game regularly, mostly with my kids now, but for MMOs it's been almost 20 years. Pretty sure the last one I played was WOW: TBC. I don't think I can credit anything to MMOs; all my min-maxing OCD was developed playing D&D in the early 90's. And honestly that's secondary to financial discipline, which I was taught early by my parents. I've been putting aside money for retirement since I could first open an IRA at 16, and before that was doing odd jobs for petty cash to afford games and media since I was 8. They provided all the necessities (food, housing, clothes, sports, music lessons, etc.) but nearly zero personal luxuries on principle.
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Gravel
Mr. Poopybutthole
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Gotta remember "early retirement" is basically anything before 62 (or maybe even 65) depending on who's saying it.
And this board is getting old. Lots of people in their 50's now. My in-laws early retired in their 50's with pensions not really planning on it. My mom early retired a couple years ago at like 58 or 59 (I give her shit cause I beat my own mom to retirement).
Not everyone is defining it was their 30's or early 40's.
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Cad
scientia potentia est
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Salty is a new look for you man, trying something new on? Oh wait, same as always.
While I don't agree with Kirun on nearly... anything... it'd be wise to kind of sanity-check what people are saying because they absolutely are full of shit. I wouldn't take anything anybody says here as some kind of barometer for how you should be doing in life as people lie. What I'd take from these discussions are approaches and ideas that you could use within your own financial framework.
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