Another thing to remember is that there are probably people reading this thread who aren't actively posting in it. And I can see why. If you're behind the curve on retirement (which I will fully admit I was until I landed a job in sales around 10 years ago that was good enough to help me catch up some) it might be intimidating to post here. On the other hand we have had those who admit to concerns (like
Koushirou
). I'd hope that folks around here would be comfortable enough to admit and ask questions. Because let's just say we are blessed with a number of people who have been lucky enough to get way ahead of that chart from the fed, I'd hope they wouldn't bee assclowns to those who aren't and just looking for tips, stories, and maybe a point in the right direction.
Of course I might be overestimating the population around here in that regard, but call me an eternal optimist.
Full disclosure, on the chart
Captain Suave
posted (below) it looks like for my age I'm right around the 90% percentile, which makes me feel like I'm in the Chernobyl space...
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So for me...
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And I figure there's no reason to be envious of those doing better, or look down on those doing worse, we're all assholes here. But we're the assholes we've got.