Recent content by Aorin

That works

5555

I only have 2 that I use. Amazon for anything on Amazon. Fidelity 2% Visa for everything else. I transfer the points to my brokerage and and buy index funds.

I haven't looked at my actual breakout in a while so thanks! I am 42, married at 32, one kid, wife has been stay at home until this year. My 401k was started at 26, and I have been maxing all available retirement accounts since 31(401k, HSA, 2 IRA) I started a taxable brokerage at 31 as...

FYI Assuming you mean you actually hold them in a Vanguard account you can call them and get them converted to VTI without a tax hit.

https://www.fidelity.com/learning-center/investment-products/etf/premiums-discounts-etfs

If that gutter drain pipe is not just temporary, I would find a better way to do that. If that dirt settles any your downspout is going to be ripped off/broken in one of the joints, or worse. Many years ago when I was building houses we would remove that angle on the downspout and have a slip...

They track almost identically. I will flip back to VTI if I ever get a loss on these shares.

Swapped all my buys of VTI from 2021 and this year for VOO...yay for some more years of 3k loss carryovers. I am buy and hold on indexes and continually buying so I rarely have huge amounts like this to tax loss harvest. Flipped from FTEC to QQQ as well.

Yep. 9.62% is the next variable rate.

Make sure you understand the kiddie tax rules(This has changed back and forth in the last few years) and be proactive by harvesting your childs gains up to the tax free limit each year.

Its usually 52 days after it IPOs. Prospectus on this one says: We expect that the Class A common stock and warrants comprising the units will begin separate trading on the 52nd day following the date of this prospectus (or, if such date is not a business day, the following business day)...

Robinhood doesn't let you buy units. I see this complaint all the time on Reddit. Have to wait for the split, or get a real brokerage account.

I am talking about 401k After Tax -> Roth IRA Rollover. Mega Backdoor Roth Depending on how your 401k works, you may be able to roll the gains into a regular IRA and the contributions to your Roth IRA and pay no taxes - two checks. Mine only sends me one check so I have to pay taxes on the...

The notes for that page say "The only reason that the HSA is #4 on this list is because many people simply don't qualify for it. However, if you do qualify for it, I'd move it to #2 - right behind taking advantage of your employer's match." It doesn't make much sense to max your 401k(Non-Roth)...