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Bullshit $50k isn't much. I'd love to see your monthly budget and how much is pointless fat. The no debt part is a weird caveat since that's entirely made from life choices. The most likely being living above your means.

I've been reading a lot of the Veteran Disability subreddit, and I saw a post by someone the other day who was 100% disabled and said he was broke and wasn't getting enough to survive. He had a kid and was trying to throw a pity party. For reference, the 100% rate with 1 dependent (non-spouse)...

The flip side to this is that there will be a massive wealth transfer when the boomers die off. Yeah, their kids have no money right now, but all that accumulated wealth that people hate on the boomers for isn't just going to vaporize when they die. Yeah, not everyone has boomer parents that...

I sold a bunch of junk silver earlier this year, when it was at like $23-24 or so. Kind of sucks. It was a bunch of quarters my wife had "traded" out when she worked at a bank over a decade ago. Think it was about $900 worth. Would've been an extra $300 or so had I just waited. But then, I...

No, no kids, and we have enough assets that life insurance doesn't make sense. We've got probably $100-120k in equity in our house. My thought is that we liquidate some of our investments, build the house, and then use the proceeds of our current house's sale to put money back into investments...

So I guess I should correct that. We don't actually have 401k's anymore since we're retired. Even then, it sounds like the max is $50k (significantly shy of what it costs to build a home). IRA loans apparently are only for first time buyers, and capped at $10k.

Yeah, we ended up here in Florida because we'd been going to the in-law's place in Orange Beach for a decade. We're about 90 minutes away from there. My father-in-law had suggested we build on their property since it was a double lot, but I needed to be in Florida for working at Duke (they...

We got a notice yesterday that our insurance is dropping us. All the houses we looked at pre-hurricane Andrew had awful insurance rates. So we bought new thinking we'd have a pretty long time before they fucked us. Turns out we had 3 years. Our insurance is good through October, but I guess...

So let's say you still owe $150k on it. You can sell it for $400k and net $230k (6% realtor fees plus a little extra for misc costs). You invest all of that money into an S&P 500 or total market index fund. Which have averaged about 10% per year. That $230k is throwing off $23k a year...

There are lots of forums you can read up on how to value a property on whether it's financially wise to buy to landlord. At least in the past when I looked at it, it was a super competitive market and most properties weren't viable. You've really got to be prepared for vacancies, shitty...

Seems relevant.

I watch their drum tech's videos every once in a while. I think their actual music (the instruments themselves) is decent, but the lyrics are fucking garbage. Like Zombified, the riff is really slick, but I can't even listen to the song because it's just dragged down by awful vocals. And yeah...

This seems like one of those situations where AI voice acting could come in handy, where a voice actor dies and you could fake it.

https://www.hollywoodreporter.com/movies/movie-news/dabney-coleman-dead-9-to-5-mary-hartman-tootsie-1235902521/ My favorite part of that gif is whoever made it and left their mouse cursor in it.

Was never a huge Slipknot fan, but been listening to them more now that Eloy joined up. I had no idea this song was Slipknot. And I also have no idea why I know it so well. Was it in a movie or something?

Haven't played it in almost 2 months. Going to go out on a limb here and say my group of friends has moved on. This one petered out super fast.

It's all just short sightedness with no concern for what it's actually costing you. So maybe you call a different "handyman" depending on what's broken. How is that all that different than calling a landlord? If it's the paying for it out of your own pocket part at the end (not the case in...

This is really what redeemed the movie for me. The fact that it was almost slapstick made it easier to ignore how ridiculous the whole thing was. I could've gone and nitpicked all the stupid shit, but since the movie clearly wasn't trying to be super realistic, I just watched it as a popcorn...

I've been rewatching Seinfeld for the first time in like 25 years, and it's amazing the amount of callbacks they do to that show. I also didn't realize how close to Seinfeld's finale that Curb started. Just a two year gap between them. Granted, Larry stopped working Seinfeld at season 7...

I don't think that's a K2 specific thing. In vanilla SE, the crushed/powdered naquium recipes both make both products just in different ratios. And then naquium crystals also shit out more of them. They also shit out a bunch of the byproducts from other outposts, that are also used in the...

Did he already blow through $30 million and needs to pump this shit some more?

Shit, lemme go open a Robinhood account. What could go wrong?!

I like it because the young person is undeniably obnoxious.

Went and bought one of those bundle things with Brotato and Death Must Die. My first impressions were that Brotato is way more fun, but I keep coming back to Death Must Die. It seems to have much better replayability with the talents and Diablo-esque gearing. About 8 hours in and I just beat...

It's going to take 15 years of development and most players will quit within 2 months.

I went with delivery cannons. Rockets just became too annoying. I processed everything into ingots (or vulcanite blocks) on the outpost and sent them with delivery cannons. Think I had like 7 receivers/cannons for vulcanite blocks.

Meanwhile everyone in this thread is like "yeah, but I'll still play it." You all keep giving your money to companies pushing stuff you say you hate, and you keep getting more of it. It's a real mystery what's happening here.

Stephen's dad probably molested him, and the cycled continued with him molesting his own son. Tale as old as time.

Oh, and I'm only on 10 planets. Nauvis nOrbit Outposts for holmium, cryonite, iridite/vulcanite, beryl, vitamelange, the asteroid belt, star orbit, and naquitite.

I also started with 1-4 trains. Switched everything to 1-1 a little bit before unlocking the space elevator. For me it was because trying to figure out city blocks with massive input resources accommodating 1-4 trains was stupid. For instance, I've got multiple blocks that have 7-9 inputs into...

That's the sad part. This whole thing shouldn't even be a story, but they've mishandled it so poorly that they've screwed themselves.

Like with everything Factorio, once you get further you'll start getting fuckloads of scrap and it'll pump out a pretty significant amount of resources. You've gotta do something with it all or it will pile up massively.

This is how you crater a company. This will be the last successful release for Arrowhead.

You should definitely setup one on Nauvis for testing packs. But you'll pump out so much scrap in orbit it'd be stupid to ship it back down, reprocess it, and then ship it back up. Especially when you start considering contaminated scrap. If you process it on Nauvis, now you've also got to...

It's all good. You've got a good supply to turn into material testing packs for those material sciences. I've basically burnt out on this playthrough. Naquium is stupid. All the processing and amounts required are already stupid, but then to make them only stack to 10? C'mon man.

Are you saying he didn't watch the show? Because the show is how it ends. There will be no book ending. We joked a decade ago about how he was too old to finish at the pace he was going. Well he's accomplished jack shit since then. No one even wants to read this next book because it's been 15...

Hadn't played in like a month and a half. Was going to log in to see if I'd even done that. Game won't even fucking launch anymore. This might be the worst game I've played as far as performance going downhill each time I play.

Hell yeah. Buddy and I found a huge stash of Playboys. He took most of them because they were near his house and I wasn't about to lug a shit load of magazines home. But that May 1994 edition is burned into my brain. Shae Marks was the playmate and Elle Mcpherson on the cover with a spread on...

The ironic part is, at least from what I can tell, the only thing actually helping tame inflation was QT. But it's stalled out due to government spending (at least I think, see that post from MMM forums I posted in Politics). I mean, it makes logical sense that inflation caused by massive money...

And the market spiked higher?