Search results

  1. S

    Home buying thread

    Each of them may point to the other so it may be wise to approach all of them to see if any will willingly agree to pay for the repairs. If no-one does them sue them all jointly and let the court decide whose responsible.
  2. S

    Home buying thread

    Indiana is one of the lowest cost of living states and while Indianapolis is not bad at all it"s also definitely not Tampa Bay or New York when it comes to entertainment either. Depending on how badly you need an active city atmosphere 24/7 it can be one hell of a trade off but then again if you...
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    Home buying thread

    $1000/month loan is more like a $150,000 house imo. Hidden fees are mortgage insurance, taxes, and homeowners association fees (HOA). Sometimes you will pay the HOA out of pocket and not as part of your loan. Note that these hidden fees I"ve mentioned are most likely part of the $1000/month you...
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    Home buying thread

    Ryoz I"ve been through my first set of payments and transfer of my loan while on FHA just recently in these past few years so here is some info that may help. 1. On your MI when they transferred my loan my new mortgage company also tried to start charging me their own mortgage insurance but I...
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    Girls who broke your heart thread

    heh Some kid from a local choir group dropped by with two magazines. One was selling summer sausages and cheeses and the other was beautiful bouquets of flowers and potpourri"s. I reached out the flower magazine to my wife and asked if she wanted anything and she reachedoverit and snatched the...
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    Girls who broke your heart thread

    Christian women are often the easiest to pick up if you have low morals. Half the time they are closet freaks pretending to be innocent behind their god-shield so they get the right man. Once you convince them that its love and its forever you might as well enjoy the ride because your going...
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    Girls who broke your heart thread

    *** There"s a general exception to this rule that applies to women and men. The uglier or older you are the more you know what you truly want. Find a women who is a 7-10 on the looks scale, 24 years old and single and you could win the hundreds betting she has no f"ing clue about what she...
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    Home buying thread

    Psh saving up $120,000 is easy coming straight out of college with $30,000 grand in loans, a car note, insurance bill, and not a single asset worth even $1,000 to your name. Easy I tell you!
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    Home buying thread

    The "professional" painters they hire around here were college students who needed a job for the summer and were getting paid minnium wage for long hours. They could give a fuck less about doing it right. I hope your area has it better. The paint job we did we never told anyone until after we...
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    Home buying thread

    No offense but why did you sell your house before moving into the new one? Closing on a home can take awhile and is not at all uncommon.
  11. S

    Green Monster Games - Curt Schilling

    I never really cared how long it took to get from level 98-99. What is more important to me is how much fun I am having. Granted early on in a game leveling fast is often a driving factor of the fun but after about 20-30 levels of leveling I"m ready for a fun focus in another direction. Forced...
  12. S

    Home buying thread

    Oh and I don"t know how much you paid to have your house painted but I spent under $400 for designer colors from Lowe"s and painted the Kitchen, Extended Living Room, 3 bedrooms (including the master) in a week with 2 people. Though with no furniture in the house.
  13. S

    Home buying thread

    Ah! Glad you have learned your first lesson of hiring a contractor. Check his license. Ask him for past references.Contactthose references and see his finished work. Ask them about how much he charged and how long it takes and lastly make sure you get 3-4 references so he isn"t just pointing you...
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    Home buying thread

    There are many benefits to building vs existing as well as negatives. I spent more then a year going over both before choosing to build but honestly the decision was still close. It all came down to the final area I wanted to live in and potential problems I would need the reserve cash to deal...
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    Home buying thread

    I"d bet on his credit score alone you could hit 6% possibly even 5.x if your lucky. In any even talk to the company your going to finance with and see what rate they will give you for combined or separate filings. WIth the $8000 credit (possibly MCC if you have it in your state) and an FHA...
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    Green Monster Games - Curt Schilling

    I know. Don"t you miss the days of 5 guilds camping the same random mob spawn location 0068 24/7 with massive pvp battles while waiting for the lord emperor of all assrape to spawn so you can tag it 2 delicious seconds before any other guild that"s been camping it all day does and gain 1 half of...
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    Home buying thread

    These are the first time buyer programs in thestate of Indiana. Some stack with the FHA and the government $8,000 tax credit so you should check with your state to see what kind of deals they have and what stacks. The MCC is the one I have. It stacks with FHA (I don"t know if it stacks with...
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    Home buying thread

    There are ways around it and things you can do but you don"t need them. Waiting 60 days before you plump down and buy a house is a good thing. Gives you more time to think, to consider, to find other homes you like and to force you to make the best decision. You may find a few homes you like...
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    Home buying thread

    r3probate What I said is extraordinary safe and admittdly $1500 would also be safe but what a lot of people fail to take into account is extraneous and future borne expenses. Food and gas for example are two huge burdens that many people mistakenly undercut when planning their budget...
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    Home buying thread

    Those car notes have to hurt. how long before you pay both or one of them off to knock it down by half? I looked at buying a house this way. How much could one of you afford on your one job alone if the other one didn"t work? That"s how much you can afford. Then that second job goes...
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    Home buying thread

    Unless he is building the house himself literally or getting materials at cost, I call BS. But if Zeste can map it out and prove it I"ll eat my hat.
  22. S

    Home buying thread

    8 years is not a bad timeframe to have a house before selling it but you should probably get into one sooner rather then later. If your going to be in a house under 5 years itmaynot be worth it and it may take you 6 months to sell the one you have. with a combined income of 75k you could...
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    Home buying thread

    If that"s your ideal decent kitchen then what"s high end? outrageous?
  24. S

    Home buying thread

    If my grading scale for home kitchens was Low-end, decent, high-end and outrageous then that kitchen would be high end. Would you still call that kitchen only decent? I.E. Low end kitchen would be like your basic apartment. Decent kitchen would be your standard kitchen home and most stock...
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    Girls who broke your heart thread

    Tiring.
  26. S

    Girls who broke your heart thread

    No your right. I do have an ex who is perfectly ok with sleeping with me on rare occasions whenever I want even though I have apregnantfiancee. My ex is absolutely perfectly emotionally stable and has no issues with this and we both maintain perfectly relationships.. Just like you see all the...
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    Girls who broke your heart thread

    Awww.. It"s way more fun when you play along... *wink*
  28. S

    Home buying thread

    The cabinetry and appliances look nearly brand new and almost excatly the style of what is in my house except a different color and my house was built new from centex. I"d bet the ripped out the old cabinetry and appliances and bought that stuff new from a dying new home builder which is...
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    Home buying thread

    Wow nice. that is excellent condition (yard notwithstanding but it"s really not that bad) Here in Indiana that would go for about 100-120k since it had no basement and no second floor plus another 30k for the artistic style but that style might be common where you are though. Still an...
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    Home buying thread

    That still sounds insanely suspicious.... 300k down to 50K? Do you have any pictures of this house? How many inspections are you going to have?
  31. S

    Girls who broke your heart thread

    Ok I"m done. Honestly I"m tired of running in circles with the 3 or 4 of you who arent making any effort to even try.. I"ll probably respond to brekk but thats about it
  32. S

    Girls who broke your heart thread

    No Storem you didn"t understand anytihng I said. churchhill I typed them out 3 times. Sorry but I can"t help you understand.
  33. S

    Girls who broke your heart thread

    No. Nope. You skimmed it my posts. You didn"t debate any point of any of my arguments. You used ad hominen"s to show your right. You don"t have to like my logic I was never asking you to. But if you want to convince me it"s wrong then YOU need to be more specific in pointing out WHERE I went...
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    Girls who broke your heart thread

    lol a noob who hasn"t increased their post per page count.. bwhaa.. It"s posts #"s 4079, 4065, and 4055.
  35. S

    Girls who broke your heart thread

    Actually I have twice already both , , and to a lesser point
  36. S

    Girls who broke your heart thread

    Churchill, psu199, Evelys I have already responded to those arguments several times over. I simply and not going to keep repeating myself. If you want a response go read what I already wrote.
  37. S

    Girls who broke your heart thread

    Actually I have twice already both , , and to a lesser point That"s at least 2 and a half times I have went into detail on this point already. I"m not typing it a third time because you and your peers refuse to read it. I will point out a relevant point or two however.. 1. Sex does not...
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    Girls who broke your heart thread

    Thanks. Sorry about the battery loss that sucks but I"m very interested in what you have to say.
  39. S

    Girls who broke your heart thread

    There"s no room for debate in emotional appeals so I guess I"m done.
  40. S

    Girls who broke your heart thread

    Churchill please point to any line where I specifically said I did not care above the adverse consequences for others of ones actions? It takes a special kind of ignorance to not make the connection that everything I did was for the sole purpose of considering the adverse consequences for...