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    College Choice for Veteran

    If you are interested in an economics graduate degree, make sure to use the GI Bill for undergrad. Economics Masters programs aren't widely available as the best (and almost all good) schools offer only PhD programs. PhD programs are fully funded, meaning you pay no tuition and collect (at the...
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    Science Ethics and Racism in Drug Enforcement Thread

    That one's pretty simple: because it's fraudulent. If you claim that your product or service cures a disease when it is, in fact, known that it does not and when doing so gets people to abandon treatments that have, in fact, been shown to treat that disease effectively... then you're responsible...
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    Minnesota Thing...Liquor Ban Still In Effect.

    Bars here have to close at 2am because Jesus. Those are prevalent in low-income neighborhoods irrespective of blue laws. Poor neighborhoods suck to live in and there's nothing legislation can do to change that. If they weren't shitty neighborhoods, they'd be expensive and people would complain...
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    Smartwatches / Fitness Trackers

    I think the Moto 360 counts steps even if you're disconnected from the phone. I suppose I should test this... But in general, there's really no reason why the watch should duplicate what your phone does. How often do you leave your house without your phone?
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    Smartwatches / Fitness Trackers

    The Moto 360 is discounted to $180 on Amazon, which is a pretty sweet deal. I forgot to recharge it a couple nights ago and it was the first time since buying the watch that I didn't wear it. Definitely felt like something was missing. This is really a device that should be used for 1-2 weeks...
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    Final Fantasy: Record Keeper - Mobile Gaming Cash Grab

    Awesome, thanks! Maybe one more question: does it matter which item I use to level up another item (before combining them)? E.g. is there a bonus for using the same weapon, or using a weapon to level up another weapon?
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    Final Fantasy: Record Keeper - Mobile Gaming Cash Grab

    Fun game. Started this morning and made it up to the Imperial Camp so far. I also did the daily GIL dungeon (managed to beat it on easy and normal), since from what I've read money becomes a bottleneck. I'm also on the 6th level of the ongoing event, though I don't think I've gotten anything...
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    Random technology news & announcements

    I want the "You've got mail" notification with the sender...
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    Searching for Flights ...

    I know Spirit is a special case of suck, because they end up more expensive even with minimal services, but unbundling expenses isn't necessarily a bad thing. According toWikipedia, Air China spends about $7.50 per domestic flight meal. I'd rather not have free food and save $15 on a return...
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    Searching for Flights ...

    ITA Matrix has some substantial advantages. For example, you can search flights from and to multiple airports at once. I've effectively used that for flights to Europe: for many flights, you can't avoid a layover somewhere -- usually London -- so finding the cheapest flight to some decent-sized...
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    NZBMatrix is dead. What now?

    Looks slick and handling failed episodes is nice, but I can't seem to get it to recognize my networked drive.I tried entering \\IP\name, but no luck.
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    NZBMatrix is dead. What now?

    Not sure if it grabs the first or the most recent, but it'll look for the quality you set.. If the first one it downloads is broken, it'll grab the next one.
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    Smartphones

    Solution: use a Google Voice number, avoid carrier/manufacturer BS.
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    Smartwatches / Fitness Trackers

    Can't speak for the apple watch, but the moto 360's screen goes from off to a dimmed mode at the tiniest of movements. So even typing, it's easy to glance down at the watch and see the time. It goes to full brightness/listens to "ok Google" when I lift up my arm (e.g. to give a voice command)...
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    Smartwatches / Fitness Trackers

    On the moto360 (and I presume it's the same on the iWatch) you can read your email/text on the watch. Aside from that, you can control Spotify/Audible and I also frequently use an app that shows my calendar. Once in a while, when I go to Starbucks, there's an app that lets me pay with my watch...
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    Smartphones

    T-Mobile has an unlimited everything plan for $80/month:Cell Phone Plans | Cheap Cell Phone Plans Unlimited Data | T-Mobile But you could just go ahead and use the $60/month with 3GB at 4G. That plan includes data rollover, so you're fine even during months when you use more data. That...
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    5G researchers manage record 1Tbps wireless connection speed

    So if the spectrum from TV broadcasts and AM & FM Radio were freed up, would that make LTE home broadband feasible? I'm sure there are plenty of people left who watch TV with rabbit ears, but it can't be so many as to outweigh the huge potential gains from transmitting more/faster data...
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    5G researchers manage record 1Tbps wireless connection speed

    That's a cool figure... and amazing how much spectrum TV broadcasting takes up.
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    5G researchers manage record 1Tbps wireless connection speed

    T-Mobile offers an unlimited talk/text/data (LTE speed) plan for $80/month. If that allows tethering (I don't know if it does), it'd already be somewhat cheaper than my cable ($60/month at about the same speed as LTE) and cheap prepaid plan from T-Mobile ($30/month). For anyone with more than a...
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    Which Index should I use for my 401k?

    Yeah, investing is much more expensive outside of the US and choices are far more limited. The problem is that such a market can also be very susceptible to external shocks that are completely outside your control. Consider the example of Switzerland and the Swiss Franc. With the Euro crisis and...
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    Which Index should I use for my 401k?

    Mewkus: All of those funds have a HUGE home bias. 19% in Australian shares when the Australian economy makes up only 2% of global GDP ($1.5tn of $72.6tn) is crazy. You should investat most5% in Australian stocks, as a small(!) home bias is justified by the currency exchange risk resulting from...
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    Dark Power Rangers

    More gore + nudity, according tothis.
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    Dark Power Rangers

    There was a NSFW version of this video on Vimeo but that has since been taken down... can't seem to find that anywhere.
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    Cord-Cutting, Or How to Stream your Way to Success

    Looks like torrents have come quite a way since I last used them... that's cool. Both SickBeard and CouchPotato also work with torrents, so you don't lose functionality on that end. May have to look into this again next time my subscription expires... Maybe the one remaining concern then is...
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    Cord-Cutting, Or How to Stream your Way to Success

    No ratios to keep track of and everything is encrypted with SSL. Worth like $7/month to me... Otherwise, if I downloaded an older movie (15GB for the Bluray) that nobody else wanted, it'd be a pain to maintain a useful ratio. Similarly, 4 season of Person of Interest at 2GB/episode (for the...
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    Cord-Cutting, Or How to Stream your Way to Success

    I use Tweaknews, which is based in the Netherlands:Home | TweakNews(edit: unlimited starts at 2.50 Euro/month, but that's with a 1Mbit connection -- who's got the patience for that...) They send me renewal offers with substantial discounts (20-30%), so it might be worth signing up for the...
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    Cord-Cutting, Or How to Stream your Way to Success

    Depends on the newsgroup, I suppose. Mine has 1000+ days of data retention, so anything that was uploaded in the last 3 years is fine. Popular movies get re-uploaded much more frequently.
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    Cord-Cutting, Or How to Stream your Way to Success

    Sickbeard + Newsgroups (the latter is about $6/month for 50mbit down) make it just too convenient to download tv shows. Everything is automated and maybe 30 minutes after a show airs, I get an email that it's ready for viewing on my Boxee. I still have Amazon Prime, mostly for the shipping...
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    Bill Gates Says AI Will Be As Dangerous as Nukes

    The concept of learning is actually really interesting. There's an algorithm running at Carnegie Mellon for the past 5 years that is crawling the web, reading articles, learning new concepts (functions), then re-reading its database to see if it now has a better understanding of what it read...
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    Asians cant drive even in the air.

    Shouldn't be a problem. Insurance companies themselves buy insurance (through reinsurance contracts), so they can handle large payouts on any one of their policies.
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    Best Credit Card with Cash Back Rewards

    The average household spends $6,600 per year on food. Could be fixed with two cards, as you mention, but that may be cumbersome to manage: with the Sallie Mae card, the limit applies monthly, not annually. That said, there's not a big difference... either's better than using the 1% cash back...
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    Best Credit Card with Cash Back Rewards

    The 5% on the Sallie Mae card appears to be only for the first $250 per month -- so on half as much as the AmEx Preferred. Nice that Amazon is included, though, assuming they code all purchases there as "books."
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    Best Credit Card with Cash Back Rewards

    Looks like the bonus is on auto-reloads, so they'd know that it was a gift card... shame. 6% is still pretty awesome, though. Until February 15, there's an extra 2% bonus on grocery spending at Whole Foods. (Also, the initial sign-up is $10 for $100 in gift cards, so that's actually a risk-free...
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    Best Credit Card with Cash Back Rewards

    Sweet, thanks -- I just picked up one of those. I spend just a little over $6k/yr on groceries, so this is perfect. I'm also one of those liberal elitists who shops at Whole Foods. Then I found this:American Express Reload | Whole Foods Market For every $300 you load on a whole foods gift...
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    GoFundMe - Good friend's teenage daughter: Harvard award trip

    Some Googling suggests that the company giving this "award" is a for-profit entity and it sounds as scammy as it gets:national academy of future physicians and medical scientists award of excellence - College Confidential Inviting 2,000 - 3,000 people, helping students to fundraise... any...
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    NYE and Uber

    People type in 4.00 to show that they understand they'll pay 4x the rate. But then they bitch that a ride that usually costs them $20 ended up costing $80. The multiplier probably just feels very abstract and people don't actually do the calculation, then are surprised by the high total cost...
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    College - Majors and Career Ideas...

    That just sounds like you had bad luck with your courses and/or professors. If you can pass a test simply by memorizing some formulas that you'll no doubt end up forgetting again, then that's a badly designed test. If the course hasn't made a connection to why the material matters, then that's a...
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    College - Majors and Career Ideas...

    Do not ever apply to a Master's program in economics. The degree is almost universally given to people who flunked out of PhD programs (which is about 50% of the incoming class) -- and none of the top schools take MA/MS students. If you do want a Masters in economics (which is often sufficient...
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    Mortgage refinance offers

    Just to clarify: the number of years you're in a loan makes no difference. It's all about the payments and interest. Suppose you had a 20 year $200k mortgage at 4% and paid off $50k after 10 years. If you now took on a new mortgage at 4% for $150k, you'd end up having paid it off within 10...
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    $400k

    Here's another calculation, using Vanguard's Managed Payout Fund:Vanguard Managed Payout Fund | Vanguard The idea with those is that you make a one-time contribution and the fund disburses 4% of its assets every year. The money is invested more conservatively than all stocks, as it must be...