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A bronze level plan has like 40% coinsurance and a much higher deductible, of course it is cheaper. I'm compared what I consider to be the BEST pre-ACA Anthem plan to the best post-ACA Anthem plan. If you want to compare the best pre-ACA plan to a shitty post-ACA plan, what exactly are you...

America??Ts Sinking Middle Class - NYTimes.com It's called inflation and wage stagnation. Take a middle income family today. Consider their purchasing power. It is substantially less than the purchasing power of middle income families in the 90's, despite working harder and having fewer...

What are you claiming I edited to save face? How can I check the time a post was last edited? I will take a screen shot and post here. Again, I wrote: There was no claim that a current European country is a slave country. However, I would characterize the life of the typical serf in socialist...

OK, so you have some experience with group market plans in another state. This is an individual plan. Pre-ACA, what experience did you have with individual market health insurance? They are quite different. Yes, the Lumenos plan is a PPO - I have yet to find a single doctor or hospital in...

Um, I quoted exactly what I wrote - go back and read it. I used copy and paste. It is Eomer who said that I was calling Europeon slave countries. I was not writing about European countries, nor did I ever claim they are socialist/slaves. I was defending the notion of for-profit enterprise...

I wrote in my very first post today, that if you live in an area with already high healtcare costs, you may see some net benefit from ACA when factoring in subsidies. This really just means you are relatively (to previous generations) poor in an area with high cost of living, likely due to the...

No, there is not. When I first purchased the policy, there was like a 2 million lifetime limit. After the ACA was passed, the lifetime limit was removed. Anthem sent me a letter about it. You are correct, lifetime coverage limits are now illegal, and the plan I showed you conforms to this...

I have a question for you: considering successful young people are in ever shorter supply, and small business are finding it ever more difficult to keep their doors open, and both of the groups are vital if we are going to remain wealthy, is it wise to fuck them over right now? You just...

$70k was middle class in like 1997. It is a harsh reality to face. Wages have been stagnant for a long time, while cost of living has sharply risen. America??Ts Sinking Middle Class - NYTimes.com " The incomes of these types of families actually rose by a fifth between 1990 and 2008...

Although my current plan offers better coverage than ACA plans from Anthem for less than half the cost, I still only get to keep it to the end of 2014. I only have it now because, after the rage of people losing their plans last fall, they extended the period we can keep our old plans until...

Only because you have been brainwashed since ACA passed. If you were healthy and young, health insurance was very affordable pre-ACA. Best plan in my state was a little over $150/mo for healthy, late 20s. Catastrophic plans from $40-$50. I say again, ACA is a wealth transfer from young...

I went to ehealthinsurance.com, compared plans and prices, and bought a plan with no outside assistance. 0% coinsurance, $1500 deductible, comprehensive. The initial cost of the plan was less than $150. My employer offered no assistance with health insurance whatsoever. I know it may seem...

Eomer, I do have to ask, why so angry? I did nothing but present my experience with ACA and make some basic deductions. Anyone is welcome to refute me. Yet you call me a racist, take my comments out of context, etc. Your life is short - why spend it here insulting me? If you think I have...

I fail at posting. this reply is now below. I accidentally posted before I finished writing

In my first post, I wrote: Obamacarehelpsyou if: old, pre-existing condition,live in state with already high health care costs What is my derp? Did I incorrectly read healthcare.gov, where it said I would have to pay $350 for worse insurance than I paid $150 for previously? Is TJT lying...

Lithose, let's consider those who are just barely middle class. They can barely afford the cars, the house, and their 1-2 children. Now, you implement ACA and take more money from them, and transfer this to elderly and poor. Will they have another child and thus face the possibility of...

Let me get this straight: I provide my personal experience of being hurt by the ACA as a young health person, connect to testimony of another who saw young, healthy families being hurt by ACA in favor of the poor and elderly, and conclude that ACA hurts reproductive age, healthy people...

I'm wondering, myself, or the guy who responded thusly: "that's how the society worked from the stone age, u faggot. u breed younglings, so they can take care of you if you get old and shit. " If refering to myself, then you think I am ignorant. If so, please respond: Given the...

That weak objection is all you've got? Maybe I confused you with too many words. Here is the main point: Please explain: before ACA the best plan in my state: 0% coinsurance $1500 deductible, comprehensive, $150ish /mo. post ACA the best plan in my state: 20% coinsurance, $1500...

Is this a joke? If you're American you will understand this: quality of socialized healthcare in ANY nation is equivalent to Medicaid, which is the lowest level of service. Medicaid is so bad that most doctors will not take patients with this coverage - they actually lose money on office...

Obamacare helps you if: old, pre-existing condition, live in state with already high health care costs Obamacare kicks you in the dick(or vagina) if: young + healthy, (2x) young + healthy + family Take my case. Healthy, under 30, male. A few years ago I bought the best plan available in...

Looking like tOSU loses by 2 TD. People will argue this shows how horrible tOSU is ignoring the fact that it was a 1 point game in mid 4th. It was close to nearly the end, so I am secure in my estimation that tOSU any given year deserves a rank between 5 and 15, with them being closer to 15 than...

Fucking OSU secondary. If OSU could upgrade their secondary to at least the level of a goddamn MAC team this would be an easy 2 TD win. Edit: well nevermind. Entire teams seems to want to make it as easy as possible for this watkins kid to win the game by himself.

How big 10 is looking shitty. Rose bowl win? Close games in bowls except forpr garbage Michigan? If you want to use straight win loss record, then to be consistent you must conclude american athletic conference best in BCS.

OSU must score 50 to win?

This is a historically bad OSU defense and they are still winning, tho it is only half. Their opponent was blown out by FSU, yet this aligns with my narrative for OSU as a team; a consistent performer with a true strength in the range of rank 5 to 15 and in rare years a title contender.

This is a perfect example of why straight W/L records are very poor indicators of relative conference strength.

What is your evidence? A single team (that in my mind won't be tested until the NC game) does not make a conference. ACC conference runner up lost a shootout to a mid tier SEC team. Miami - overhyped and whipped by Louisville. VT - Whipped. BC - whipped. Syracuse - congrats, a close win...

Spot on. In order for any communication to be meaningful, participants must agree on definitions. As such, agreement on definitions is a precondition of any debate, and such discussion is only a devolution of the debate if participants cannot reach agreement. This often happens because most...

A good point, but this does not address the central thesis of my post: To be a power conference it is not necessary for Big 10 teams to win every game, or even most games, against other power conference opponents, it is only necessary for there be a legit and roughly equal chance to beat...

Nebraska (unranked - 8 win) defeats SEC opponent (ranked - 8 win). Iowa (unranked - 8 win) loses by 7 to SEC opponent (ranked - 9 win) - by 7 points. Wisconsin (rank 19 - 9win) loses to SEC opponent (rank 9 - 10win) - by 10 points. MSU (rank 4 - 12 win) defeats Stanford (rank 5 - 11 win)...

Such class.

You watched the game and enjoyed it, admit it. Not sure why the negativity though - tOSU and MSU gave us an entertaining football game. My team lost, but it was fun to watch. I suppose maybe if your self-esteem relies on maintaining a sense of superiority through vague affiliation with a...

This absurd belief is so widely held. Beating up on bad teams does not indicate that you will necessarily do well against elite competition. FSU is untested. We literally cannot know if they are truly elite, or only slightly better than tOSU, because they did not even play a team with near...

I do not dispute that FSU should be in the title game. Whether tOSU had won or lost, FSU was going to the title game. So I don't see your point. I'm not discussing whether Auburn should have jumped tOSU. I do dispute this widely held belief that somehow, because FSU can beat up on weak...

Dumar, really? It was 17-0 at one point, and OSU hasn't come back from that deficit to win like ever. MSU outplayed OSU, and our best player failed with the game in his hands. Don't be a sore loser, congratulate the winner and move on. BTW, I'm tOSU alumni, so it's not like I'm not a fan.

'Perception' means nothing on the field against other elite competition. Just because you can beat up on a little guy doesn't mean shit about your ability to take on someone your own size, regardless of how you are perceived by others.

Again, blowing out over-matched opponents has no bearing on ability to play against other elite competition. Its just a terrible argument. And now it seems OSU will lose in a tough way, but MSU totally earned that win and was the better team today. Miller had the game in his hands and...

FSU never proved shit - their conference champ. game was against a bad Duke team - thats how weak the ACC is. Now you might say B1G is same level but I disagree, at least MSU is showing to be a quality team and OSU's equal. ACC had who? Now if you want to argue Auburn puts up 40+ on OSU, I...

TIE BALL GAME. sorry, damn that was nice to see.