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I guess I'm just confused on the whole thing because I live and have home shopped in an area that has a significant floodplain and I have never heard of anyone actually managing to avoid paying flood insurance. Are there really mortgage companies out there that will forgo that, like if you want...

Overstimulation? I dunno, I'm a grown ass man and I feel like screaming my head off for three hours straight at those type of events...

I don't see anything about the OP paying PMI, am I missing something?

I'm not sure about the other deal, but I know I would not give up Murray for a QB.

Well most of the time the lender requires various insurances to cover their own asses right? I mean, what you're saying makes perfect sense but I just don't understand why a lender, given the choice, would NOT require flood insurance as it is no skin off their back...

I don't understand the extortion part. How does the lender benefit from forcing them into flood insurance?

OIS will not help with minor flaws like that. When a lack of OIS is a problem your entire photograph is going to be blurry, not just one part of it. I think your problem is your are comparing the 920, which is one of the best camera-phones out there to date, to your Moto-X (which is pretty well...

Got my cheap $50 Amazon tablet. For the price it actually is a pretty good piece of equipment. I'm not sold on the Amazon echo-system though, app store feels pretty sparse. The Amazon Prime video playback is pretty cool, we'll see how well the predictive downloading works. Screen is pretty good...

I think you are 99% right about this, but I also think that Tarrant is doing about the only thing he can in this situation. I see the potential to fall into the never-ending cycle but at the same time his wifeISseeking treatment and making an effort. In his situation I'd have a very hard time...

With Kaep, it was the season opener against Green Bay where he went 27-39 for 412 yards passing for the comeback win out-dueling Aaron Rodgers. Everyone knew after the playoffs GB would be keyed in on the read-option and Kaep was like "eff it, I'll sex-cannon it up then." That is when I thought...

I'm leaning Ivory mainly cause I think there is a bit more upside, and Steelers Run-D has been pretty legit this year. But I think you are choosing between different halves a turd sandwich.

You may be right, but similar comments about the lack of OIS are rampant across the reader comments from the various tech blogs covering the Nexus announcement so I thought it was worth diving into the detail. In other news, details are coming out about LG's new selfie-taking machine, the...

Don't worry guys, in the last 41 minutes we figured it out.

If you think OIS helps make photos look better across the board I don't think you quite understand how OIS works. About the only time OIS is helpful for photography is in situations where the shutter speed is slowed down and you are shooting a non-moving object. Here are some examples shot from...

Really cool (but long) article that gives a ton more backstory on Elysian and their eventual sale to InBev. Buried in there are some telling quotes by Matt Lincecum from Fremont Brewing that outline one of the reasons these acquisitions are bad for craft beer, and why I go out of my way to avoid...

I'm suffering emotional damages because I used to taunt Prius owners that my car had just as small of a carbon footprints as theirs based on VW's false advertising... I'm in liberal WA I should be able to go for some punitive damages for that in this state, right? Anyways I think I did dump...

Can't link right now, but I only spent about $70 on the one I bought.

Why in the hell would you need OIS for nature shots? Even if you were in a pretty dense forest there should be more than enough light with an F/2.0 lense that the shutter speed would be quick enough for even Michael J. Fox to take a clear picture without OIS. Unless you were manually slowing...

Liberator makes a reasonably priced sex-throw-blanket that I would highly recommend.

If you have some bench space and are looking for a one week flyer, Lynch may miss the next game against Detroit and Thomas Rawls put up 104 yards on 16 carries in his place last week. Unfortunately Sea plays MNF and I doubt we'll know for sure one way or another until game-time. If you have...

Ordered up a pair of 6P's for the wife and I. My Mom, Dad and Brother also are all getting 5X's. All of us replacing N4's so that should be a significant upgrade. My biggest hope is the camera lives up to the hype. We all also ended up being able to get an "instant invite" to Project Fi...

So what do you think e-lawyers, I owned a TDI (2012 Jetta) that I traded in just a few days before this scandal broke. Probably lucked out on that timing short term since I planned on getting rid of the Jetta anyways. Think I can claim damages based on thinking I was only making a certain...

Yeah, and with pro level cameras you are taking photos that might be blown up to the size of billboards, and also those lenses have selectable image stabilization because there are shooting situations where it is detrimental. Furthermore, they might have bigger sensors, but also are so much more...

They claim they've technologied out the need for OIS. They showed some low light comparison low light shots from the Nexus phones and the iPhone's and the Nexus' looked much better but you don't know what kind of doctoring might have went into that. Most of the review sites got about 30 minutes...

Here is how the draft went. It isn't showing the snake correctly since I manually entered in all the results due to the power being out when we drafted. He got Julio with the 9th pick and Green with the 12th. Keep in mind this is a keeper league, which is why some obvious names aren't there.

I (thankfully) didn't get a chance to watch the game, but based on what I've seen from highlights/analysis it sounded like he reverted back to a lot of the bad habits that were getting him in trouble, and it sounds like what triggered him is that the only chance he has of not getting killed back...

This is my RB situation currently. Carlos Hyde- he is the 8th ranked overall RB, but only because of what he did in week 1, when he was on my bench. DeMarco Murray- Complete dumpster fire and now hurt. C.J. Anderson- 54th ranked RB. Not really even worth a roster spot at this point based on...

Because a smog checkwillshould catch a car that was stamped as not being a dirty polluting car that has been modified to now be a dirty polluting car?

What about when an end-user is able to modify the vehicle so it no long is within the guidelines you want set/enforced at the factories?

For what it is worth, I think Anderson starts rebounding this week. Long rest plus more favorable matchups coming up the next 4 weeks. I wouldn't write him off yet and for those who don't have him you might have a buy low opportunity to grab him.

Even in PPR, I usually try to get an RB into the flex whenever possible. Generally speaking it is just more reliable points. Most experts are pointing to Latavius as a top-10 RB play this week (as opposed to Matthews as just a fringe WR2 play) so I really think you need him in your starting lineup.

Horsepower vs. Torque

Exactly my thoughts. I personally am stashing him right now, but I don't have any players on bye till week 6 and even that is just one easily replaceable guy. I can afford to hold onto him for a bit to see how things pan out back there. But I do think Morris will remain the starter and without...

Just goes to show how different our industries are to advertise for. Newspapers and Yellow Pages (which you've discussed previously) are two of my biggest losers as far as advertising ROI. I dabble in radio, but that is basically trading free pizza certificates in exchange for some advertising...

I've gotten quantifiable results using Google Adwords. Again at about 1/2 the cost-per-redemption of print. I think around 30% of my click-throughs from adwords result in an order being placed which is well above anyone organically landing on my site (which I think is around 5%). Albeit organic...

QFT. Devil's Point is easily my favorite strip club ever. Even the wives enjoyed that one.

Of course not, at this rate they won't be playing enough playoff games to get to them.

It's not crazy at all. Problem is what do you think Vegas would set the over/under on number of games Palmer plays this year, 8?

Royals look primed for adeep playoff runearly playoff exit.

He was tearing it up last year too before he got tore up.