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  1. Gurgeh

    The Fall 2019 Anime Thread

    I'd say Seirei no Moribito (because of GitS and all the fantasy stuff) and Black Lagoon (because GitS / Goblin Slayer)
  2. Gurgeh

    Are you smarter than a 4th grader?

    Don't forget who the people doing the teaching are... Even if some very bright people design a super smart way to teach kids, the bottom line is that it's mostly being applied by not-so-amazing teacher. That's why the so simple it's dumb system in Asia is outperforming ours, what we're trying to...
  3. Gurgeh

    Are you smarter than a 4th grader?

    Err... how is that related to my post, I'm saying that if you want to measure the effort put in by a student, testing the memorization is a great way, because it's less corelated to "talent/IQ" than being able to manipulate abstract concepts. As for balancing between "brutal memorization" and...
  4. Gurgeh

    Are you smarter than a 4th grader?

    Literally no one is saying memorization should be the bulk of education, but trying to get entirely rid of memorization at any cost is retarded, period. All technical skills require both memorization and understanding to master them. And testing if a student was able to memorize something, is a...
  5. Gurgeh

    Are you smarter than a 4th grader?

    Also asking to memorize is a good way to measure the effort put in studies by a student. And whenever you measure efforts put in by the students, you get embarassing results for the left, i.e. the main reason poor kids, and even more so, "minorities" (as in not white/asian/jew) fail is the lack...
  6. Gurgeh

    Are you smarter than a 4th grader?

    No they are not. Not in France anyhow. From 15 to 20 they literally do 20 hours of exercices a week, memorizing entire books of them. And that produce the most field's medal per capita in the world. It's not 'poking' it's thousands and thousands of exercices that read like "prove that...
  7. Gurgeh

    Are you smarter than a 4th grader?

    Saying memorization is for dumb kids is godamn insult to the brightest mathematicians. I don't know about the USA, but in France (or in Russia for that matter) that has the most fields medal per capita in the world, kids preparing for the top schools spend 20 hours a week doing maths exercices...
  8. Gurgeh

    Investing General Discussion

    It's the same as the IPhone, most people want the absolutely most fancy house they can(not) afford. Their bank tell them they can buy up to 500k; they're going to buy for 550k after scrapping everything, and possibly learn that leverage cut both ways... And even if the worse doesn't happen, shit...
  9. Gurgeh

    Investing General Discussion

    I find it mind boggling the amount of people around me, earning similar amount of money, that have no savings at all. Why the fuck do you buy the 1500€ Iphone on credit ? Or your 20.000€ Safari ? And then complain that you (and your girlfriend) have to live in a shit 200 sq ft appartment that...
  10. Gurgeh

    1984 or Neuromancer? Where are we headed?

    I'm starting to hate more the shoot your kids and don't ask questions crew than antivaxers. One is dangerous for their kids and the other is a fast-track to 1984.
  11. Gurgeh

    Are you smarter than a 4th grader?

    If you want to maximize your field's medals you go full Bourbaki from grade one, if you want to maximize the outcome for the less gifted students you go the old way, I.e. the way it's target in Asia that are crushing the west in every measurable way since the west has been teaching in...
  12. Gurgeh

    Are you smarter than a 4th grader?

    "The value of a teacher is determined by the student who couldn't do without help". I'm not sure who I'm quoting, but it's certainly wise. A top 1% student will figure the best way for him to do things, and teachers are just an annoyance to him. Now for the vast majority of students, it doesn't...
  13. Gurgeh

    Are you smarter than a 4th grader?

    Yeah, they're definitely fine with it. It certainly doesn't bother them to get a "divide by zero" error on a program.
  14. Gurgeh

    Are you smarter than a 4th grader?

    If you want your kid to succeed in maths, you have to get them to learn the damn table asap, unless your kid is top 1%, which is probably godamn hard to know at that age, and then making fucking sure they don't use a calculator when doing math until they've finished high school. The way we're...
  15. Gurgeh

    Are you smarter than a 4th grader?

    72=9*4*2 Then simply, I guess that's it
  16. Gurgeh

    Investing General Discussion

    In the long run, most assuredly. we've been saying that for over a decade, for good reasons. But it could go on for another decade or two, unfortunately. So it's not a very usefull information from an investing point of view.
  17. Gurgeh

    Investing General Discussion

    I live in France... It's a bit ridiculous, but currently the only plus side of being middle class in Europe, you can borrow 10 years worth of salary for under 1% interest rate insurance included, over 25 years... I honestly have no idea how that works for the banks if there is any significant...
  18. Gurgeh

    Investing General Discussion

    Especialy when you can get 30 years mortgages below 1% IR (fixed rates...) ... why would you waste any of your cash on real estate.
  19. Gurgeh

    Investing General Discussion

    Banks have been borrowing to the ECB at a negative interest rate for a while, so it's not "shocking", as it took a couple years to get to the point that "regular" customer can get those. But banks also fund themselves through bonds, with negative interest rate. I'm not sure whether those are...
  20. Gurgeh

    Investing General Discussion

    https://www.theguardian.com/money/2019/aug/13/danish-bank-launches-worlds-first-negative-interest-rate-mortgage#targetText=A%20Danish%20bank%20has%20launched,than%20they%20have%20been%20loaned. Pants on the head.
  21. Gurgeh

    Investing General Discussion

    Yeah... But currently, that's the game we have to play.
  22. Gurgeh

    Investing General Discussion

    I had a similar feeling regarding housing market (in Paris) : I could have started buying an appartment in the mid 00's, but the price seemed bullish to me back then, with extremely low returns compared to the second half of the 20th century. I finaly bought one in 2017... and I'm in the...
  23. Gurgeh

    Parent Thread

    She's definitely smarter than average, first one to walk/eat by herself/talk/ make full sentences at her day care even though half a dozen kids are older, and she's been good very early at getting what she wants. I fear that I'm fucked, probably mainly because it's a girl. No way a boy would be...
  24. Gurgeh

    Investing General Discussion

    Have you even read the OP ? And understood my reply ? What I'm suggesting can only extend the time he would keep Netflix. If he had assumed in 2009 that netflix was worth $30 USD, he would have sold it in 2010 regardless, but if he had assumed it was worth $150 it would have prevented him from...
  25. Gurgeh

    Investing General Discussion

    If you're having expectations on the future value of a stock, it means you don't believe it to be entirely random. If you don't believe it to be random, then it's not outlandish to assume to the variations of a given stock aren't independant of its past performance, so it's not like flips of a...
  26. Gurgeh

    Parent Thread

    When are we supposed to be able to negociate with a kid ? I absolutely never suceeded in negociating with mine (2.5 y/o), everytime I try something like :" you need to eat your broccoli if you want that ice cream" it fails. And to be clear, I never give her the damn ice cream or whatever she...
  27. Gurgeh

    Investing General Discussion

    That's both interesting and scary. What's the catch ? With the ETF they allow themselves to lend shares they own, and therefore make money, but what do they get out of no-commission shares trading ? Or are the banks allowed to lend shares people brought through them in the USA ? In Europe it...
  28. Gurgeh

    Investing General Discussion

    Is it possible to get no-fee for direct shares trading in the USA ? Or are all those 0% fees only available through ETF ?
  29. Gurgeh

    Investing General Discussion

    Keep in mind it's a tool when you want to bet against the market, and not only do you believe that the price is going to drop, but also that you can estimate how much it is going to drop. If it drops more than what you had estimated, it would have been better to wait with your cash and buy the...
  30. Gurgeh

    The Expanse

    Should be a bannable offense to bump this thread when there are no new episodes.
  31. Gurgeh

    Investing General Discussion

    Which wasn't much of a problem until ETF trading became nearly 50% of the market in the USA. You're not diversified if you trade the same shit as 50% of the market. Which makes the counterparty risk significant. ETF will lose more than the index if Banks start going under. Possibly.. 100% for a...
  32. Gurgeh

    MS Flight Simulator 2020

    Looks good, fit some guns, make that MMO.
  33. Gurgeh

    Investing General Discussion

    If you look up the documentation of the ETF, you'll notice that most (at least ALL those that I have checked) mention that there is a "counterparty risk", they are lending stocks. I've looked up Amundi for example, and all their physical tracker are lending stocks, 25 to 45%. It is a risk as if...
  34. Gurgeh

    Interesting, Non Political News

    Airbus seems to be running is similar trouble : https://simpleflying.com/lufthansa-a320-cog-economy/ I guess the 777 and 330neo are going to have similar issues, they've been pushing the boundaries of those older planes to save training time for airlines, but it's probably time to shift to 787...
  35. Gurgeh

    Interesting, Non Political News

    You don't get to pull that shit in southern, eastern Europe... Seriously, at a rodeo ?
  36. Gurgeh

    Carnival Row

    I felt the one between the puck and the lady were useful to the plot. Between Philo and Vignette, maybe not, but Orlando Blooms strength certainly isn't his romantic side, so... they might kinda had to do it.
  37. Gurgeh

    Carnival Row

    The last EP tied a lot more shit than I expected. I felt there were a lot of characters indeed, but not that many that weren't useful, they were either a way to expose us to the world, or probably being set up for season 2, like the kobold master, or the fanatics, the werewolf. I think the show...
  38. Gurgeh

    Carnival Row

    I've just realised I'm suffering PTSD, when I see a GoT actor, I feel like the show is about to turn into shit anytime. Especialy when said actor where involved in the shitty arcs, like Indira Varma...
  39. Gurgeh

    The Paranormal, UFO's, and Mysteries of the Unknown

    There is a slim chance that a country in the area stabilize at some point and realise that they are sitting on a tourism gold mine.
  40. Gurgeh

    The Paranormal, UFO's, and Mysteries of the Unknown

    It's sad we there is probably so much to be found in the Sahara, and that we probably have the tech to find a lot of it, but that you literally need an army to protect you if you want to go on the ground. Unlikely that any major work is done there in the next decade.