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  1. Vaclav

    The Authoritative Final Fantasy & Bravely Default thread

    Man, finally going back through to do the Platinum on FF13 - it's a brutal platinum.... so easy to screw up and so much grinding...
  2. Vaclav

    Why was the Civil War fought?

    1872 for DC as a district, city of Washington was 1791. So I was right and wrong on DC, it was the city of Washington back then with DC not encompassing anything else. After it included the district. Such a weird little place.
  3. Vaclav

    Why was the Civil War fought?

    Pretty sure all three axed slavery well beforethe schism. I know of a few MD landmarks with misinformation on plaques and such if not. (Also wasn't DC established postcivil war?)
  4. Vaclav

    Dark Souls 2

    True, I thought the difficulty was perfect, but I refused to summon for bosses.
  5. Vaclav

    Board Games

    No campaign rules for it currently though, right? Just something close to 1E was for the normal play mode of it?
  6. Vaclav

    Board Games

    Ah - sad times - anxious for it. Heard it runs something like Gears of War board game did.
  7. Vaclav

    Dark Souls 2

    Believe it's only against build-up - I know someone has tracked it to show absolutely that it doesn't increase the damage on the ticks.
  8. Vaclav

    Board Games

    What's he do when Doom hits 0 though? Some of the others have been manageable post-Doom (tough though). Won't see firsthand his goodness till Tuesday for my copy.
  9. Vaclav

    Board Games

    Yea, aware of those, but they're not retail are they - thought just for stores to run events.
  10. Vaclav

    Board Games

    Shit that reminds me, keep forgetting to buy Forbidden Desert. And yea, FI is a great light game. [Although it does seem the TSA hates that it's in a metal box - every time I fly and I carry it in a checked bag it's in pieces and the rubber band holding it shut is off] And first I've heard of...
  11. Vaclav

    Health Care Thread

    Note what I said about making sure you have access to the equity you put into the house.... Yes, it would suck to loose some ground to get things taken care of without taking on true debt, but it's better than the alternative. Additionally for every single one of those property cases - if...
  12. Vaclav

    Health Care Thread

    I operate on $30k which is a pretty normal amount - and if people aren't stupid and run out and get second mortgages it's pretty damned easy to pay off your house if it's the right size house for you (Hint: Not $300k for most people - hell, before appreciation after the fact I didn't live in a...
  13. Vaclav

    Health Care Thread

    So it was meant as sarcasm against me with my net of $60k with additional income? You do realize if you do the math about how much I save each month - that I provided - I'm at around the 75% threshold for a single earner on SS for the wife and I for our operating income BEFORE the investment...
  14. Vaclav

    Health Care Thread

    SS does range quite a bit. $708 up to $2k something a month, the bottom might be painful, but that's only really for those that never paid in. Even full time at minimum wage for your last 10 quarters will get you around $1-1.2k. And of course, for retirement SS working isn't penalized, so if...
  15. Vaclav

    Health Care Thread

    I live on just SS income and dividends besides emergencies. It's quite doable. I could even slim down my budget to just SS if we had to. I'm literally throwing money away at $60k combined income, savings and gifts this month are planned to be around $2000 for Christ's sake. ($500 in flowers...
  16. Vaclav

    Dark Souls 2

    Jump attack has it's place, rarely. But the shield break thing is almost always awful.
  17. Vaclav

    Health Care Thread

    That's the Presidency that was (past tense - only recently changed by executive order by the current President to disallow) allowed to spend the reserve fund on discretionary spending - and that was technically decades of prepayment. And it's a speed bump that exists til 2025-30 once we get over...
  18. Vaclav

    Health Care Thread

    And? That's all reasons to firebomb the system into single payer. PS If you're implying Medicare is free, 20 yrs of FICA plus $108/mo doesn't feel free to me. (and rx coverage is still separate for Medicare)
  19. Vaclav

    Health Care Thread

    Doesn't happen to be Wegman's out of Rochester does it out of curiosity? Reason I ask is there is actually some extra money lying around in the scholarship fund for the company that I was allowed to slush to people to cover medical hardship when it went unused for my regions by Robert Wegman...
  20. Vaclav

    Health Care Thread

    Ever notice so much misinformation comes from people that don't know the difference between Medicare and Medicaid?
  21. Vaclav

    Board Games

    Pathfinder ACG is quite fun, very variable - the rules do take some getting used to though - probably rate is as the third hardest rules to follow of board games I've done. (#1 Arkham, #2 Mage-Knight, #3 Pathfinder ACG) Lots of corner case rules and wordings that can get a little glitchy if...
  22. Vaclav

    Health Care Thread

    And NY is one of the worst states from what's been published.
  23. Vaclav

    Health Care Thread

    You're comparing apples to oranges - price you're seeing your employers package for is after their contribution, it's not 1:1 remotely (with the 2x more for gold vs. bronze - likely covering around 75% - generous, sounds like my employer that was based out of upstate NY). And why if you had...
  24. Vaclav

    Smartphones

    Holy idle Batman... higher idle than screen?
  25. Vaclav

    The Big Bad Console Thread - Sway your Station with an Xboner !

    $40 old gen, $50 next gen as well - its just more aggressively priced than AAA stuff it seems.
  26. Vaclav

    Smartphones

    Framily stuff is your own bill, no commitment to anything else - only thing is could be chaotic if people drop out of the plan (although if you find one at over 7 to join any fluxes between 7-10 don't effect the billed amount) - it sounds weird but there's really nothing to be uncomfortable...
  27. Vaclav

    Smartphones

    BTW - Craig, if she decides to keep the phone - if she hopped on my Framily it would be $35/mo as an FYI. (And got another 4 supposedly joining so might be $25/mo soon) Note that's before taxes/fees which are probably $7 or so on a single line though, but right now almost the same rate...
  28. Vaclav

    Smartphones

    Correct, as it stands right now - even the Google Play edition M8 won't work with Sprint - just T-Mo and AT&T. Now if you're not tied to the M8 (although I can't blame you if you are, it is the best phone out there IMO - people that say GS5 is better are just flat out wrong IMO) I'd check into...
  29. Vaclav

    Smartphones

    Just presuming that from what some people said earlier in the thread, could have misunderstood - the whole thing is not something I claim expertise in.
  30. Vaclav

    Smartphones

    Sprint shutting down WiMAX by end of 2015 | Android Central- Sprint is clearly consolidating to a degree. And some phones they already sell are antennae ready (although might not be frequency ready) - the four you listed are all accessible on Sprint M8s for example. And using SignalCheck...
  31. Vaclav

    Smartphones

    Only can jump between AT&T and T-Mobile really - for the moment at least. (Sprint down the line, if I read the above correctly) But yes, right now that's how it functions in the US, its a lame system.
  32. Vaclav

    Smartphones

    AT&T, Sprint, T-Mobile and Feds Agree to Cellphone Unlocking Rules - Ina Fried - Mobile - AllThingsDcovers the background to it - and there isPSA: Sprint Is Planning To Make All Its Devices From February 11, 2015 Onward Domestically Unlockable Am I misunderstanding them because that reads to...
  33. Vaclav

    Dark Souls 2

    50 and 70 are break points, if there's other points that count, they're subtle.
  34. Vaclav

    Smartphones

    I'd keep an eye, TMo and Sprint supposedly are focusing on putting up an ton of towers in MST states where they're really light on coverage now through early 2016.
  35. Vaclav

    Official Tucobucks farming thread - LETS CAMP AND GRIND IT OUT!

    Indeed that does sound good. BTW No seeing or using bucks on mobile?
  36. Vaclav

    Steam Deals and Digital Sales

    A collection agency in Rhode Island?
  37. Vaclav

    Smartwatches / Fitness Trackers

    Nah, laser fine accuracy isn't a big deal to me. And for home meals, I've got connections still with the grocery world to make sure my cuts are portioned precisely to my recipes without them throwing a fit. Worrying about it as a macro thing not micro though. Gonna have 2-3 months though...
  38. Vaclav

    Smartphones

    Sprint should be caveated as "for now" since its going away next year for Sprint.
  39. Vaclav

    Smartphones

    Will be a good thing for consumers? That depends | Computerworld Blogs Nexus program expanding, but maybe losing the incredible pricing?