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Bankers can give you good advice, but you need to keep in mind that their incentive is to get you as far in debt as they can without breaking you. My banker for my business calls me from time to time saying "Do you need some operating money? You remember that you have that line of credit...

This was my reaction as well. The idea of showering a kid in $1000 worth of presents at Christmas bugged me out a lot more than the idea of letting him have everything he asked for.

I think you make a good point. There's more to being debt free than just your interest rate vs. the expected rate of return on your 401k. Buying on time distorts the value of things. If you think of a new car as $35,000 rather than just $50 a month more than your current car payment, you are a...

It definitely is in Geneva. I don't know if the rest of the country is like that though.

Remarried in a year? Was this relationship already started when the two of you split up?

I went ahead and ordered the Moto X. I got one with a bamboo back which probably makes me a huge fag plus I upgraded to 32GB so it was like $430. Supposed to arrive next Wednesday. I also got the turbo charger thing which I hope actually works since I didn't read up on it first. Hoping I...

They are fucking delicious. Just don't look at the nutrition information. The big ones are 1K+ calories.

Depends on the stamina of the guy.

This was one of the most interesting things that happened last year. I welcome it's return. Merry Netsmas.

I'm hoping that it's because Jon and Jaclyn are going to have a big fight, get divorced, and then quit the game. I think that would be a first for survivor.

Doggcatcher can also do the auto downloads and faster playback and stuff but I don't use any of it.

It's all the same here, but the problem comes in because the type of people that usually hit parked cars with no insurance are the types that are likely uninsurable due to multiple DUI's and have no money or job because of their raging alcoholism. You can sue them if you want, but you can't get...

I would never intentionally order pineapple on a pizza, but if someone else does I will eat it without complaint. I guess that just makes me bi-curious?

There's a reason restaurant food tastes so good. They are not afraid to add a shit ton of cream and butter to things.

Yeah, I was disappointed that Natalie saved Jon. When she told him to play the idol he looked at her like the thought had not even crossed his mind. I don't think that there was any chance he would have played it without her. It's too bad that she and Reed couldn't have gotten together. I...

You never know what is going to send someone into a rage these days. I think we may be getting back to the FOH heyday of anonymous negs that say things like "I hope your head gets cut off by ISIS and the last thing you see is your mother being gang raped by a herd of horses because that's what...

It's definitely possible, but their last 4 games are Oakland, Seattle, San Diego, Arizona. They probably need to at least go 3-1 and that won't be easy to do unless one of those teams stinks it up from here out. They do have a tiebreaker vs. Dallas at least. Either way they aren't going to...

I could do that, but then I'd just have to pick another team after wild card weekend. And Kaepernick sucked ass tonight, but I think it's going to far to say that the 49ers are a dumpster fire. Remember that Seattle did the exact same thing to the Cardinals last week. Somehow their defense...

What a shit show. I think it's time to start thinking about what team I'm going to root for in the playoffs.

There is a chain of diners in MT that is known for their tomato soup. This is allegedly the recipe for said soup. I haven't tried making it at home but it's pretty darn good in the restaurant. 4-B's Famous Tomato Soup Recipe FOUND ONLINE - NOT TESTED ALLEGEDLY FROM BILL HAINLINE HIMSELF...

I think you get conditioned to the rhythm of network sitcoms and then if you don't watch them for a while the trick doesn't work on you anymore. I used to watch several sitcoms but now I don't watch anything but animated ones and when I see an episode of something like 2 and a half men it seems...

I look forward to Thanksgiving but just for the tradition. I would never go to a restaurant and order turkey and only put it on a sandwich if there is no ham/salami/pastrami/corned beef/roast beef left. Turkey is pretty fucking bland.

I'm not saying you guys are wrong about the douchey condescending preamble, but the video is pretty good.

That was worth 8 minutes of my time and she is totally right about the turkey.

This is probably true if you're in San Francisco, Portland, Seattle, maybe LA. In the rest of America it's probably going to be an issue if not a deal breaker.

This is relevant to my interests. I wonder if there will be limited supply. I might just pick one of these up, then get my G2 replaced on warranty since the headphone jack is going bad and try to sell the refurbished phone for $250 on Craigslist or something.

Junk in the trunk.

I think they like that because it makes the playoff race more exciting. The 49ers have 3 division games in the last 6 weeks including both seahawks games and the Cards in the final game of the season. They don't want the division winners decided too early so people lose interest.

I had a layover in the Phoenix airport once and they had a Mexican restaurant with an open kitchen and I sat there and watched the Mexican ladies back there roll burritos for 20 minutes. They did it the way it is shown in Abe's diagram but it was all in one motion and the whole process took...

His rookie year will always make him better than the likes of Ryan Leaf who was benched after 10 games where he threw 15 interceptions to only two touchdowns. Then again, he only cost one first round pick. I was listening to Greg Cosell from NFL films who broke down the game film from the...

Am I the only one that thinks that paying $300 for a set of bed sheets is insane?

I think if I was in your situation I would watch the last 3 episodes just to see how it ends but I would not recommend watching all the episodes you missed.

I'm not saying it's not a gimmick, just that it's a great looking TV.

I was looking at that 75" curved Samsung 4K TV at best buy a couple weeks ago. That thing is fucking beautiful. I wouldn't pay $8K for it but it is awesome. Also the price on TVs these days is just crazy. I think by next year they're going to have to give you a 50" TV for under a hundred...

I use Doggcatcher. It's not perfect, but I am used to it. My situation is a bit different than some people's because I'm usually not in cell coverage so I need to download everything rather than streaming.

Since when is there a casino in Livermore? Did they do one of those transplanted Indian reservations or something? I think there was a cardroom there when I was there but I didn't think blackjack was legal anywhere in the area.

It's at 66% on Rotten Tomatoes and 64% with the Top Critics so it doesn't seem that most people hate it as much as those posting in this thread.

I was pretty surprised to hear that they split that book in half. It was the worst of the 3 books. It's no more blatant than making The Hobbit into a trilogy, but in general this shit is to be discouraged. Because of that I will not see this movie (not that I watched the other two).

The funny thing about this is that no one would give you shit for saying "we are having a baby" even though it is pretty much the exact same thing.