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  1. Gravel

    Death and... Taxes.

    Yeah, I eventually figured it out. The problem is in the 1040 instructions they reference qualified dividends about 15 times, and every time it says Schedule D, but not whether you have to actually file it. I did figure out that unless you have something on a certain line of the 1099, you don't...
  2. Gravel

    Death and... Taxes.

    A long time ago I realized that I was really dissatisfied with most of my jobs as they were centered around IT. Basically, at the end of the day, there's fuckall to show for what you did. But building something? Or tearing something down? That shit is amazing. Even something simple like having...
  3. Gravel

    Tax Reform and You

    The idea that companies would pay out employees because they got a tax bump is preposterous. That several companies actually paid one was a massive surprise to, I'm sure, most people. If you're a company, and you're currently paying your employees a certain wage and they're happy with it, why...
  4. Gravel

    Everything Sucks!

    Watched the first episode. They went HARD on the cliches. And yet, not a single fucking pair of JNCO's. Dislike. Edit: Two episodes in and everything is SO heavy handed. Super zoom in on Surge? Check. Super zoom in on Discman? Check. Super zoom in on Jolt. Check. Random ass comment in 1996...
  5. Gravel

    Arkk's Weight Lifting / Fitness Thread

    Only somewhat related, but several years ago I saw an article or YouTube video that was talking about the idea of "dirty bulking" being bad and how it may not necessarily be true Basically, every fitness guru will tell you it doesn't work! But the issue is almost every single one of them has...
  6. Gravel

    Arkk's Weight Lifting / Fitness Thread

    Well, you're also suggesting that you somehow put on more than 5 pounds of muscle in 6 months. Unless you're a brand new lifter (we both know you aren't) or on a bike, you've somehow defied the physical limitations of humans.
  7. Gravel

    Arkk's Weight Lifting / Fitness Thread

    Ignoring the zoomed in which makes it hard to compare, he's definitely put some size on his traps (they were non-existent before) and medial delts, and probably triceps. There's definitely a good deal of fat though. You can see it around his waist. It's probably about 5 pounds of muscle and 15...
  8. Gravel

    Everything Sucks!

    Watched the trailer. This is right there for my age group as I went to high school in the late 90's. But I also wasn't a super nerd. Nothing in that trailer really reminded me of...anything. I think part of the problem is that it'd be easier to just watch a coming of age movie from the actual...
  9. Gravel

    Salary Negotiation Question

    I've posted bits and pieces all over this place in the past year or two. You are correct, I'm 34 and hoping to retire before I turn 40. Based on current projections, it's looking more like 38. It all depends on when the next recession comes (earlier would be better for us). Essentially I found...
  10. Gravel

    Salary Negotiation Question

    Apparently people are answering this thread legitimately now. So in my case, I currently make a little over $80k a year. I re-did my projections earlier today and I'm thinking at our current rate of savings we can retire by the end of 2021. Due to taxes and phase outs, a bump up to $150k would...
  11. Gravel

    Salary Negotiation Question

    A+ thread. Would read again.
  12. Gravel

    Best Credit Card with Cash Back Rewards

    I wish I hadn't missed out on the good years of credit card churning. I remember in the 2000's, especially with Fatwallet, it was huge. But they've clamped down on a lot of that, like manufactured spending.
  13. Gravel

    Best Credit Card with Cash Back Rewards

    Really just posting this to brag, but the Chase Sapphire Reserve (100k points for $4k in spending) was the best damn deal ever. My wife and I both opened them in January 2017, right before they changed it to 50,000 points. We had to do a bit of "forward" spending, which included buying a ton of...
  14. Gravel

    Arkk's Weight Lifting / Fitness Thread

    The problem comes if you flare your elbows out. Keep them tucked (45 degree angle to your body) and you should be fine. It's the same thing as people saying your knees should never go past your toes when you squat. In theory it sounds right, but it's mostly crap.
  15. Gravel

    Warframe

    Currently MR19. Checked the Clan roster and highest was 18. I'm guessing you're not in the FoH clan? I'll probably end up leaving soon. For instance, the probability of us ever finishing Hema is probably zero. Ditto with Itzal.
  16. Gravel

    Warframe

    Sounds like I'm enjoying this game a lot more than most of you (or you all burnt out a long time ago). I'm now the highest MR player in the Clan, despite having only started about 3 months ago.
  17. Gravel

    Celebrity Big Brother

    Watched the first two and lost interest. Probably done with it.
  18. Gravel

    Warframe

    Yeah, grab Hema, Itzal and any Archwing weapons. We're way behind on them.
  19. Gravel

    Warframe

    True, but that's why I said you can rebuild almost all of them (mostly quest related ones that you can't). And then it comes back to the whole, "any weapons can be forma'd and modded for end game." DE decided to make the Broken Scepter from TWW the best weapon in the game and you sold it? Oh...
  20. Gravel

    Warframe

    I could see it being confusing, however, that you're supposed to sell off MR fodder. The game doesn't say "max this weapon and sell it cause it's shit." I agree though. I got a 75% coupon and bought the 1000 plat pack for $10. Bought a color palette pack (think it came with 4?), a bunch of...
  21. Gravel

    Warframe

    Double.
  22. Gravel

    Warframe

    Oh, those are mob levels. I honestly don't know a good way to explain how those work, because I don't quite understand myself. You'd think it'd correspond to weapon or warframe levels, but they don't. I'd just say that 1-20 is stuff you can kill as a newbie, 20-40 is more mid-level, and 40-60...
  23. Gravel

    Warframe

    It's definitely terrible about explaining anything. I suggest watching a few of the iFlynn videos. For Cetus, lots of people (veteran's especially) have complained about shoving it on Earth. It's supposed to be end game content and there's no reason to throw new players into it. It's also...
  24. Gravel

    Warframe

    Yeah, what a bummer. I spent a lot of time over the last two weeks farming ducats because this was supposed to be like 4 awesome prime mods and some other stuff. Instead I'll end up just buying some cosmetics and a single mastery fodder. Does prime junk generally sell better when Baro has...
  25. Gravel

    2018 Winter Olympics

    I roll my eyes at the Olympics where everyone suddenly pretends they give a shit about these niche sports.
  26. Gravel

    Warframe

    I finally got my Akstilleto Prime finished, and holy fuck that thing melts for a secondary. Big fan. Was mid-way through leveling it (had already potato'd), and did the 40-60 Bounty and was able to hold my own with it as my only weapon, although I did run into ammo issues. I think my setup for...
  27. Gravel

    Pets

    On Saturday we were in the backyard and I threw a toy for my dog. She planted her back legs to start running, yelped immediately, and wouldn't put weight on her back left leg. Thought for sure she either dislocated something or tore a ligament in her knee. It's been 3 days and she's now putting...
  28. Gravel

    Investing General Discussion

    The media is so disingenuous. Saw a teaser for the news about "the stock market (DJIA?) had the single biggest daily drop in history" ignoring the fact that as a percentage that's not even remotely close.
  29. Gravel

    Bitcoins/Litecoins/Virtual Currencies

    You guys just don't get it. It's just way too complicated. This is something only the "pro" traders know about.
  30. Gravel

    Bitcoins/Litecoins/Virtual Currencies

    Don't worry. Once it hits 100, it's going to bounce right back up to 20k.
  31. Gravel

    NFL 2017-18: Watch athletes destroy their brains

    And yet somehow college seems to have none of these issues.
  32. Gravel

    NFL 2017-18: Watch athletes destroy their brains

    Last season, I believe, when I still watched the NFL there was a similar play. I thought crossing meant it was a TD. But apparently not. See the Calvin Johnson touchdown many years ago.
  33. Gravel

    NFL 2017-18: Watch athletes destroy their brains

    I haven't the foggiest idea of what a catch in the NFL is anymore.
  34. Gravel

    NFL 2017-18: Watch athletes destroy their brains

    Why kind of Redskins fan roots for a division rival in the Super Bowl?
  35. Gravel

    Altered Carbon

    This thread is fucking terrible, by the way. Watched the first episode and wanted to see what people thought. All of you are just bitching about "it's not like the book." You realize how insufferable that is?
  36. Gravel

    Warframe

    Yeah, I'm at like 2400 ducats right now. Part of that is that we're going to Disneyland that weekend and I'll be back late Saturday. Anyway, there's a bug right now with Loki (saw on reddit) where if your Loki is invis, but you're in operator mode while it runs out, it gives you perma-invis. I...
  37. Gravel

    Bitcoins/Litecoins/Virtual Currencies

    And yet, people were saying that at $12k, and $10k. Maybe stop thinking you know what the fuck is going on.
  38. Gravel

    NFL 2017-18: Watch athletes destroy their brains

    Ha! Caught that last night. Trebek has been pretty sarcastically mocking a lot lately. But this one was the best.
  39. Gravel

    NFL 2017-18: Watch athletes destroy their brains

    So I made it the entire year without watching a single NFL game. But I saw the Smith thing this morning and I just had to laugh. Being a (former?) Redskins fan, shit like that really helps reinforce the decision not to support the NFL. Why bother following a team that just continues to make...
  40. Gravel

    The Astronomy Thread

    Hopefully no one else bothered getting up super early for the "Super Blue Blood Moon." Even though I'm in California which was supposed to be one of the best places to see it, it was a gigantic disappointment. It's no wonder people roll their eyes at shit like the solar eclipse (something I...