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Got my closing costs right in front of me. 1% loan origination fee (1% of the amount you borrow) $475 FHA appraisal fee (only required for FHA loans, but because Conventional loans charge points, or as I refer to them, "Extortion fees," you"re better off FHA. $25 credit report fee $495...

Which is true considering the turnaround time on a bid on a short sale. Inspection was today on mine...nothing of any consequence whatsoever. There"s a GFCI in the basement bathroom that needs to be replaced (MAYBE 20 bucks and 5 minutes) and the right side of the kitchen sink leaks (Pretty...

I guess it depends greatly on who owns it and how good your mortgage guy is. My sister closed on a house in less than a week once they got their bid approved. I bid on this house in late june/early july, and I"ll close on Aug 31st, but it was a short sale, bank had to approve the offer, and they...

Offer accepted by the bank, officially. They"re turning on the power thursday or friday for the inspection. House is vacant, title has already been cleared for the bank to own it, we"re ready to roll. Just gotta hope the inspection doesn"t turn up anything groundbreaking and we"re set. All in...

You just wanna feel like there"s a justification for your line of work. It"s okay man, I won"t tell anyone else how easy it is

I got used to keeping the lid down on the toilet seat after I got my contacts. If you"ve ever dropped one of them fuckers, you know they are an aerodynamic freak of nature and will end up places that you did not think possible. I don"t care where the toilet is in that room, you can hit it with a...

Alright, well, fine, screw me for giving myself not enough credit apparantly, because I did all that shit when I was 16. Redid the sauna, the basement bathroom (and the associated plumbing for both), built a deck, laid tile, done it all. Maybe I wasn"t your average 16 year old with an average...

I really don"t think that"s a huge issue for the VAST majority of projects that a homeowner would have to deal with. I"m talking like garbage disposal/bathroom vanity/shower kinda shit here, not main sewer line. Of course there"s crap you can get in over your head with, but the vast majority of...

I"m basically beyond pissed at how this has all rolled out on this house. We got fucked on a foreclosure before this, the bank apparently refused to consider the offer we put in (which was a damned good offer, honestly), and then just up and took the house off the market. Realtor gave us our...

Still man, it"s paint. There"s simple stuff to do around the house, and there"s shit that should probably be done by a professional. Paint ain"t shit in the grand scheme of things. Just like you can handle plumbing too. Plumbing is easy...you fuck up, you get wet, big deal. Electrical...well...

Paint is pretty easy man, not reason to hire some schmuck to do shit you can do yourself. Plenty of other shit that you"re gonna have to pay for, might as well do the shit you can do yourself.

What good is having mods if they can"t have any fun with people?

Okay, I guess I shouldda stated it differently. People who can"t get what they bought their house 3 years ago for don"t have it on the market There"s actually one house that"s a block over from me right now that"s been on the market for something ungodly retarded like 15 months, they refuse...

Probably the same reason I considered it....no home worth a shit is on the market right now. Anyone who can"t get what their house is worth, and CAN stay in their home is doing so. The only things on the market in my area are complete pieces of shit, and the obvious forclosures/short sales...

Funny derail inc. My wife has a friend who is an English major, and like most people with English majors, hasn"t ever realized any benefit from it. But, anyway, my wife gets her a card for her birthday that has 2 ladies on the front of it, one says "Where is your birthday party at?" To which the...

I"m just happy we"ve got a world class champion like James as our collective voice. It"s even better when all the stuff he says is true and they just flounder in their mass of stupidity.

Yeah, been there, done that, like 13 years ago. Now outta the blue she tags my fucking classmates profile. Part of me wants to walk away, but part of me thinks I should let it play out, see where it goes, and if the chance arises, crush her like she crushed me. Hell, I been married for 10, to...

Still waiting on the seller"s bank to approve the short sale we have. Seller came back pretty quick with a counter that was near identical to our offer, 5k more, nixed a couple of "fix this shit" lines. Good enough. 245k, 2500 sq feet, 5 bed 3 bath, 0.8 acre lot adjacent to 10 acre pond. 2...

To be fair, you might underestimate how much your money shows, man. I mean, yeah, you drive a nice car just like lots of other people, but there"s a difference between a nice car and anicecar and I know you know the difference. Plus there"s other shit like how you dress and how you act that guys...

If I had to guess, I"d say it"s because Eomer doesn"t like the type of women that he attracts, and then he fucks up with the women he does like by coming on too strong. The shallow, vapid, gold digging cunts that would typically follow a pretty well-off guy around don"t spur his interest, and...

Brekk makes bad decisions at car races, but he"s right on this one. There"s no reason to pay for someone to talk to when we have a fairly tight knit community here, it"s anonymous, and there"s WAY better advice since there"s potentially hundreds of viewpoints on your problem (although more than...

What are ya talking about? You know she"s easy. I say go for it. Besides, depending on how old the kid is, they can be pretty cool.

This is the exact opposite of the situation I"m in. Wife and I both make ~50k now, I"ve got fucking outstanding credit, wife would have a hard time getting a loan with 300% interest from a shark. I went to see what I would qualify for in terms of mortgages alone first, and didn"t like what I...

And the shitty part is that you"ll never know which one it actually is, so you"re not interested if you stay silent, and too clingy if you say something. Fuck women.

Sounds like you"re in the wrong business. When all this shit fell apart, a lot of those real estate agents needed to get real jobs because they were only selling like 4 houses a year. I"m also pretty sure that 50k number is a bit high. 3% commission, as has been stated in this thread, is...

I can"t for the life of me figure out why people get uptight when we treat him like a douchebag. Mostly because he IS a fucking douchebag.

Well, the need still exists because someone has to show you the house. They"re not just gonna give you the keys and let you go at it. My wife"s uncle is serving as our agent, but we mostly just look at opens, and he gets us in to the shit we wanna see that"s not open. He"s gonna get a pretty...

And you wonder why people get all in your fucking face. You just sit here and stir the fucking pot all day long. People call you on your bullshit, and then you need to talk down to them, like you"re fucking better than them. Newsflash : you are not some unique little snowflake. Put a fucking...

I guess if you wanna be a dick about it, the buyer does pay commission, since he is the one putting the money up for the house which everything else comes out of. But no, he does not have to come up with an additional 2-5% to pay the agents, so technically, it"s correct.

Buyers don"t pay commission. It comes from the seller.

Just fucking wait until you"re 29 and start flirting with the 21 year olds that don"t know who George Carlin was and can"t relate to a life before the internet. You feel old now? Hah. Me - "You really have no idea who George Carlin is? He had a fucking show on TV when I was in high school"...

Oh, I see how it is. You can talk to some charlatain about what happened, but you can"t talk to us, your nearest and dearest friends in the whole world for over 4,000 posts? For shame sir. For shame.

Yeah, prices still coming down very, very slowly here. They"re obviously down, but it"s a catch 22 of people who need to sell who can"t take what the house is really worth because they owe more than that on the mortgage. Right now, really the only people who can buy a house are the people who...

He looks like a giant faggot who"s capable of folding you in half.

I"ve got no interest in looking thru my wife"s phone mostly for the reason that she really doesn"t talk about anything with her friends that I"d find remotely interesting anyway. Women talk about stupid shit if they"re talking about anything of substance at all. She also gets kinda defensive...

That doesn"t make any sense at all. Short sale is the last stop before foreclosure, it"s what the bank will take to pay off the loan. If they paid 336 for it 2 years ago and only need 55k to pay off the loan, there"s something there that doesn"t stir the kool-aid. They could refi that and turn...

Entirely the opposite here. The only houses on the market now are complete pieces of shit. Everyone who has a house worth something took it off the market because they won"t get what it"s worth. There are a few exceptions, but those are people still clinging to the hope that they"ll get 300k for...

I think when a dozen people come here and call you a douchebag, you"re a fucking douchebag. You"re not right and all of them are wrong, the best thing you can really do at this point is accept it.

You"ll find out about 6 months later about how she slept with him and let him fuck her in the ass (which she won"t let you do to her), and you"ll be posting here about how she broke your heart. Kind of a shitty situation, since you"re not allowed to express concern over the fact that she"s...

I"m well aware of what could be wrong with it, but we don"t know for sure the depth of it until we get it inspected. One other deal fell thru, but I don"t know at what point in the markdown process that occurred. Without knowing exactly what"s wrong with it or when the deal fell thru, it"s hard...