Search results

I don’t want to sell $12k worth of furniture for pennies on the dollar to spend $12k or more immediately upon arrival.

Check it out:

PMI isn’t hard and fast. I got two different numbers last month depending on which company was providing the insurance.

Well, sheared the lugs off a trailer tire, started a small fire in the side of the road, and tested out my new fire extinguisher. Looks like either the wheel was over torqued or the movers put too much weight in here. I’m stuck in Fresno until I can get the trailer repaired. Everyone off due to...

I'm not saying that the government should pick up the difference. I think that the individual should assume the burden.

People are going to call me an idiot dreamer... so be it. It's better if we, as a society, did something like work from home when the kids are young. I would say 0 through 5 years old. It's okay to have decreased productivity during that time as you're setting up the next generation for future...

What I think will happen soonish, next few years. 1) Work from home is definitely here to stay. There has been an awakening. 2) Residential / commercial zoning is structured assuming people will be at work. Examples are the financial districts in whatever big city you are near. All of those...

I would say that roughly speaking, "one paycheck" to cover the mortgage is too much. I don't think they are paying you enough to live where you are, especially considering you're looking at 1-2 hours out for commute time. Reading what you're writing it reminds me of how I was trying to talk...

MY MAN! Same, I'm scared shitless at these huge home values AND I've been in CA for 20 years where it's normal. I never, ever considered the stupid SF Bay Area real estate "normal". As for $600k houses on $120k income, I have a coworker who pulls about $150 who has an $800k house in Daly City...

Alright, cool. I just bumped up my range slightly and I'm looking at a place for 550ish that's on 3.5 acres. That's just a hair below 2x income for me and thinking about going higher than 2x makes me sweat.

I'm a few pages late but @Cathan are you really considering a $600-700k house on a $120k salary? Does your spouse work too or something? Am I too risk adverse for not going that high?! Sounds like a lot of money to me. Also, 15 year vs 30 year discussion, talk to local lenders. I had to back...

Please stop paying $60 for fucking remasters. God damn you all.

I think you can option that Miata to be up to $10k more expensive than the Veloster. I'd stick with that. I saw that Hyundai, at least the Genesis brand name, is offering 0% interest on 84 month loans, no payments for 120 days for qualified buyers. See if they will make a deal on a Velo. I...

Me too, but I can't justify a car with 4 seats when I have 3 kids. The reasonable side of me won't let me. At some point I'll have room/time for a 2 seater or something like the Veloster N.

What about the Hyundai Veloster N with the performance package?! It's already won a zillion awards and is available right now.

I'm firing this up on PS4 if anyone else wants to take a dive. I am only around level 25 and I play at odd hours. How can anyone you pass up this offer?!

I recommend that you sit in some before buying. That might be hard right now. I’m using a Humanscale Freedom, as that was the most comfortable to me. Look for a local relax the back store if they still exist when things reopen. 15 year warranty.

Nah man, what you should do is a PS4. Now is the time. Fantastic library at a super low prices. I bet you can get 1,000 hours of fantastic gameplay for under $100.

Yep, they have to be disclosed. Look at this shit. Good luck, seller!

So look carefully at those pictures from the home inspection I linked. I had to back out of the deal due to so many problems being found. My cousin estimates 30k, minimum, and that just handles the problems in the front. There wasn't a vapor barrier used between the manufactured rock and the...

Yep, but this is still my #1 from him.

And the rest of the images:

Here's the rest of the detailed items. Some of this is excessive, but overall I think this was a thorough, well done inspection. The roof is pretty steep which is why there isn't much detail up there. It's most likely original and getting replaced by the seller's insurance.

Yeah, I was pretty impressed with the report. I'll make the details available for you guys, give me a few minutes.

I'm fortunate as I have family in the area, and my cousin has been a license/bonded/insured plumber for over 20 years that branched out into other things recently. I trust him to assess this. We'll probably have to get a neutral contractor to bid out the repair and use that number to work with...

No, no basement. It's concrete slab, and the tub sits on the slab. There isn't access to it, apparently, without pulling it. I don't know if it can be reinstalled. I'm 1,980 miles away from the house at the moment. Home was built in 2003, so it's hard to say.

There appears to be an issue with the bathtub in the master bathroom. It's opposite the shower, so it's not a shower pan leak. It's on the main floor. The home inspector said that once the water got above the jets it was nearly impossible to fill the tub, as it was draining so fast. To be sure...

Is this the right thread to drop pictures from my home inspection? I am getting a few contractors out to take a look, but I figure you guys can weigh in as well.

I'm related to the Marples! Small world. I also grew up in that general area (AR side), and I'm buying a house in Bentonville at the moment.

Inspections and shit. That’s Wednesday, appraisal shortly afterwards. Closing is like 5/8. Thanks

Went with a local lender. 2.875% fixed biweekly. Only went with 10% down to keep some cash on hand.

I have an accepted offer on a house in NW Arkansas and I'm talking to lenders today. I have been talking with a guy for a few months now via quicken loans. He told me 'mid 3s' over the phone just now. We'll see what the local lenders say as well.

Made it out in two days. I have an accepted offer on a house as of last night. Great trip so far! Not so great mpg pulling that trailer out here. Best I saw was 11, worst was 6. $530 in fuel costs.

Phase 1 of the move happening tomorrow. I'm pulling a trailer load out to put in storage. Meeting with a realtor for 2-4 days looking at houses. I'll pull the trailer back empty to be used again in conjunction with a 26' uhaul truck. I'm going to rent that from Reno instead of anywhere in...

Here's my first win against the snake boss. It's pretty fun to do multiplayer and help on this one, although more than likely people go hamfist and get in close and die really quick. I had 3 or 4 wins yesterday against her.

I don't understand what I can do without buying the New York thing. Can I level from 30 to 40 in DC?

Yep, I have it and I'm not very far into it.

It's real easy. The first time running the patcher takes awhile. I got it all set up on Friday and I've played twice. Having a hard time deciding what I want to play. If I play a bright wizard, we get rolled. If I play my archmage, we win. I don't understand it. I was trying to play IB, too, but...

Man... I played the hell out of this at release. I leveled up three characters to mid 30s (one to 40) on three different servers, as things died or got incredibly imbalanced. Due to its age it may actually run reasonably well on my laptop. I'll hit you up, @MaseK, if I do.