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For sure, I typically don’t try and time markets. But there were very clear signals of what was to come out of China in late January / early February while markets sat near all-time highs. I’m still in the green on that despite not rotating from bonds back into equities as of yet. Those that...

I get the shoulda, woulda, coulda.. truth is, this was a black swan event that no one really could predict. When I saw something crazy like 80% of Chinese ports were closed off back in late Jan / early Feb, that was enough for me to know there would be a knock on supply side effect. Selling Feb...

Ok, advice for this guy here, who has been too skeptical to buy back in? Sold Feb 11th, feeling proud of missing the big hit.. but never felt confident enough to pull the trigger to buy back in. At current valuations, I see far more downside risk vs upside potential. Trying to avoid buying with...

Having owned two X5s and two Discovery 4's (LR4), they are completely different vehicles and I wouldn't lump them together. The BMWs were blisteringly quick (twin turbo V8 version) and well composed on the road. Completely useless offroad. BMW infotainment system should be the industry gold...

Not to mention NY is the biggest international hub on the East coast. How long were we allowing unrestricted international flights from everywhere imaginable on the planet? Of course they are going to have one of the highest rates of infection early on.

There’s also this. Moderna CEO has been selling shares like crazy.

Not necessarily knowing what SEC Form 3 was, I looked it up. I only see this as a good thing? With the big stock bump, it helps track insider trading of shares. If they were hyping for inflating the stock price to cash out.. this would be the heads up that something was fishy. At least, that's...

$5 says those 4 workers have been dealing with their Karen wives and just want out of the house!

WFH is here to stay. I have friends in finance in London and despite the call back to work by the Prime Minister, both of their firms have stated that employees are welcome to WFH for the rest of the year. I know from a business perspective, the cost of a desk at a firm like Goldman's, JPM, MS...

@Blazin IS the algorithm

https://www.wsj.com/articles/factories-close-for-good-as-coronavirus-cuts-demand-11589122800?mod=hp_lead_pos3 More bad news? Judging by the past few weeks, this simply means another move in the green for markets tomorrow.

You value V? Credit defaults are spiking with credit card debt defaults in the lead. I'd think V (as well as others) have significant risk in this environment / unemployment numbers.

IIRC, Amazon restricted FBA sellers and prioritising "essential" items, delaying regular orders. I think France had Amazon sales halted altogether. FBA sales (3rd party sellers) typically relied on cheap goods from China (Alibaba etc) to re-list on Amazon. China had been shut down for months...

Regarding gold..

The advice that you need 2m to invest in individual stocks is dubious at best.. Grossly unprofessional and ignorant at worse.

This is insane.

Headline on Bloomberg was all about Trump comparing C19 deaths in the coming weeks to world wars. Whether true or not, those headlines have spooked markets over the last month. Tomorrow could be bloody.. Or, as @Sanrith Descartes said.. Just "the new normal" world we live in.

I'm not government and it didn't take rocket surgery to figure out a massive supply shock was coming when China was completely shut down. Didn't image it would get this bad, but here we are. Still trying to figure out a bottom..I don't think we are even close.

This is why they have had to close big parks like this in France and the UK. At the start of the quarantine, people just ran off to the beautiful sites and parks like it was a vacation weekend away. Places were swarming with people and inundating the rural local communities. Hell, I know weeks...

https://www.standard.co.uk/news/health/coronavirus-half-uk-population-oxford-university-study-finds-a4396721.html Who really knows wtf is going on. This completely contradicts the Imperial College London report.

Best of luck! I know it's extra stressful at this time. My wife just gave birth 2 weeks ago and days after, the news posted they had confirmed Coronavirus patients at that hospital. Think we dodged a bullet, but now we are due to go in for vaccines in a few weeks. The last place I want to be...

USD to the UK pound is insane today. $1.15 to £1! 15 years ago it was $2 to £1

There are some really smart people that I respect in the investing world that have repeatedly said to avoid buying the dip. This is entirely different to any historical modeling re supply shocks and the coming demand shocks. El-Erian repeated the advice to avoid the dip again yesterday. I moved...

It's a retirement account, so limited on investment choices. But my account has actually been in the green since the selloff, vs the big red drop leaving it in equities.

Timing the markets is absolutely a fool's game.. under normal circumstances. This massive supply shock that's incoming is unprecedented, however. The trader that is even slightly clued into the macro picture of the last few weeks could have seen this coming. I, for one, put my money where my...

I've said the same thing over the years. People say the genre is dead because THEY can't play hours on end. That's silly because there is a bigger population of gamers today than there ever has been, and plenty of young and irresponsible players with the time to poopsock their way to victory.

All I will say is, most will get ACC trees maxed first in the high end. Because on UNM clan boss, you need around 220-230 Acc to reliably land debuffs. A lot of people need to run Acc Chest and Banner to hit those numbers. However, if you can get high enough Acc via your Great Hall bonus, you...

I think quite a few of us have spent more time reading and getting laughs in this thread than entire time spent playing other games. That in itself is rewarding I guess.

Hit me up with questions you guys may have. I am in Galifrey cluster. Worldwide #1 clan. If you are doing 10M per key and everyone else is doing 500k, you need to look for a new clan! Don't underestimate those rewards. By the time you are downing NM level top chest, you can get Legendary books...

In response to both of you... don't Auto. Especially in CB, your damage is going to suffer in pretty much all scenarios. Arena is just as bad. I use the bad AI to my advantage. For instance, if I land the whole enemy team with block buffs, the dumb AI will still blow their turn trying to cast...

My Clan was asking how my Harvest Jack was panning out. I sent this screen grab to Discord. Sitting at >1000 wins. Most of the losses were when I was tweaking Pumpkin's gear. The dude is a beast. His AE crits for about 30k (each target), but more importantly, he locks down entire teams with that...

Apoth is probably one of the best rares in the entire game. He is extremely difficult to replace until you get super lucky on Voids to pull a Golden Reaper, or a Legendary like Arbiter. His turn meter boost / speed buff on top of his monster heal are hard to beat. He also has a 3 hit A1, which...

Yea, the summoning event is far easier to attain the Void epic. Hopefully you snag your High Katun too.

Another note, having a solid XP farmer was key in me completing so quickly. My Bellower can clear 12-3 in about 7 seconds. Occasionally takes 2 rounds on the 3rd wave, but even then it's like 12-18s max. I can't fathom trying to brute force grind your way to the void epic taking minutes to clear...

So, a lot of people in game have asked how I managed it so quickly. First off, I have a vault full of champs. I didn't need to open a single shard. Having a deep supply of unused Epics goes a long way. NEVER destroy epics. Even dupes etc. They key in this event is in the way they calculate...

Been a while since I posted. Did a straight 8+ hour grind session on the champion training event to get that Void epic for the fusion. Made it in the end. Managed to get my Pumpkin fusion done! Also got a new Personal Best on CB the other day.

I have been with GD for ~17 years now. 401k is 100% match on the first 6%.. I thought this was standard? GD pay varies massively for gov contracts. Some are hot garbage, others are flush with cash. It honestly just depends on the specific contract that you are on. I was on about $200k doing Mid...

Ranks are starting to look nice and robust.

Kael for sure has more long term viability. Used in dungeons in the late game. OK as a farmer if spec'd in lifesteal gear. Bellower (Void) is your aim for farming though!

Most people would be insanely happy to get Skullcrusher out of that. Counterattack is very important on Clan Boss. Sucks about the Sacred shard though. As I said before, it is only a 6% chance for Legendary. I am sitting on 2 Sacreds waiting for another double Legendary event.