I haven't had any server issues at Fogo or Texas de Brazil in Jax, don't think there are any non chain brazillians near me. I'd write corporate and try and get a free meal out of it. Better yet, get the Mrs. to do it
When my portfolio is big enough, I'll do half and half ETFs and selling puts. Even if you only make 1-2% a month premium in selling puts, thats still 12-24% a year, and you can get 1% a month in premium while still being conservative. Its not exciting as trading/swinging for sure and takes a lot...
In my scenario with the VIX so high, its the IV crush that sucks the premium out of options. The stock can literally be moving in the direction you want it to and your premium will still get eaten up faster than the stock moves.
You were buying/selling options, right? One thing I've learned, when the VIX is high, you can't swing options, only scalp. Trying to swing options when the VIX is high will kill you with how fast the premium moves.
Say you own SPY in your 401k, you'd sell all your SPY and then it'd be sitting as cash in your 401k, but you haven't actually pulled it out of the account.
The problem with the balance issue was when they hard coded raids to 40 people. So if you weren't an optimal spec you weren't going to raid. Especially when they started adding DPS checks. No guild was going to bring a DPS druid/pally to the raid when a rogue was always the better choice.