Search results

  1. Gravel

    Investing General Discussion

    Cracked 4600 for the first time since that run up in 2021!
  2. Gravel

    Investing General Discussion

    Not only that, but they're going to force you into an asset allocation that's way too conservative much earlier than you would like (shifting into more bonds). It's one of those things that makes fuckall sense about what used to be the common wisdom of retirement (I think it was 120 minus your...
  3. Gravel

    Black Desert

    Hmm, yeah, I guess my concern would be dropping accuracy. Although it looks like the Olucas would replace that well. I'm wondering if it'd be worthwhile to fall a handful of regular AP (2-4 under cap for Giants) to stack more human AP? I'm super close if I use an exquisite cron meal. With...
  4. Gravel

    Investing General Discussion

    You always see that chart that has a couple decades on it and which asset class performed best. In the past, there were some where international was very near the top. My thing is, think about the last decade and a half. When the US economy goes in the shitter, how does the international...
  5. Gravel

    Black Desert

    So what crystals do you replace with human ones? I don't really have any that are just pure AP, they all have something extra.
  6. Gravel

    Black Desert

    I just ran giants for the first time yesterday and that was one of the most chill grinds ever. I kind of got crap money for it (little under 1b, with a disto drop) but it was the first go around and also I'm trying succ zerker out too, which even though it's straightforward I'm still new at.
  7. Gravel

    Nicolas Cage announces retirement from acting.

    Shit, I'd argue that films are almost a dead medium. Look at all the shit being pumped out that no one is watching. At least every once in a while we get a gem TV show.
  8. Gravel

    Nicolas Cage announces retirement from acting.

    It doesn't say retiring from acting, it says film. He states he wants to do 3 or 4 more films and then do shit like TV.
  9. Gravel

    Investing General Discussion

    No 69.420 no care.
  10. Gravel

    Beetlejuice 2

    Seems like everyone is in it, so I'm intrigued. But Burton hasn't made anything worth a shit since the 90's.
  11. Gravel

    Grand Theft Auto VI

    I was pissed about GTA5 being delayed on PC.
  12. Gravel

    Home buying thread

    Yeah, use PVC or poly tube. I went with PVC here in Florida, but apparently in more northern climates poly is the better choice. Side note, it wasn't fun, even with our soil basically being beach sand.
  13. Gravel

    Student Loans and the SAVE plan

    Stupid finance degree. Think I had at least two stats classes and calculus. Ironically, I'm way better at basically every type of math than my wife and her applied math degree.
  14. Gravel

    Black Desert

    Speaking of, decided to just get my DUO gloves over with. Had a fucking streak of 15 clicks to get them back to PRI after one of my attempts. Ended up getting it in 23. I'll fucking take that. Puts me at 301 AP and 385 DP.
  15. Gravel

    Home buying thread

    PEX and PVC aren't really rated for the type of pressure AC coolant lines need. PEX also isn't good outdoors.
  16. Gravel

    Home buying thread

    I'm confused how the renters profit from this water heater scam? Unless there's another one (the one I read is basically about contractors)? Edit: Nevermind, @TJT responded while I was posting that I guess. So are they filing a claim against their property owner's insurance, or their renter's...
  17. Gravel

    Student Loans and the SAVE plan

    I'm confused by your statement here. You say general education isn't worthless, and your proof is you know a bunch of engineers who have shitty communication skills and ability to work with people. Are you working with a bunch of engineers that don't have college degrees? Shouldn't all of them...
  18. Gravel

    Grand Theft Auto VI

    It's kind of ironic, if you look at the YouTube comments on the trailer, like half of them are in spanish.
  19. Gravel

    Black Desert

    Exalted is the higher tier one. And based on the item description, you have to do both unless I'm missing something. And yeah, 38 doesn't even sound bad to me if you're counting total clicks. Mine was 22 just to DUO. Probably around 100+ if you include the re-taps to PRI. Don't remember how...
  20. Gravel

    The Long Walk (2025)

    I mean, King is a gigantic faggot, so of course he'd hate someone doing his own stories better.
  21. Gravel

    The Astronomy Thread

    You're just giving more examples of why NASA and other government bureaucracies shouldn't exist. So yes, the problem is NASA.
  22. Gravel

    Black Desert

    I've left mine at PRI. I really need to try for DUO, but the helmet fucking killed me. I posted about it here, but it was 22 attempts, plus every base to PRI each time it failed (usually 3-5 attempts). It cost something like 11b to enhance that one. And also destroyed my memory fragment stash...
  23. Gravel

    Black Desert

    I finally figured it out. Apparently in the game setting for Geforce Experience, it changed my windowed mode setting to "Full Screen" which I guess made some kind of conflict with the launcher? I don't really quite know why, but changing it to borderless fixed it. I can't figure out why that...
  24. Gravel

    Black Desert

    I don't know what the fucking deal is. I mentioned my game randomly closing. Apparently it'd been a while since I updated my Nvidia drivers, so I gave that a shot, and now the game won't open at all. It's on steam, it just opens that Black Spirit splash thing and never opens the patcher to...
  25. Gravel

    The Astronomy Thread

    Which is all just a bunch of examples of why government is completely inefficient at everything and worthless for accomplishing a task. Eliminate all the bureaucracy and maybe they accomplish something? But maybe not. And since private has absolutely demolished them in both time and cost, maybe...
  26. Gravel

    Black Desert

    That event sucks dick. Haven't gotten a single item and I did most of pulls on things like crons and arti memories that should've had higher drop chances. Also, the game has been closing randomly on me a lot recently. Like, I loaded it up, opened the market, and instant close. Makes me just...
  27. Gravel

    Fallout

  28. Gravel

    The Holdovers (2023)

    Pretty decent Christmas movie. They really nailed the early 70's vibe (down to the opening credits and everything). Paul Giamatti crushed it. I think my only complaints are the main kid is kind of meh, and it seemed way too long. Had this been a 90-100 minute movie it'd have been perfect.
  29. Gravel

    Investing General Discussion

    Unless I'm mistaken, we just broke through for a new YTD high. Still a ways to go for that December 2021 number, but we're getting there!
  30. Gravel

    Student Loans and the SAVE plan

    In this era of the country, not taking advantage of any free money the government gives you isn't noble, it's just being stupid. It's like taking a voluntary handicap on your own finances. It's why I manipulate my income so we can get ACA subsidies. I'm pretty amazed at how much they're giving...
  31. Gravel

    Home buying thread

    Don't forget the moratorium's role in all this. While you were getting ass raped by rent increases, because you didn't want to be a deadbeat, there were plenty of people out there saying fuck it, I'm not paying anymore. And so you shouldered more and more rent hike burdens until it eventually...
  32. Gravel

    Home buying thread

    And had you been able to lock in a non-ridiculous interest rate, your payment would be like $1000 less.
  33. Gravel

    The Official Conspiracy Thread

  34. Gravel

    Investing General Discussion

    So now we get to the part where the Fed has basically acquiesced that there won't be more interest rate hikes, and we start heading into economic cratering. And then in another 18 months, they'll realize they fucked up and start jacking interest rates back up to try to correct it.
  35. Gravel

    Investing General Discussion

  36. Gravel

    Investing General Discussion

    Inflation is a real bitch. Think about where your concept of a million dollars come from. Likely sometime between your early childhood years and early adulthood. $1 million today is the same as (about): $145k in 1973 $325k in 1983 $470k in 1993 $600k in 2003 Would you have called yourself rich...
  37. Gravel

    Investing General Discussion

    20x face value is more than silver is worth though? That'd be $5 a quarter, whereas the silver value of one is just over $4.
  38. Gravel

    Investing General Discussion

    Been a long time since anyone talked about metal, and this is kind of an odd question, but has anyone had any experience selling coins? I've got a small coin collection that I'm not really concerned about, but rather I have 179 pre-1965 quarters. That's a little over 32 ounces of silver. My...
  39. Gravel

    Home buying thread

    Not to veer too far off topic here, but women's liberation is partly to blame. It's why wages stagnated starting in the 70's (and the gold standard, but we'll ignore that for now). All of the gains that employees should've made just go hacked in half because the workforce doubled "overnight."...
  40. Gravel

    For All Mankind

    I don't remember every season, but I do remember last season was pretty fucking terrible. In fact, one of the complaints I saw here constantly was that it was about 5 minutes of cool sci-fi or alternate history, and the remainder of every episode was boring manufactured drama that no one asked...