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This time actually is kind of different though. First, the 30 year bond bubble ended. With interest rates also at historic lows, that means all the money flows into the markets. Even more on top is that the rest of the world economy is even worse with many places having negative interest rates...

On the plus side, they'd be less likely to completely fuck up your returns. I mean, outside of the fee.

We just pretending anything prior to 2020 didn't exist? Gas prices were lower in 2019, so obviously it's not just "people driving again."

Maybe musicians should do less drugs?

Necroing this thread since it's the first that came up with Sedona in the title. We'll be there tomorrow for an indeterminate amount of days. Just wondering if anyone had hike recommendations (doubtful anyone posts before tomorrow morning, but worth a shot). Also hilarious you called it Negro...

Yeah, Tuvala is season only. But they just introduced Narchillan, so trade it in for that.

We hit a major milestone today, but at the same time we're also homeless. Although it's a purposeful homeless as we're living in our van as we national park it across the country. Just a strange contrast. My wife is talking to some older retired lady right now who is driving around the country...

Guess I was a day early. Apparently we'll start April off on a high note then. April is typically one of the best performing months, so we could be on that rocket ship time!

Wonder if the S&P will crack 4k by the end of today to close out March? It's getting awfully close.

Weird, because the dragons episode is one of my least favorite. But I also find interdimensional cable to be retarded. Probably something related there where I just don't find much humor in completely ridiculous shit for the sake of being ridiculous.

I forgot this show existed. Hopefully there are more than 2 funny episodes.

Mine was also 20 something. It's not a super grindy game.

I think I may have read something at some point that their customer service people have to have some kind of financial certification and/or background, just due to the stuff that comes up. Not sure if that's true or not, but it could explain the shared experience of good customer service at...

I know you all are big fans of Fidelity, but I just felt like I had to post about Vanguard. This is maybe the 2nd or 3rd time I've ever had to call them, and holy shit the level of customer service is just amazing. Maybe it'd be the same with any financial firm with the amount of assets we...

Think the problem is you have to make it your primary residence for 2 years. That's a long time to live in an investment property.

PLTR continues to slide. Almost bought some more around $22 last week, now I'm glad I held out.

Chalk up another one where I had hope but Netflix fucked it up. Not sure why I bother anymore. Watched The Last Blockbuster. Summary: A 10-15 minute "documentary" stretched out to 90 minutes by bullshit. What a gigantic failure.

This is cope. No one really likes the cold. You lie to yourself that you like seasons and shit, but the reality is you likely live where you do because of family or career.

My total market index funds win again!

You sure you were on a Season server? I've made that mistake. They won't drop on normal ones.

Well that's disappointing. Was really looking forward to using another season to propel me further.

I mean, ignore price for a second, we're getting inflation at some point. You've locked in one of the best hedges against inflation there is. That counts for something.

Ugh, so I did our taxes today, and it looks like we completely blew past the traditional IRA phase out. I figured there was a big chance we'd be in the phase out, but we overshot it. Has anyone done an IRA recharacterization before? Our IRA's are with Vanguard. Wondering if it's something...

Which is why I say it's going to cheapen the award in general. When Sacha Baron Cohen wins an Oscar (or possibly even 2 this year), it makes every other one look ridiculous.

Went through the whole thing, and it's actually got 2 nominations. Supporting actress and screenplay (seriously). Only movies I've seen are Promising Young Woman and Soul. Any wins this year will cheapen every other Oscar ever awarded.

Not just seen, I haven't even heard of most of them. Says a lot about where we are right now that Borat has a nomination though.

It may be that sellers haven't yet caught onto the fact that interest rates are rising and so their houses are now overpriced. But then that goes back to Lachius's point that he may have bought at a high. Who the fuck knows? Then again, that article also states that actual homes for sale...

Maybe, maybe not. Inventory is still at a 100 year low, lumber prices are insane. Housing could still keep going up.

Little slower than I had been hoping for (average is 154.3%), but I'm done leveling it. Did coupons so it's got 24/24 skills.

And yeah, I get that everything is regional. Our town is pretty small, but like I said, we're at about 1/3 or 1/2 of normal inventory depending on what years you're looking at. It's also the start of spring. I just assumed based on everything I've heard that it'd get more interest. I wasn't...

Well, I'm underwhelmed. We ended up with just 3 people coming to see it over the first 3 days (one the night it was posted, the next on Friday who put in an offer, and the third on Saturday morning). No interest today apparently. Our Zillow estimate was like $343k or something, and we listed at...

I learned that lesson the hard way. Granted, the stakes were relatively low as it was basically during our 20's and with under $100k. But we had everything in Edward Jones who unfortunately are probably the worst. People mentioned American Funds the other day, well, that's what we were in! They...

Geez, first full day on the market (was listed late last night, like 6pm), and we've already got an offer at asking price. Only problem is it's contingent on the sale of their current home, which won't be on the market until sometime next week. Shit's stressful. We've got 72 hours to answer...

Our house just got listed today, so I'm hoping these interest rate hikes make it sell super fast as people get worried.

Weird that they phrase it as "oh, you don't have a season server for leveling Sage, but here's a solution!" that pretty much no current players can utilize. I can't quite figure out what they're doing. Is it making Naru a permanent thing, getting rid of Tuvala to replace with this new...

I should also point out that I had a fuck load of CP and workers, which also helped a good amount. Although that's mostly for things like life skill income. Energy helps too, kind of, but not really super impactful. Biggest thing was probably that I already had pets. But they gave you a free T8...

This was me in December. I'd echo the same comments about season server. In a few days my character blew past the one I had in 2016. The extra few hundred million I had was helpful, but I got many times that free. Everything is amped up since I played last.

The whole thing is stupid. It should've been targeted. Or really, just open up the economy. Someone who's been laid off who previously made $200k as a single may need the cash. Whereas a couple earning $100k combined who were both able to telework are probably just fine. Anyway, we got ours...

I'd say it's still worthwhile to have Vanguard because the funds are owned by themselves instead of by the brokerage.

Okay, so I've been kind of not doing shit lately in the game, and the last piece of Tuvala I need to PEN is the necklace. Should I grind it out? I really hate doing accessories. It's either wait for that, or just go ahead and graduate now and move on.