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The hard inquiry won't effect your credit score much, if at all and the increase in your available credit if you don't have high utilization of said credit will actually help your credit score. In other words, apply for the 2% card if you are fairly certain you won't get rejected (since you...

This discussion is starting to take me out of mein kampfort zone.

Generic cards only give 1% at best. The Old card gives 1% during the first $6500 and 5% thereafter so there is no reason not to use it. Most other cards with those categories only pay out up til $1500 in spend max. But like I said, very clearly many times, that card is the best card in that...

Well if you would just be honest then we would know. All this conjecture is killing us on the inside. Come forth and let the healing begin young one.

No, he said she was pregnant. This is cause for concern.

From the page it sounds like Harvard actually charges some sort of tuition for receiving this "honor".

Corollary to follow up: Who have you gotten further with on Skype?

Who's better in bed. Ex wife or Pitt girl?

The shopping portals are the best feature. Even if you don't use the cards (or don't let your wife use them) you can still access all the portals which give some very, very good benefits. Use this site to get an idea: Cashback Rebates Comparison & Mileage/Points Reward Comparison Some...

The line of cards from Chase that give Ultimate Reward points are all top notch. Chase UR is one of the best reward programs out there and has a ton of affiliate partners that you can transfer points to at a 1:1 ratio. I have the Sapphire preferred and the Ink business plus. Sitting on about...

Alright let's actually do the math just to get some break points. I agree gas is a pretty fixed expenditure and the preferred card has 3% on department stores while the old blue cash card is 5% on drug stores which would be pretty impossible to model in any generic fashion so let's ignore...

Yes, but that's for ALL AmEx cards. Target, Walmart, Sam's, Costco... none of them code as grocery on any AmEx card. SO yeah, if you do all your grocery shopping at stores like that the AmEx cards won't be of any use to you.

Bud Light is the most atrocious beer on the planet. I'll gladly drink a bud heavy but fuck bud light.

I went on a first date with a hairdresser once that turned into the worst date I've ever been on. Somehow we got to talking about boxed wine and I mentioned that the Black Box Cab actually isn't bad and is a good deal for the money, let her know I'm a savvy consumer ya know? She told me that's...

Also gets you more fucked up so you can ignore what the butthole tastes like easier.

Truth. They take studies on human psychology and twist them into some weird, demented version of reality.

TL;DR every generation since the dawn of time has believed the generation following them will be our downfall as humans.

I was comparing it to all other cash back cards. If you spend a hefty amount on those categories the card I linked is another option, in fact the best option. All I was doing was giving people that option since it's not publicly known or available but you can still get it.

Why the are you conveniently ignoring the "If you're a big spender the old version of the blue cash card is the best available" statement I made in both of my posts? Damn bro... And lots of people spend more than $12k on groceries, gas and drugstores a year my man. It's 5% on all 3 of those...

The point is you'll probably stop talking to your ex once you find a replacement for her. Which is kind of indicative of not really being over her. Which makes going to visit her a fool's errand.

I don't really feel like carrying on this conversation but you're missing the real question I was asking. When you are physically with someone, and getting the attention you need, do you still feel the desire to talk to your ex?

5% of 50k is $2500. $2500 - $260 is $2240. In order to get $2440 in CB from the citi 2% card you'd have to spend $112k The AmEx blue with a $75 fee is capped at $6k spend a year. You can only get 6% up to $6k. So like I said, if you are a big spender the old blue cash card I linked is...

You'd talk to your ex during down times. Times when the other woman wasn't available to talk to. If you were having a weekend getaway and the new woman was around you'd have no desire/need to talk to your ex. I'm assuming I'm correct in saying all that.

So we're in agreement then. Good.

So you believe Redpill is truth? Got it. You literally just redpilled the fuck out of yourself.

When you had your weekends together with Pitt girl were you still talking to your ex-wife each day you were with Pitt girl or did you take a break because you had another woman to talk to?

That bud ad is smart marketing. They know who that beer appeals to and instead of trying to alienate their customer base they embrace it.

Every single woman I've ever dated was a battle trying to find a balance in communication. I never ignore them but they get concerned when I only respond in simple one liners, in fact it's happening right now with the current gf. I try to communicate more for their sake but it's just something...

If you use an incognito browser you can still get the older version of the no fee blue cash card that is 5% on all three of those categories up to 50k/year: https://www304.americanexpress.com/c...lue-cash/25330 Again, you have to go to the link in an incognito browser. You have to spend...

That's not the point. The point is if you have a failure during a row on a machine you'll just not be able to pull it. No harm no foul. If you have a failure doing a squat... well... and failures can happen even on low weight you've done hundreds of times before. Sometimes shit happens. And...

I make up for the lack of communication with forehead kisses... and anal sex. Sometimes I kiss her forehead during anal sex, ain't that a trick!

That was kind of exactly the point. Most people here were concentrating on the fact that I don't talk to my gf every day and ignoring the fact that you still talk to your ex-wife who lives half a world away every day.

I believe that card also gives an extra .5 or 1.5% if you have 100K in a fidelity investment account as well. Forgot about that one, also a good card.

Definitely one of the better long term cash back cards. Only CB cards better are Penfed's card if you have 2 of their products, the old blue cash card from AmEx, and the Wells Fargo card but that one is only good for the first 6 months.

Yes, different exercises have different risk factors. Which is why I refuse to do any kind of over head press these days.

You said you and your ex still talk every day. My closest friends on earth and I don't talk every day. In fact, we probably talk 2-3 times a week, and they live 10 minutes away from me, not halfway around the world. I don't even talk to my girlfriend every day. See what I'm getting at here?

Ridiculous. Infants can't open their own diapers.

Congratulations Master, you've made slow cooking meat which comes out delicious sound absolutely horrifying.

It's not weird to not use credit cards, but it's actually really foolish. You're throwing money away by not using them. Points, miles, cash back, deal portals, etc etc etc. You can use them just as you would cash, never spend what you normally wouldn't, but use them instead of using cash because...

Wait, sonic puts cheddar in their jalapeno poppers? Well fuck them altogether then. Cream Cheese is the only thing you put in a jalapeno popper son.