Search results

  1. Gravel

    Youtube and Monetization

    I honestly think the YouTube wave has mostly ended. It's very saturated. You'll get the occasional new thing like "guy cuts random shit with 2000 degree knife," but unless you come up with some click baitey shit like that, good luck making more than a few hundred bucks.
  2. Gravel

    How much income is enough?

    I just don't understand people who are able to burn through a six figure household income, paycheck to paycheck. We currently save somewhere around $60k a year. I have no idea what I'd buy every month to burn through that. As is, we spend pretty lavishly (we just went to Disneyland this week...
  3. Gravel

    How much income is enough?

    I actually somewhat agree with a_skeleton_03 regarding credit for emergencies. Emergency funds are great for people with nothing saved at all. This is, currently, the area where my wife and I are finally getting around to changing. We have a little over $200k in retirement accounts and like...
  4. Gravel

    Rate Movies You've Recently Watched.

    Have had it downloaded since October of 2015, but I finally got around to watching Southpaw. Damn good movie. Honestly, Gyllenhaal is quickly pulling away as my favorite actor.
  5. Gravel

    Funny, Strange, Random Pics

    Did she go to the style awards dressed as Willy Wonka's wallpaper?
  6. Gravel

    The Best and Worst States in the Union: Many Metrics

    If not for the people, California is just absolutely amazing. I might say the same thing about Utah, too (not sure how anyone deals with their winters though). But California is just gorgeous. Fucking everywhere. And it's super diverse.
  7. Gravel

    Workaholics

    It's the final season, too. I quit it. Just not worth 20 minutes of my time anymore.
  8. Gravel

    The Best and Worst States in the Union: Many Metrics

    Ha. I'm 33. Did you actually live in Howard County? I went to 3 different high schools, and generally was pretty introverted (Wilde Lake 00-02, Atholton 99-00, River Hill 98-99). Didn't play any sports. And Alex, I wasn't saying SF sucks. Just that people think all of CA is those two cities...
  9. Gravel

    The Best and Worst States in the Union: Many Metrics

    I'm saying, on the whole, Maryland is the bottom of my list of places I've lived. People say California sucks, because they only consider LA and SF. The rest of the state is fucking amazing. People say Kentucky is just filled with rednecks and hillbillies, but the cities aren't even remotely...
  10. Gravel

    The Best and Worst States in the Union: Many Metrics

    Columbia, from 1986 until 2002. I'd say it's probably one of the nicest places in the state (it's certainly the most prosperous). Seriously, I can't think of anything the state offers that makes it stand above any of the other states I've lived in. It's crowded, the outdoors suck there, the...
  11. Gravel

    The Best and Worst States in the Union: Many Metrics

    Maryland is a fucking terrible state. Grew up there, and whenever I go back to visit family I'm like, "I would never want to live here...ever." I've lived in 7 states for decent periods of time (Florida, Maryland, Georgia, Tennessee, Kentucky, Illinois, California) and of that list, I think...
  12. Gravel

    Bidets, and why you should buy them

    I installed a Luxe bidet like a year ago. I hate it. Hits my anus dead on and kind of hurts.
  13. Gravel

    It's Always Sunny in Philadelphia

    That was a good one with a really fucked up ending. Jesus...
  14. Gravel

    NFL 2017 Offseason - Where does Romo go?

    I thought the numbers for cutting him didn't make any sense?
  15. Gravel

    The Best and Worst States in the Union: Many Metrics

    I feel like Mississippi is always the biggest shit hole when you get down to numbers. They have terrible schools, tons of fat people, lots of dumb ones. I don't feel like the state has too much going for it.
  16. Gravel

    DOTA 2

    I didn't even remember that it was a higher number of games. That must be why I played it for like 4 or 5 matches and then never touched it again.
  17. Gravel

    DOTA 2

    The TI6 compendium had a TI6 matchmaking thing where you got a completely different MMR (everyone recalibrated). If you liked your TI6 MMR, at the end of it, you could make that your new MMR.
  18. Gravel

    DOTA 2

    I don't think that's how the system works. I believe it's a bell curve, or at least one in theory, but it'd be kind of a fucked up looking one right now. And fight, yes, you're absolutely correct that if you're better than your MMR you'll go up. But if you're not putting in the kinds of hours...
  19. Gravel

    DOTA 2

    I watched a video the other day about it, and apparently they used some chess ranking algorithm. Which is great if Dota 2 was a single player game, but for something with 5 people it doesn't work, because you can lose for things outside of your control. It works with chess because the sub-25...
  20. Gravel

    free pornhub premium for 24 hours (VD)

    Yeah, why would you want to see the pussy shot when you could see a thick meaty cock shot instead, right consensus?
  21. Gravel

    Autonomous Systems

    Found this article on the financial independence reddit. Google paid their autonomous vehicle engineers so much (in hopes of retaining them) that a lot of them quit. Engineers on Google's self-driving car project were paid so much that they quit
  22. Gravel

    DOTA 2

    Yeah, I think I calibrated around 1300 or 1400. Some games you can absolutely stomp, but then you end up with teams where they just feed and feed and feed, and you have absolutely no shot at winning. I stopped playing support because in the games where it's pretty even, the 5 carry team ends up...
  23. Gravel

    free pornhub premium for 24 hours (VD)

    What exactly is the point of Pornhub premium, and why would I want it for free for a day?
  24. Gravel

    NFL 2017 Offseason - Where does Romo go?

    These were surprisingly funny. Here's This Year's Batch Of Hilarious NFL Valentine's Day Cards - Daily Snark
  25. Gravel

    Last Week Tonight with John Oliver

    Yeah, but every single episode bitched about him. Sure, maybe he didn't only focus on Trump, but holy shit give it a rest. I stopped watching early in the year (early Summer?) and it was every single fucking episode. Yeah, I can buy that maybe around the election you can't avoid it, but it was...
  26. Gravel

    Last Week Tonight with John Oliver

    The show also jumped the shark early last year, when Obama was still in office. This isn't really new, it was literally all of the last season. And Gunnar, you might have a better point if every fucking show last season wasn't him bitching about Trump. That's all they fucking did. Will they...
  27. Gravel

    Investing General Discussion

    The TSP is one of the best deals you can get as far as a 401 plan. An 80/20 split in C/S funds mimics a total market index fund pretty well. And even though it sounds like Blazin convinced you to stick with the TSP, I can explain better. With the TSP, you are only allowed two distributions...
  28. Gravel

    Steam Deals and Digital Sales

    Stardew Valley is awesomely addictive. Subnautica was pretty cool but in early testing the last time I played it. Haven't touched it in a long time, so it may be a more interesting game at this point
  29. Gravel

    When does laziness cross the line into depression?

    What about guilt because I don't actually do shit at work? Like, I feel guilty that I'm not doing shit, but I'm not about to start putting any effort into it. When I'm at home I'm more active (workout 3-4 times a week, generally work on a house project every other weekend, etc).
  30. Gravel

    NHL 2016-17 Season

    I feel like I've seen this show before. Several times. Caps get hot from January to March to win the President's Cup and then have an early exit from the playoffs. I really fucking hope this is the year they get it together.
  31. Gravel

    Last Week Tonight with John Oliver

    He really did have a formula a few seasons ago. It was basically investigative journalism for the younger demographic, which is something we don't see much in general anymore. But they ruined it. I refuse to watch ever again. Even if they turn it back into the old show, I can't support the...
  32. Gravel

    Investing General Discussion

    For some reason I was thinking 401k for the management company, and not IRA. Are you basically invested in all of those funds through Ameritrade? And if so, how did she end up in such a broad variety? If I were you, I'd contact Vanguard and have them transfer all of it. There's no reason for...
  33. Gravel

    Investing General Discussion

    While I'm always a huge fan of Vanguard funds, if you do as Blazin says, double check what the IRA management fees are. Vanguard is great until you notice that the management company has tacked on a 1.5% management fee and instead of paying .15%, you're now paying 1.65%.
  34. Gravel

    American Crime Story

    This is on Netflix now. Just finished it, and I don't get the criticism. I really enjoyed it. I think it's because I was young enough to remember parts of it (mostly the car chase), but too young to actually understand what was going on (barely remember any of the trial). I also thought the...
  35. Gravel

    Poll Button up or button down?

    Feel like it's easier to line up the bottom and work my way up. Even if I'm planning on wearing a tie, when I'm getting ready I'm not buttoning that top button until the last minute.
  36. Gravel

    DOTA 2

    Just watched a MidOne LD game and holy shit I've never seen a game so dominated before. Not even smurf accounts. Just absolutely insane.
  37. Gravel

    DOTA 2

    C9 did it again. It's absolutely amazing...lol.
  38. Gravel

    NFL Postseason 2017 - Where Romo Gets His Ring

    Just two years at the top of your position? That's a shitty low bar you're setting. And it makes Jacoby not getting in, again, look even worse. The best lineman on the best offensive line of all time, and only has 1 more year of eligibility before the senior squad.
  39. Gravel

    It's Always Sunny in Philadelphia

    That might be a new classic. At first I thought they were doing the red button meme (hero vs bigot), but it went a completely different direction. Elbows too sharp and "if it smells like shit, you must acquit" killed me.
  40. Gravel

    DOTA 2

    C9 is a fucking disaster, and Secret seems like a slightly more polished version of C9 right now.