- 61d 3h 26m
So there is some level of counterparty risk here, plus your capital is exposed to crypto markets, but the return may be exactly what you're looking for. A service like BlockFi - Loans backed by your cryptoassets is offering 8.6% apr on cash deposits up to a certain amount. You're not likely to see that kind of return elsewhere (outside of DeFi) and you're not eating a capital gain if your investment goes up.Probably a year.
There are some strictly regulatory and privacy issues I have with Blockfi as a company, but I imagine most won't care about that so its worth considering. Certainly hedges you to some degree against inflation. If you're curious about how they get these kinds of returns look into Bitcoin Contango as an example of the kind of spreads that are being taken advantage of right now in the crypto market. Essentially there is a yield curve being developed and you can get some of that upside.