LachiusTZ
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Investing General Discussion
- Thread starter Furious
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Gravel
Mr. Poopybutthole
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One year is kind of a crappy timeline for equities. It's short enough that you can absolutely get stuck in a poor market timing event. Not sure what CD rates are looking like, my guess is bad, since interest rates are so low, but maybe you can find something decent.
Asshat wormie
2023 Asshat Award Winner
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What I will need is monthly withdrawals from these funds. First year will be about 3.5-3.8k a month. Second year will be about 6.3k-6.5k a month and third year I will need to pay 8.5k-9k a month. The money is already set aside for this but having it all in cash blows cock.
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Kiroy
Marine Biologist
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this sounds like a retirement or income pool of money. i'd suggest inflation protected bonds or some shit
Asshat wormie
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Kiroy
Marine Biologist
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Sanrith Descartes
Veteran of a thousand threadban wars
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There will always be risk with equities. That being said. There are some extremely low beta dividend aristocrats that can be considered, or even a low beta ETF like JEPI.
There is also ETFs like HDV or perhaps PFF. Find the ETFs with extremely low beta companies (PFF uses preferred stock ownership instruments). Your return is looking to be in the 3-5% range but they have a "decent" semblance of capital preservation.
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Sanrith Descartes
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Pogi.G
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Kiroy
Marine Biologist
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Furry
WoW Office
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Damn. HCMC is firing up the printing press. Trying to raise 100M$
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Pogi.G
Silver Baronet of the Realm
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Yeah I’m banking on them getting some cash out of the Phillip Morris lawsuit. Just need the spike be big enough to jump to 0.5 a share and I’m handing out dogecoin out randomly. It’s a long play but I think 10k investment for a 65% chance of getting something is worth it. They just reopened their store on Amazon too.
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Sanrith Descartes
Veteran of a thousand threadban wars
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Even though he is referring to SPAC investing, there is wisdom in his words for all investors..
Furry
WoW Office
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It wont feel too much downward pressure until the SEC approves their new massive printing of new shares, then it should get dumped on again. So you have a few weeks of somewhat safety or so. When the company is willing to print 100m+ in shares on a regular basis, they're basically just milking the inflows.
TBH, what I'd do in their position. Free money is free money. People thinking long term are the ones who will get burned.
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