Kiroy
Marine Biologist
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I'm sure he'll be promoted up the ranks of the democratic party before being arrested and convicted of fraud, bribery and money laundering like his predecessor nagin.
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Weather
- Thread starter etoille
- Start date
I'm sure he'll be promoted up the ranks of the democratic party before being arrested and convicted of fraud, bribery and money laundering like his predecessor nagin.
Chanur
Shit Posting Professional
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The sign is right near where our office was. Good thing I moved a month ago.
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Araxen
Golden Baronet of the Realm
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Most folks have flood exclusions on their policies. Basically, the insured will file a claim, carrier comes out, confirms it's flood damage, then deny the claim. The claim then gets kicked over to FEMA (don't quote me on that), or whatever government body that processes that shit. Carriers pretty much act as independent adjusters for the government in situations like this.
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Hachima
Molten Core Raider
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I was reading that only 20% of home owners have flood insurance. Even when required by lenders because people live in flood plains, this event went way outside of flood plains. So the majority of the people out there are on their own most likely. For those that do have coverage ( this coverge would be through NFIP which is managed by FEMA), the government will probably need to use tax money to bail them out since they are already $25 billion in debt...
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Palum
what Suineg set it to
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Are those not designed to be flood spillways in certain cities to direct flood waters?
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Borzak
Bronze Baron of the Realm
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Borzak
Bronze Baron of the Realm
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Going to assume most people don't have flood insurance for 4+ feet of rain in a day and a half. My uncle lives below Houston on the coast and he's just fine the storm didn't do anything to them wind wise or rain wise.
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Hoss
Make America's Team Great Again
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Hey look ma, I'm on TEEVEE. Did this air on the news? I gotta record it.
Well, they don't need to evacuate all of houston and it's suburbs. I'm hearing that they're doing limited evacuations based on the elevation of your area inside Houston. Some people are being told they can stay, but they'll be trapped for a week (unless they have a boat of course).
There's no general evac of conroe. I have people who live there. Some houses on the lake are flooding and some of the new developments in low lying areas are too. But the town as a whole and all the cities around the lake aren't being evacuated. They are mostly unscathed.
I have heard this about Houston, but I've never seen anything official to back the claim up.
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zombiewizardhawk
Potato del Grande
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You thought insurance companies might actually pay for damages with all those premiums they collect from everyone for years and years? Hah!
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I made one fucking claim. We were on vacation, we came back and our kit hen floors were fucked because of a water leak under the sink. They paid out 4 grand, had a company come out with drying equipment for a week. Then they canceled us.
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Palum
what Suineg set it to
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Yea interestingly my policy has a 'no cancel due to claims clause'. I'm sure that doesn't stop them from charging 1K/mo, but whatever I guess.
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Pops
Avatar of War Slayer
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zombiewizardhawk
Potato del Grande
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Yup, all insurance types are just one giant shitty scam (especially the ones mandated by law, but also things like mandatory renters insurance etc.). "Thanks for contributing to our billions of profit every year, if you actually require your payout your rates will triple until we make back what we had to spend on you and then some!"
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AladainAF
Best Rabbit
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lol... these looters are in deep shit if they get caught. IIRC, the penalty for looting during a disaster in Texas is 5 years to LIFE.
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