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  1. Fogel

    FIL passed away - Financial advice?

    Another thing to take into account is you're looking at future interest paid and the current asset price. What will that house be worth at the end of the mortgage life and does that make it easier to sway you to invest instead of pay off the mortgage. Here's average house price increase over 30...
  2. Fogel

    The Video Thread

  3. Fogel

    Who died? (Celebrity Deaths)

    Hows the saying go, never trust a skinny chef
  4. Fogel

    Monster train

    I found a broken build and not sure if its a bug. Was playing banished and lazarus and noticed that when you spawn the units that give equipment after they die with the angels that give valor when equipped, they give the bonus on summon as well as when you equip them, so my angel was getting 32...
  5. Fogel

    Final Fantasy Tactics - The Ivalice Chronicles

    Agreed on FF4 DS, the gameplay was solid and challenging enough that you had to put a little thought into what abilities you equipped, or whatever the new mechanic was. Certainly made playing through again more enjoyable then just another nostalgia trip. The original FF6 had so many bugs that...
  6. Fogel

    Final Fantasy Tactics - The Ivalice Chronicles

    Yeah, alignment was such a weird and annoying mechanic for an otherwise great game. Also wish the enemies had more AI instead of just mindlessly rushing your base in a single column. I'd set up all my units in a stack and carefully inch them forward so the battles were spread out and they all...
  7. Fogel

    Hololive - Vtuber Thread.

    Cat-fish... catfish! Get it!
  8. Fogel

    Hololive - Vtuber Thread.

    Yeah, a vtuber would never stoop so low as to show cleavage!
  9. Fogel

    Final Fantasy Tactics - The Ivalice Chronicles

    I had to shell out 125$ for a used copy of the SNes Ogrebattle, couldn't find that fucker anywhere. I think that game topped my /played for the SNes era.
  10. Fogel

    Final Fantasy Tactics - The Ivalice Chronicles

    Should of got gud and learned japanese just to play it
  11. Fogel

    Final Fantasy Tactics - The Ivalice Chronicles

    We didn't need tutorials back in the day. You learned to git gud real quick cause it was probably also the only game you had at the time as well.
  12. Fogel

    Hololive - Vtuber Thread.

    Fans got some indie vtuber with a phobia of oceans to try subnautica with a heart rate monitor. Sound warning
  13. Fogel

    The Video Thread

    My sphincter clinched a little
  14. Fogel

    Hololive - Vtuber Thread.

  15. Fogel

    Monster train

    There is a certain level of RNG, but that's part of the appeal to these games, since each run you don't know what cards or units you'll draw before even getting into what enemies you'll face. Good counters for sweep birds or corruption is either daze mechanics or cards that move enemies up/down...
  16. Fogel

    Elden Ring - From Software + George RR Martin

    I have. It's really good for spicing up ER for a new play through but without changing it too much to keep it true to ER.
  17. Fogel

    The Video Thread

  18. Fogel

    General Gaming News and Discussion

    I haven't owned a console since N64/PS1. Once I found things like Fallout, EQ, etc there was no looking back. I was also old enough to work and save up enough to break out of my families cycle of lower middle class.
  19. Fogel

    Weight Loss Thread

    Remember years ago when they said eating bacon increased your chance of cancer by 25% and everyone lost their mind? They didn't explain that it was 25% increase of the baseline cancer risk, so if your risk of cancer was .01%, it increased your risk of cancer on that .01 so you now had a .0125%...
  20. Fogel

    The Video Thread

    You know, the memes just don't hit as hard when they actually do literally bath/swim in their own excrement.
  21. Fogel

    Hololive - Vtuber Thread.

    Biboo did a meme cover of Vergil's theme from DMC, and it lives up to its glorious cringyness. It's the same guy who did Gura's song too. Also check out the original first its a fucking banger
  22. Fogel

    Monster train

    So far conduit stacking with Luna coven has been the most broken run I've had yet. All units with 1000's of armor and hitting for 3k
  23. Fogel

    Hololive - Vtuber Thread.

  24. Fogel

    Hololive - Vtuber Thread.

  25. Fogel

    The Video Thread

  26. Fogel

    The Video Thread

  27. Fogel

    4Posterity - A repository for your favorite out-of-context FOH quotes

    Its alright buddy, at least we have personality
  28. Fogel

    Hololive - Vtuber Thread.

    If only Gura were still around for this. And yes, the entire 20 minute video is just her sucking up all the sand on the level
  29. Fogel

    General Gaming News and Discussion

    This one ate all my money
  30. Fogel

    You know you're getting old when.....

    Who else is going to do the important civilizational building work of making sure grass stays under 3" and unsightly garbage cans stay behind an obscuring structure!?
  31. Fogel

    Investing General Discussion

    Not to defend Boeing, but it's 50/50 when its from a diversity airline
  32. Fogel

    Hololive - Vtuber Thread.

    First product from RavenCorp just dropped
  33. Fogel

    Hololive - Vtuber Thread.

  34. Fogel

    Hololive - Vtuber Thread.

    Bro no one is going to watch a 40 minutes clip let alone from an indie with 0 context
  35. Fogel

    General Gaming News and Discussion

    There are a lot more buyers now then before. Games used to be a niche market, now everyone and their mother has either at least 1 of an xbox, pc, or PS in their house. More games sold + lower overhead from discs/digital helps keeps prices down now. For most games, a million sales was a huge...
  36. Fogel

    Monster train

    Shrooms paired with Melted remnants is insane, their rally/harvest mechanics create insane synergies
  37. Fogel

    Monster train

    I used Battle cleric for Talos, pair her with dancer units and abuse shift/valor stacking
  38. Fogel

    Hololive - Vtuber Thread.

    Gura's birthday was June 20, wonder if Saba will release something since she's pretty much thrown subtlety out the window.