Car Buying Help
- Thread starter Araxen
- Start date
I just want a medium sized car that is also somewhat sporty and fun to drive. I like my Civic but driving it is pretty dull. However my Civic only has like 80k miles on it and I don't drive much so I still have many years in it.
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What checking account pays 2.25%? Fucking 1 year treasury notes are paying like .2%.
Jysin
Ahn'Qiraj Raider
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Did not know that. Not really interested in a turbo due to their tendency to break down after 100k miles (is that still true?) and premium fuel requirement.
Eomer
Trakanon Raider
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I doubt that's still true of turbos. There's a pretty significant proportion of cars on the road with turbos these days, and they're going to keep getting more common due to fuel efficiency regulations. The premium fuel thing is kind of gay, but that's becoming common with other engines as well. Our 2008 GM pickup truck "recommends" premium, for fuck's sake.
Noodleface
A Mod Real Quick
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Every subaru driver I've ever seen has been a douchebag. I don't have any hard numbers on this but I believe it to be 100%.
Since 100% of lesbiens drive Subarus does that make this a homophobic statement? Why do you hate the box munchers noods?
Frenzied Wombat
Potato del Grande
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Noodleface
A Mod Real Quick
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You might want to research first before calling someone out on something as petty as his banks interest rate. Kasasa checking account, which are offered by various credit unions has higher than normal rates.
There is a 4% account out there as well.
Kasasa Cash Checking Account | Baton Rouge - Shreveport - Lake Charles | Louisiana - LA | Pelican State CU
Instead of being a snarky fuck you could just post a link.
Kasasa Cash Checking Account | Baton Rouge - Shreveport - Lake Charles | Louisiana - LA | Pelican State CU
Instead of being a snarky fuck you could just post a link.
Hachima
Molten Core Raider
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I use to think the same years ago..bought my first house with cash, bought my first few cars with cash... Then I realized I'm much better off getting a low rate loan and arbitraging the money in the stock market. Financed my last car and even though I have a $900 month car payment, that money is earning me 1500 a month on average. Sure if I bought a scooter I'd be even further ahead, but at some point you have to make some sacrifices to enjoy yourself.
The same. My car was 1.9 to finance a few months back. My lowest earning investment account makes >7%. I wonder if he lol's at people that use credit cards, cause I pay everything with it and get 2-5% back. Yea, I pay it off each month as well.I use to think the same years ago..bought my first house with cash, bought my first few cars with cash... Then I realized I'm much better off getting a low rate loan and arbitraging the money in the stock market. Financed my last car and even though I have a $900 month car payment, that money is earning me 1500 a month on average. Sure if I bought a scooter I'd be even further ahead, but at some point you have to make some sacrifices to enjoy yourself.The principal really only works if you have the ability to pay a significant amount of the purchase in cash. Basically a store has a TV for $100 but will give it to you on finance if you pay them $105 at the end of the month. You have $95 cash and know a guy that will give you $105 at the end of the month if you loan him the money(he is just a bit shady though so some risk... but you have lent him money many times in the past with success). What do you do?
I agree in principle with the above two posts yet it always seems like when a recession hits they're the same people bitching about how they got fucked. Personally I only invest what I can afford to lose in the market at this point. Maybe I'm just to cautious with my financials, but to me it's way to stressful living every day knowing that the next 9/11, or economic bubble could absolutely crush my finances if I'm leveraged to the hilt with everything invested. Maybe I'll never get rich with my attitude, but I'll certainly never end up bankrupt in a matter of months like much of the populous in 2008.
Hatorade
A nice asshole.
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My main car is a 2012 Legacy, I really want a 5 door WRX but I think the golf GTI is going to win out due to price but until they change those hideous rims I am going to keep my Tacoma beater for a while longer. Also looking at a Scion FR-S or BRZ.