Gotta respectfully disagree with you there. All of your gold and bloodshards are account-bound, all the items you put in your stash (gems and crafting mats particularly, but also any decent weapons or armor you found), your unlocking and upgrading of smith/jeweler/mystic is account-wide (in addition to legendary/set recipes), unlocking Adventure mode is account-wide, and unlocking Torment difficulty is account-wide. Really, the only thing that isn't account-wide is, as I just learned, Campaign mode. And that was a surprise to me, is all I'm sayin. And that that is moderately annoying because I noobed it up and died before getting to the good stuff lol