Investing General Discussion
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Sanrith Descartes
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Btw, not sure where else to put this but AMEX is offering a 3.75% interest rate on their high-yield savings account. Not a CD but a regular bank savings account.
Mist
Eeyore Enthusiast
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SoFi is 4% for a regular savings account. Upgrade is 4.38%.
Citibank Accelerate Savings is 3.85%, which is also basically just a normal savings account.
Gravel
Mr. Poopybutthole
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I'm not
Sanrith Descartes
old, so I don't remember super high rates, but I do remember 20 years ago when you could get 5-6% all over the place.
Sanrith Descartes
old, so I don't remember super high rates, but I do remember 20 years ago when you could get 5-6% all over the place.- 1
Furry
WoW Office
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I got kicked out at 18 and was just struggling to make it through paychecks without getting a charge. 20 years ago is when I got my job, but it took me a couple years to stabilize and buy a house. I got 5ish% interest rate for a mortgage with no down payment or credit history in 2005, lol. I can’t imagine the look a bank would give someone trying to do that today.I'm not
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Sanrith Descartes
Veteran of a thousand threadban wars
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One thing to watch is banks like C and JPM are tending to only offer those good rates in areas where they want to grow their footprint. Good luck getting shit for rates in NYC/Long Island with those banks. I choose Amex because I generally trust them to stay in business the next few years. SoFi is a bit suspect for that extra 0.25%. Besides since Amex already had my info opening the account was less than 30 seconds.
Mist
Eeyore Enthusiast
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Yeah but if you're not putting in over 250k why does it matter if they're suspect or not? There's been 75 bank failures in the past 10 years, all depositors have always gotten their money one way or another, and people under 250k are always getting theirs no matter what.
SoFi also behind the scenes turns your savings account into 4 savings accounts if you have up to a million dollars on deposit, so you'll have 4x FDIC insurance.
Sanrith Descartes
Veteran of a thousand threadban wars
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Kithani
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How long until we hit the deadline for Congress to disclose their trades?
See what big Nancy be doing and you will find the truth IMO
Burns
Golden Baronet of the Realm
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Congress Trading - Quiver Quantitative
Track trading activity by members of U.S. Congress
www.quiverquant.com
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Hateyou
Not Great, Not Terrible
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I’ll be interested in that type of data when it doesn’t have a 3-4 week lag.View attachment 467648
Congress Trading - Quiver Quantitative
Track trading activity by members of U.S. Congress
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Sanrith Descartes
Veteran of a thousand threadban wars
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Apparently, and quite surprisingly, our government has been lying to us about our economic data...
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Jysin
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Edaw
Parody
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Tesla workers shared sensitive images recorded by customer cars
Between 2019 and 2022, groups of Tesla employees privately shared via an internal messaging system sometimes highly invasive videos and images recorded by customers’ car cameras.
Sanrith Descartes
Veteran of a thousand threadban wars
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Wrote the SPY puts expiring Monday. 35 cent premium on the $398 strike. Since market is closed tomorrow its a 2-day carry to expiry. Got a couple levels of support to break through before it gets there (the 50-DMA and the psychological level at $400).
Sanrith Descartes
Veteran of a thousand threadban wars
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Closed out at 16 cents on that price spike upwards. I am eyeing reentry at the $405 strike if we see another dip lower today.
Big Phoenix
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Tmac
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