because just like there are people here who will forgive brad and give him $350 for "reasons", there are plenty - and obviously many, many more - who will forgive jacobs, garriott, etc and also give them money.
that said the american system has always been to not harshly punish failure but help them pick themselves up, dust themselves off, and encourage them to try again. its very, very different from the european and asian mindset, although in the past 10 years it feels like america is becoming more critical of failure, risk, etc.