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  1. Cutlery

    Adventures with lyrical - buying a business

    You and her have similar problems then.
  2. Cutlery

    Home buying thread

    Renting property is a fucking hassle. I think Zeste managed some for awhile that didn"t go real well, and my mother in law has an extra house she was stuck with when the market crashed that she"s renting, and I"m pretty sure she"s losing money on that. It ain"t as simple as "buy house, charge...
  3. Cutlery

    Girls who broke your heart thread

    Shouldn"t you be checking if any of your girlfriends died today?
  4. Cutlery

    Girls who broke your heart thread

    The fuck? You start an argument with me and then up and leave? Fuck you, hippy. I hope another Korean shits cat food on your bed.
  5. Cutlery

    Girls who broke your heart thread

    Actions like....posting about it on a message board? Non jealous people don"t need advice on how to handle it, they just handle it. Jealous people don"t understand why they feel that way and need help understanding it.
  6. Cutlery

    Girls who broke your heart thread

    So you"re a little unnerved that she cheated on you before she even met you? Because that"s the line you"re walking here. It"s your average everyday insecurity. You didn"t exist. She"s allowed to have sex with people. That much is 100% irrefutable. The only real question is how insecure you...
  7. Cutlery

    Girls who broke your heart thread

    Yeah, the back story here is she pulls this shit twice a week. He"s not pussing out on anything, and he laid out the situation for her once already. He gave her the one chance, I don"t fault him at all for following through this time.
  8. Cutlery

    Girls who broke your heart thread

    How many chances do you have to give someone for it to not be the pussy way out?
  9. Cutlery

    Girls who broke your heart thread

    Not trying to be a dick dude, but I"ve seen the chicks you"ve dated, and honestly, anyone with that much metal in their face that isn"t Wolverine is going to be wrecked, she was wrecked when you started dating. You"re not gonna find one without serious issues. All I"m saying is that you don"t...
  10. Cutlery

    Home buying thread

    Yeah, rent your old house for barely enough to cover the mortgage, that way you can pay for repairs on 2 houses instead of one. Need a new roof? Now you need 2. Homeowners insurance? Double up that policy. I"m gonna go ahead and guess you"ve never actually rented out a property either...
  11. Cutlery

    Home buying thread

    The one you stuck in your fucking yapper by thinking that housing prices in CA or NY have any fucking bearing at all anywhere else in the country, you dumb fuck. Yeah, I live in shittown USA, population 50,000. Fucking moron. You know what else has no relevance to anything in this thread? People...
  12. Cutlery

    Home buying thread

    You"re jaded, and clearly dumb as shit. You wanna come in here and judge me and everyone else and you know fuck all about anything, apparently. You wanna know what 245k bought me? 2500 sq ft, 5 bed, 3 bath, on almost a full acre, on a lake, corner lot, with a in ground 20x40 foot pool...
  13. Cutlery

    Home buying thread

    No, what was sub optimal financially was renting for 10 fucking years while the housing bubble happened. I SHOULD have bought a house (much like my own) for 110k in 2000 when my household was making 40k a year rather than doing what I did, which was try to get a decent sized down payment...
  14. Cutlery

    Home buying thread

    I put down 3.5%. I bought a 245k house, my wife and I make 110k a year. What now? You gonna tell me I can"t afford my loan?
  15. Cutlery

    Home buying thread

    All of them? Of course not. However, every apartment I"ve ever lived in has had - Various domestic disputes. Hallways smell of weed every night Increased police activity (you know, protecting all those stand up citizens) Parking lot vandalism in some capacity. (FYI, hair spray takes...
  16. Cutlery

    Home buying thread

    The perils of home ownership? I"m not being responsible because I chose to throw down 10k instead of 50k? That"s fucking ridiculous. Especially because they"ll give you a loan with 10k. Renting is fucking retarded in this market. Actually, renting is fucking retarded in most markets. You"re...
  17. Cutlery

    Home buying thread

    Where did I say it was anyone"s fault? If you think kids are better off in an apartment environment, with all it entails (neighbors of ill repute, drugs in the complex, etc) over having a suburban house in an established neighborhood with a yard and pets and parks and sidewalks and shit, I...
  18. Cutlery

    Home buying thread

    You"re single. Try to keep up here.
  19. Cutlery

    Home buying thread

    Well, I dunno about you, but every apartment I"ve lived in smelled like fucking weed every weekend and most evenings. And this was in the suburbs too, wasn"t a fucking inner city place. Low rent = people who can afford low rent. Don"t forget it. I"ll take my lot in an established neighborhood...
  20. Cutlery

    Girls who broke your heart thread

    To be fair, nothing of the sort has been going on around here for a couple months now, but it"s not anything close to what you guys would wish on me. Week after the kid was born, wife passed a pretty giant clot, which equals emergency room trip. Uterus not cooperating, piece of placenta left...
  21. Cutlery

    Home buying thread

    Unless you have 20%, you"re not entitled to LOL free money low interest rates. Save up 50k and in 10 years when the interest rates are back to 35%, that"s the smart time to buy. See, my beef with Cad is his fucking genuine inability to realize that most of the world didn"t have the benefits...
  22. Cutlery

    Home buying thread

    Well, Cad did, but he"s just an imaginary person on the internet, so it really doesn"t mean shit. Out here in reality land, yeah, not too many of us rocking 50k in the ol" bank account just waiting to snap up a nice piece of real estate. I mean, I"ve got a buddy with that in the bank, but...
  23. Cutlery

    Home buying thread

    And almost by definition, people with an FHA loan (which is what we"re talking about) put down 3.5%. Don"t be a cunt for the sake of being a cunt. We all know you"re better off than everyone else, no reason to shit all over everyone who had to get an FHA to make shit work.
  24. Cutlery

    Home buying thread

    My wife asked my mortgage guy earlier in the year about refinancing, we"re at a 5.5 right now, FHA loan, and he said the problem is that the rules for PMI changed and that went up on all new loans. A good chunk of the money I"d save refinancing would go towards higher PMI, and he basically said...
  25. Cutlery

    Home buying thread

    You"ll find a ton of those if you"re looking at foreclosures specifically. Not necessarily mess in the same way, but a lot of them are complete shitpiles. The upside is that you should have some extra cash to throw at them because of how cheap they are, but it entirely depends on how much of a...
  26. Cutlery

    Home buying thread

    1) No. The bank drops the price until they get action on the house. No offers at 150? Lets try 140 then. No dice? Keep dropping it until they see some offers coming in. 2) The bank wasn"t real keen on my lowball attempt. I"d offer the list price. If it doesn"t get any offers at that price...
  27. Cutlery

    Girls who broke your heart thread

    Don"t forget his drunk posting about his girlfriend dying 3 months before the marriage.
  28. Cutlery

    Girls who broke your heart thread

    Yeah, no one ever fucks off in college. The point is that EQ brought this board into existence, made it what it was, and that"s a solid timestamp. Most of the people playing MMO"s then were high school/college age and could afford the timesink that EQ created. When your basic camp was 8+...
  29. Cutlery

    Girls who broke your heart thread

    EQ came out in what, 98 or 99? That was 12 or 13 years ago, most of us were in our late teens/early 20"s then, because that"s the demographic that got reeled into EQ with our no responsibilities life. The core group of this board should be AT LEAST low 30"s by now.
  30. Cutlery

    Girls who broke your heart thread

    I know I"m in the minority and everyone"s just gonna rail on me for it, but hey, you asked, I"ll answer. No, I don"t put up with crazy, but I have an advantage of not marrying a crazy chick to begin with. My wife has been very reasonable from day 1, it"s the reason I married her so quick...I...
  31. Cutlery

    Girls who broke your heart thread

    I think that would be better suited for the Married Guy thread, based upon the content. Not to say there"s not people in here that fit that criteria, but Aamina took that shit to a new level.
  32. Cutlery

    Girls who broke your heart thread

    End it? That"s never gonna get going. He"s gonna say something at dinner and she"s think it"s odd and text her friends and they"re gonna tell her he"s a fucking creep and to get a new apartment.
  33. Cutlery

    Girls who broke your heart thread

    This is the same crazy really forward with the sexorz one, isn"t it? I"m pretty sure I remember you having some kinda unusual deal. You"re being ridiculous. Is she 14 or something? She can come and go as she pleases. If she"s out with her friends until midnight, it"s no concern of yours...
  34. Cutlery

    Adventures with lyrical - buying a business

    Yeah, lotta shit changed in the last few years, and if you haven"t needed to or looked into getting a loan, you"d still think everything was easy sauce to get. Ain"t the case anymore.
  35. Cutlery

    Girls who broke your heart thread

    Offset... What the fuck man? This chick is 100% guaranteed to be pretty fucking awesome in the sack. You are not the first, she is not a dead fish, and she knows exactly what she wants. This is a prime opportunity to learn a few things. Everyone wishes they had a woman this forward in...
  36. Cutlery

    Girls who broke your heart thread

    Could use a nose job, but you"re only looking at her ass if you"re doing it right anyway, and that looks decent, so I"d say you"re set. Come on, man up. She"s clearly a freak if she"s coming on to you. Enjoy the ride dude. And try to last longer than 3 minutes too, the rest of mankind is...
  37. Cutlery

    Girls who broke your heart thread

    Why kid? At least with AFF you"re almost assured some titty pics.
  38. Cutlery

    Girls who broke your heart thread

    Yeah, coincidentally getting sick enough to go to the hospital right after you break up with a crazy girlfriend? If that don"t make you think, I dunno what to say.
  39. Cutlery

    Girls who broke your heart thread

    Yeah, no one"s ever made that typo before. I"ll even leave it in just so you feel better.
  40. Cutlery

    Girls who broke your heart thread

    I"d agree with that one. Don"t even give her your address. Just a phone number to a prepaid one you can throw away in a month.