Search results

  1. Nija

    Home buying thread

    I would say that roughly speaking, "one paycheck" to cover the mortgage is too much. I don't think they are paying you enough to live where you are, especially considering you're looking at 1-2 hours out for commute time. Reading what you're writing it reminds me of how I was trying to talk...
  2. Nija

    Home buying thread

    MY MAN! Same, I'm scared shitless at these huge home values AND I've been in CA for 20 years where it's normal. I never, ever considered the stupid SF Bay Area real estate "normal". As for $600k houses on $120k income, I have a coworker who pulls about $150 who has an $800k house in Daly City...
  3. Nija

    Home buying thread

    Alright, cool. I just bumped up my range slightly and I'm looking at a place for 550ish that's on 3.5 acres. That's just a hair below 2x income for me and thinking about going higher than 2x makes me sweat.
  4. Nija

    Home buying thread

    I'm a few pages late but @Cathan are you really considering a $600-700k house on a $120k salary? Does your spouse work too or something? Am I too risk adverse for not going that high?! Sounds like a lot of money to me. Also, 15 year vs 30 year discussion, talk to local lenders. I had to back...
  5. Nija

    Mass Effect: Andromeda - Autism reaches outer space

    Please stop paying $60 for fucking remasters. God damn you all.
  6. Nija

    What vehicle do you drive?

    I think you can option that Miata to be up to $10k more expensive than the Veloster. I'd stick with that. I saw that Hyundai, at least the Genesis brand name, is offering 0% interest on 84 month loans, no payments for 120 days for qualified buyers. See if they will make a deal on a Velo. I...
  7. Nija

    What vehicle do you drive?

    Me too, but I can't justify a car with 4 seats when I have 3 kids. The reasonable side of me won't let me. At some point I'll have room/time for a 2 seater or something like the Veloster N.
  8. Nija

    What vehicle do you drive?

    What about the Hyundai Veloster N with the performance package?! It's already won a zillion awards and is available right now.
  9. Nija

    The Elder Scrolls Online

    I'm firing this up on PS4 if anyone else wants to take a dive. I am only around level 25 and I play at odd hours. How can anyone you pass up this offer?!
  10. Nija

    Which computer chair do you use? Needs to be poopsock viable

    I recommend that you sit in some before buying. That might be hard right now. I’m using a Humanscale Freedom, as that was the most comfortable to me. Look for a local relax the back store if they still exist when things reopen. 15 year warranty.
  11. Nija

    Playstation 5

    Nah man, what you should do is a PS4. Now is the time. Fantastic library at a super low prices. I bet you can get 1,000 hours of fantastic gameplay for under $100.
  12. Nija

    Home Improvement

    Yep, they have to be disclosed. Look at this shit. Good luck, seller!
  13. Nija

    Home Improvement

    So look carefully at those pictures from the home inspection I linked. I had to back out of the deal due to so many problems being found. My cousin estimates 30k, minimum, and that just handles the problems in the front. There wasn't a vapor barrier used between the manufactured rock and the...
  14. Nija

    Who died? (Celebrity Deaths)

    Yep, but this is still my #1 from him.
  15. Nija

    Home Improvement

    And the rest of the images:
  16. Nija

    Home Improvement

    Here's the rest of the detailed items. Some of this is excessive, but overall I think this was a thorough, well done inspection. The roof is pretty steep which is why there isn't much detail up there. It's most likely original and getting replaced by the seller's insurance.
  17. Nija

    Home Improvement

    Yeah, I was pretty impressed with the report. I'll make the details available for you guys, give me a few minutes.
  18. Nija

    Home Improvement

    I'm fortunate as I have family in the area, and my cousin has been a license/bonded/insured plumber for over 20 years that branched out into other things recently. I trust him to assess this. We'll probably have to get a neutral contractor to bid out the repair and use that number to work with...
  19. Nija

    Home Improvement

    No, no basement. It's concrete slab, and the tub sits on the slab. There isn't access to it, apparently, without pulling it. I don't know if it can be reinstalled. I'm 1,980 miles away from the house at the moment. Home was built in 2003, so it's hard to say.
  20. Nija

    Home Improvement

    There appears to be an issue with the bathtub in the master bathroom. It's opposite the shower, so it's not a shower pan leak. It's on the main floor. The home inspector said that once the water got above the jets it was nearly impossible to fill the tub, as it was draining so fast. To be sure...
  21. Nija

    Home Improvement

    Is this the right thread to drop pictures from my home inspection? I am getting a few contractors out to take a look, but I figure you guys can weigh in as well.
  22. Nija

    Ozark

    I'm related to the Marples! Small world. I also grew up in that general area (AR side), and I'm buying a house in Bentonville at the moment.
  23. Nija

    Home buying thread

    Inspections and shit. That’s Wednesday, appraisal shortly afterwards. Closing is like 5/8. Thanks
  24. Nija

    Home buying thread

    Went with a local lender. 2.875% fixed biweekly. Only went with 10% down to keep some cash on hand.
  25. Nija

    Home buying thread

    I have an accepted offer on a house in NW Arkansas and I'm talking to lenders today. I have been talking with a guy for a few months now via quicken loans. He told me 'mid 3s' over the phone just now. We'll see what the local lenders say as well.
  26. Nija

    Moving Options

    Made it out in two days. I have an accepted offer on a house as of last night. Great trip so far! Not so great mpg pulling that trailer out here. Best I saw was 11, worst was 6. $530 in fuel costs.
  27. Nija

    Moving Options

    Phase 1 of the move happening tomorrow. I'm pulling a trailer load out to put in storage. Meeting with a realtor for 2-4 days looking at houses. I'll pull the trailer back empty to be used again in conjunction with a 26' uhaul truck. I'm going to rent that from Reno instead of anywhere in...
  28. Nija

    Nioh 2 (PS4 (PC in November?:emoji_nose:

    Here's my first win against the snake boss. It's pretty fun to do multiplayer and help on this one, although more than likely people go hamfist and get in close and die really quick. I had 3 or 4 wins yesterday against her.
  29. Nija

    The Division 2

    I don't understand what I can do without buying the New York thing. Can I level from 30 to 40 in DC?
  30. Nija

    Remnant: From the Ashes

    Yep, I have it and I'm not very far into it.
  31. Nija

    Warhammer Online RIP

    It's real easy. The first time running the patcher takes awhile. I got it all set up on Friday and I've played twice. Having a hard time deciding what I want to play. If I play a bright wizard, we get rolled. If I play my archmage, we win. I don't understand it. I was trying to play IB, too, but...
  32. Nija

    Warhammer Online RIP

    Man... I played the hell out of this at release. I leveled up three characters to mid 30s (one to 40) on three different servers, as things died or got incredibly imbalanced. Due to its age it may actually run reasonably well on my laptop. I'll hit you up, @MaseK, if I do.
  33. Nija

    The Big Bad Console Thread - Sway your Station with an Xboner !

    What are they talking about? $500 for a game console seems like a no brainer when people are paying $1400 for phones. (iPhone Pro Max 512gb $1449.00) Especially with the aging gaming crowd with increasing disposable income... Not unlike a forum that I frequent...
  34. Nija

    Wolcen: Lords of Mayhem

    There was a time when I was the same way that I think many of you are currently. The state of the game doesn't matter so much as the newness, the excitement of release, the unknown things. The overpowered builds, the missing decimal point that lets you just demolish content. Some seek that out...
  35. Nija

    The Division 2

    Good news! You can buy the Warlords of New York expansion. It comes with an item that bumps you to level 30. That way you can start right at the previous end game and roll into the expansion. Division 2 Warlords of New York | Ubisoft Store
  36. Nija

    The Division 2

    I guess this is the benefit of using high res textures to create environments. Slap Division 1's environment into Division 2. Need that "slap the roof" meme going for this one. Definitely Division 3, if there is one.
  37. Nija

    Moving Options

    Got a quote back from a big moving company. Full box/pack, 17,000 lbs, 2,000 miles, $15,800. $102k insurance on the trip. That‘s about what I expected. I’ll get the price if I box and see if there’s much difference.
  38. Nija

    What vehicle do you drive?

    That's a 2008, the first year of the 200 series. I have a mild lift and a bit undersized tires now. I have everything ready to go to swap over to smaller wheels with more tire, but instead of spending $2k on tires I'm going to use it for my move. These tires will have to last until I'm settled...
  39. Nija

    What vehicle do you drive?

    Picking it up from the fabricator this weekend! Finally got a front bumper to go with the rear. A few skid plates and I'm pretty much done modding it. Edit: I'm going to use a paint pen to color the parking sensors black!
  40. Nija

    Vermintide 2

    I love this game but I hate how they consistently segment the (small) player base on PS4. I actually uninstalled it the other day because of disappointment. I've had Vermintide 1 or 2 installed as long as they have been available on that platform.