The Scientific Shitlord
- 112d 12h 37m
I won't be emptying it, but it is the only way I will be able to get 20% down for the condo. Better to take a small beating on the 401k than to pay PMI for 15 years. If we get a decent offer on our house here I will get 1/3 of the capital gains, which I would use to fill this year's IRA and the rest back into the 401k.Don't do this. It's almost certainly cheaper to rent or downsize than lose an unnecessary 10% of your retirement.