How much money do you make?

Falxy-US said:

Preface: When I say wealthy people, I am talking about people who make less than a million a year. I'm not talking about stratosphere rich people.


Wealthy people may have one or two suits, but they aren't buying dozens of suits, that's retarded. I don't even own a suit. To me, splurging is buying Tommy Bahama clothes. I have a fake set of Louis Vuitton luggage that I use for work. Yesterday my "wants" took over me, and I went to go buy a used $65,000 sports car (which had a sticker price of $84,500 1.5 - 2 years ago), and I turned around half way and came home because I know it's absolutely retarded. You don't stay wealthy by blowing it all on fast cars, expensive suits, and Patek watches. Like I said before, I have one very nice watch, a Rolex Seadweller, and it was given to me. Instead, you take your money and figure out how to make it work for you.

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Don't you spend all your money fucking whores on sugardaddy sites? Probably not the best person to be talking about how "smart" rich people spend their money.

Ya'll make me feel broke as fuck. I have to look at Wizardhawk trying to figure out how to make tacos for less than $15, to feel good.

My wife and i make over 200k combined, save about 60%. Condo almost paid off with no kids, invest the rest and hoping to retire before we are too old to enjoy our free time. Go fishing, play sports, travel, do nothing.

60%, I'm jelly. Im about 30% usually and struggle trying to get it higher.

When I was married, the wife made almost exactly what I made, we saved maybe 15%. I kept the house, mortgage payment is the same, and I'm saving so much more. So much happier.

I check Mint every day to watch my savings/ retirements. Healthy addiction?

LOL

Men can just spend less and save more while still "doing stuff" - women have so many peripheral expenses it is not even funny. Women are the embodiment of "the little things add up" - there have been thousands of financial studies and it always is "Women spend $ on lots of little thing, Men spend on fewer large purchases." and then...usually in a shushed tone "and yet those large purchases end up less than all the little ones..."

pink tax + buying just random shit.

heck take grocery shopping - if she shops "for the week" its $150+ if I shop its half @ $75 or so...

Target run she is nearing 200$ if I do not question every damn thing she puts in the cart...and then she gets pissed.

Some is my fault, I have done the finances since we got married and no I have not been pefect. We had hard times and struggled - but now we are debt free sans house+car, have a small liquid savings (both of us are in education so we both have good retirement plans that are good, so we do not have to 'manage' a primary retirement fund out of income.)

I told her "Things are really tight, for the next 2 months we need to be strict on things" and really hounded her on it - and my lord those 2 months where glorious - they where a few year ago before we were more clear and free and I was making 35% less... but even on a tight budget we had a good +$ each of those months. But after I was like "See, that was not so bad" - as to me our "living" was generally the same, but to her it was hell. She started crying after and how it was such a huge emotional toll and bla bla bla.

I tried "envelope system" and cash - she would NOT spend cash, she would still use the debt card because "I do not like cash" and again, this was during a tight time and she almost made us overdraft because the allocated months money was in cash form... argh women

ya I get that. she spent her personal $$ on makeup and her clothes. i can't really say where our joint money went, just seemed to poof. she kept a fairly detailed budget, i just don't care enough at this point to find out.

one big difference is i embrace the 'never pay retail'. i've bought a good bit of used furniture off craig's list. i'll get new mattresses from amazon, but most everything else isn't new. when i bought my new bed frame, guy said he paid ~4k for it new and that it wouldn't fit where they were moving.

then obvious repair costs. i'm not Ron Swanson but I'm fairly handy. Sometimes she would just order onsite service for some appliance before i could even take a look.


slight segway, how many have multiple income streams? it's something I've been wanting for years and just can't seem to get started.