Search results

  • Guest, it's time once again for the hotly contested and exciting FoH Asshat Tournament!



    Go here and fill out your bracket!
    Who's been the biggest Asshat in the last year? Once again, only you can decide!
  1. C

    Home buying thread

    I know. I don"t care about flooding. Get insurance call it a day, or do like my friend did and just raise the house. To me the risks are far outweighed by the beauty of the view. Unidin, that"s about what I thought.
  2. C

    Home buying thread

    Problem with that HUD shit is that (at least around here) it"s GARBAGE neighborhoods. The kind of stuff where you"d be quite literally killed walking the streets at night. I"ve been in and out of this thread, a number life changes including family life and a major break up have delayed /...
  3. C

    Girls who broke your heart thread

    Springbok, epic post. Sleeping around has it"s allure. I don"t know what it is. Maybe it boosts self confidence, maybe it placates some biological / primal need, maybe it just feels good. I"ll say two things on the topic. One, I think that if you / the female you are with didn"t have...
  4. C

    Girls who broke your heart thread

    Or you could just pay attention. If you"re going for girls that are rejecting you, you"re not doing it right. Sound advice though.
  5. C

    Girls who broke your heart thread

    Reading above is why movies are just a bad first date. Without having built up that sexual tension, there really is just no opportune time to "make a move" Also, with no dialogue there"s no time to build attraction. When it comes "time" it really shouldn"t be just this arbitrary "here i...
  6. C

    Home buying thread

    Man, fuck New York. I"ve been looking at houses for probably over a year. "Shopping" more seriously about 4-5 months. I think the more I get into the market and look around, the more turned off I am. I mean, a MEDIOCRE area - which i"ll classify as a good school district, can walk around...
  7. C

    Girls who broke your heart thread

    It"s been almost a month since the whole thing went down. It"s been really, really shitty.. but she made it easier (harder?) for me by being really cold. Today I resolved to bring all of her things to her house after work. Will be a bad night, but whatever. I"ll let her know like 30 minutes...
  8. C

    Girls who broke your heart thread

    Update: It"s over. We spoke, she said basically the same exact thing she had said a week before. She doesn"t know where we stand, shes in an emotional dead zone etc. I"ve been falling apart this past week and it reached a very bad spot two nights ago. I asked her how she has been, and she...
  9. C

    Girls who broke your heart thread

    The ambiguity is the problem right now. We didn"t break up (Even though in my head, we are) She said "please just give me a bit to sort my head i don"t know what I want right now" I don"t know. I"m having a really fucking hard time with it all today - just got back from work and the drive...
  10. C

    Girls who broke your heart thread

    Grumpus. Made me laugh out loud. Well fucking done. Except red hot chili peppers are her favorite band. Irony!
  11. C

    Girls who broke your heart thread

    Man. I think you fucking nailed it. You made me recall a few things she had said. She grew up with alot of emotional problems, used to do some bad shit, got blackout drunk as a teenager etc, cut herself the whole nine. this was probably 7-8 years ago. In her adult life, I guess as she came into...
  12. C

    Girls who broke your heart thread

    Wear this shit to work every day. Being a cop is pretty conducive to getting women, although I can honestly say i"ve never fucked or even hooked up with anyone I met while working. I value my job too much and women are crazy. Also helps that i"m on one of highest paid departments in the...
  13. C

    Girls who broke your heart thread

    I workout like a mother fucker already , and i"m very into my job. I have a great network of friends as well which is great. It"s just the times in between which suck my dick. I"m actually quite surprised that you guys are cool about this. Who would have known. Yea, I know it"s the...
  14. C

    Girls who broke your heart thread

    Yea, I know that"s the right answer. I just wanted to hear it said I guess.
  15. C

    Girls who broke your heart thread

    I"m inclined to agree with sutekhs advice 100% (how the fuck) i"d toss you another neg if I could. I mean, this is going to sound like bullshit or a play on words - but things will just happen. People like to say everything happens for a reason. I say no. Things happen(ed) because they...
  16. C

    Girls who broke your heart thread

    You just might be right. I mean, it was my initial thought. I"d like to think we are very open and she"s not a liar - it"s what I know about her and she"s not the type. However, I don"t think anyone is ever like "yea, my girl is totally the kind of girl to lie and cheat!" I asked her that...
  17. C

    Girls who broke your heart thread

    This is where my pride kicks in. Originally I was very dismissive of the thought. Then my brother was like "You"re going to lose her over that? Just let it happen man" and I realized that I would continue on. It"s just a slippery slope letting a women have all the power, however it"s past...
  18. C

    Girls who broke your heart thread

    Thanks guys, yea I don"t know. I tried to be supportive, I told her straight up I don"t have the answers but I care about her very much and despite the fact it sucks for me right now that i"m not going to let my pride get in the way and throw everything away. I said to take her time and her...
  19. C

    Girls who broke your heart thread

    Need perspective please. Met girl of my dreams. I"ll leave it like that. I"m almost 30, did the player thing for the past half a decade, never saw myself settling down. Met this girl and she turned my world upside down. First time in my life I pictured marriage, kids, buying a house together...
  20. C

    Home buying thread

    Anyone have advice with foreclosure listing sites? I"ve read reviews of the major ones and it seems like a mixed bag. I think my first forray while I have time will be to see if i can snag a good deal on a foreclosure. Also, to those who offered advice about my plan I presented in the last...
  21. C

    Home buying thread

    So, I"ve been in and out of this thread for awhile as I"ve saved money and contemplated what to do. Just wanted some longer term advice. Basically I"ve put almost all my money away in investments that have done quite well. I"ve got about 70k put aside now and am putting away about 4k a month...
  22. C

    Home buying thread

    I"m stuck here for at least the next 17 years (retirement) for better or worse. That is an absolutely excellent point about option A and B in terms of housing prices not rebounding any if at all to make it worthwhile in <5 years. That makes things mildly simpler for me and it"s something...
  23. C

    Home buying thread

    How old are you? And when you say New York, do you mean NYC or the state? If the state, where in the state? I hope for your sake its state, because even $125,000 isn"t going to get you far in the city. I live on long island, which I believe is one of the most expensive suburban areas in the...
  24. C

    Home buying thread

    Derail to the flame war, advice of a different nature I seek. I"m curious what you guys would do in my situation. Single, large income, no intention to start a family even remotely soon. Live in New York, absolutely insane housing prices - but in turn, absolutely amazing deals because 83...
  25. C

    Home buying thread

    Timing can have a lot to do with it in terms of 20% down. For example, interest rates at 3.75% and housing prices where they are - coupled with a gross annual income of $95,000 (but you just landed the job) minimal debt and 0 to put down. You are in a 250,000 median home area. You wait two...
  26. C

    Adventures with lyrical - buying a business

    I"m interested more in this concept of becoming a franchise owner. Is it really that easy to just pick up and play? I"ve been looking it over, and reading this thread - what seems odd to me, is clearly you"re going to need to manage it, but you"re going to net 40-50k a year. Most people I...
  27. C

    Home buying thread

    The liquidity is the primary issue. It"s an investment, that"s how I view it, I am not doing it as an investor. Big difference. Anyone looking at real estate would be an absolutel fool to not care about the area. Liquidity can also be resolved via intelligent thinking and a contract, which is...
  28. C

    Home buying thread

    Eh I just view it as an investment, and at this point in my life it"s the next logical step. Basically, if i"m paying X amount (say $1200 monthly) "to the furnace" as I like to say: home ownership costs that net me nothing, such as mortgage interest, property tax, home owners insurance etc...
  29. C

    Home buying thread

    I have a question for you guys regarding shared equity ie; buying a house with someone not a spouse. I understand the pros and cons, so I"m not really looking for advice on that, really what I want to know is the finances involved, in terms of exiting at some undefined point in the future...
  30. C

    Home buying thread

    Those of you with tenants - can you give me some insight in to how that works out? I know the potential horror stories obviously .. but I mean pros and cons from people who have actually lived it (say downstairs tenants in a primary residence) I ended up meeting with people and crunching...
  31. C

    Home buying thread

    What is the real prognosis you guys think in terms of how the market will play out over next few years (1-2) I basically have almost 30k to put down now, no debt whatsoever, a very healthy monthly income (4k+ after tax) no bills to speak of outside of cell phone and car insurance, and am...
  32. C

    Adventures with lyrical - buying a business

    How about starting a "business" I had this pretty good, very marketable idea having something to do with car parts. A niche that isn"t filled in the after market crowd having to do with vehicle security.. The issue becomes, how do people locate people to blue print and produce ideas? Like...
  33. C

    Home buying thread

    Google spits out the same bullshit. Magazines are an excellent source of ideas that don"t depend on my input for a result that may or may not have occurred to me. I don"t think that"s too difficult a concept to manage.
  34. C

    Home buying thread

    Any recommendations for, I guess home buying and home improvement style magazines? Figure the more information I have the better. Also, Grabbit that"s awesome. Having a home built to your specifications has to be a great feeling.
  35. C

    Home buying thread

    Fawy , that was a fucking excellent post. Thank you for that, cleared up some things for me. So escrow fundamentally is the other shit that gets thrown at you minus the mortgage / interest. Rolling closing costs is also interesting too, and my buddy was explaining to me about the PMI the other...
  36. C

    Home buying thread

    Yea, I would hopefully try to do it at turn of the new year, say February which would put me in a more comfortable spot, but not where i"d want to be (the big thing there being a big raise) so it"s not a total rush, but def would be moving ahead of my hypothetical time line (however, at the same...
  37. C

    Home buying thread

    Ok, interesting update. This is where I could really use some insight, i"ll give some background. I"m in a very upscale school district right now, in a moderate town mailing address. (Ie; school district A but mailing address of town B) this is huge around here with pretty shoddy districts...
  38. C

    Home buying thread

    Average property tax around here is 10k ish. Bad areas will be 6k, nice areas easily 15k. My 8k estimate is probably on the low side. Do any of you guys have any insight into the 1-2 year projection for the housing market in the US in general, and mortgage rates? I"m trying to get a feel for...
  39. C

    Home buying thread

    I"ve returned, I forgot I posted here - and some great info in this thread. It seems they took away the multi-quote feature on the board? I"m going to try to address some of the things that I can recall. My job is pretty secure. I came on at a time when things were severely understaffed...
  40. C

    Home buying thread

    Then that"s that.